{"type":"document","data":{"id":"c5dd28ae-f77b-44d5-ad7c-71537f224d9f","localeString":"nl-NL","publishDate":"2026-01-20T15:49:43.043+01:00","contentType":"onecms:editorialPage","hasMacro":true,"macros":["Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum","Spaarrentes:PrivateindividualsOSR.rente.totenmet10k","Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsOSR.rente.boven1M","Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum","Zakelijke.Spaarrentes:rente.basis.totenmet10k","Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k","Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k","Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M","Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M","Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M","Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M","Zakelijke.Spaarrentes:rente.basis.boven10M","Zakelijke.Spaarrentes:rente.ingangsdatum"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Overzicht van de belangrijkste spaarrekeningen van ING Private Banking en de actuele rentetarieven. Lees hier meer."},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"Spaarrentes ING"},"backLink":{"textLink":{"url":"/private-banking/sparen","text":"Sparen"}},"date":"2025-04-18","readingTime":1},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Speciaal voor Private Banking relaties","richBody":{"value":"<p>Je ontvangt een hogere rente wanneer je meer belegt bij ING Private Banking. Dit passen we ieder kwartaal automatisch voor je aan (ook als je op een gegeven moment minder belegt bij ons).</p><table><caption><p>Private Banking Spaarrekening</p></caption><thead><tr><th>Gemiddeld belegd vermogen advies en beheer</th><th>Spaartegoed op PBSR</th><th>Spaarrente</th></tr></thead><tbody><tr><td>€ 0 tot € 500.000</td><td>€ 0 t/m € 10.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k}%</td></tr><tr><td> </td><td>€ 10.000 t/m € 100.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k}%</td></tr><tr><td> </td><td>€ 100.000 t/m € 1.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M}%</td></tr><tr><td> </td><td>€ 1.000.000 t/m € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M}%</td></tr><tr><td>€ 500.000 tot € 1.000.000</td><td>€ 0 t/m € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 t/m € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5.000.000 t/m € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M}%</td></tr><tr><td>€ 1.000.000 t/m € 2.500.000</td><td>€ 0 t/m € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K}% </td></tr><tr><td> </td><td>€ 500.000 t/m € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5.000.000 t/m € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M}%</td></tr><tr><td>&gt; € 2.500.000</td><td>€ 0 t/m € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 t/m € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5.000.000 t/m € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M}%</td></tr></tbody></table><ul><li>Deze tarieven gelden vanaf %{Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum}%. De rente op de Private Banking Spaarrekening is variabel en op jaarbasis.</li><li>Het rentepercentage van de Private Banking Spaarrekening is op dit moment positief. De rente wordt een keer per jaar (op 1 januari) bijgeschreven.</li><li>Zowel particulier als zakelijk te openen. Meer informatie over de Private Banking Spaarrekening <a data-type=\"internal\" href=\"/private-banking/sparen/private-banking-spaarrekening\">lees je hier</a>.</li></ul>"}},{"componentType":"paragraph","title":"Oranje Spaarrekening","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong>Spaarrente</strong></p></td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.totenmet10k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 10.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Spaarrentes:PrivateindividualsOSR.rente.boven1M}%</td></tr><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum}%.</p><p> </p>"}},{"componentType":"paragraph","title":"Zakelijke Oranje Spaarrekening","richBody":{"value":"<table><thead /><tbody><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><strong>Spaarrente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.totenmet10k}%</td></tr><tr><td style=\"vertical-align:top\">€ 10.000 t/m € 25.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 25.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 1.000.000 t/m € 2.500.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M}%</td></tr><tr><td style=\"vertical-align:top\">€2.500.000 t/m € 5.000.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 5.000.000 t/m € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M}%</td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10M}%</td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Zakelijke.Spaarrentes:rente.ingangsdatum}%<br />.</p><p> </p>"}},{"componentType":"paragraph","title":"Gelddeel beleggingsrekening","richBody":{"value":"<table><tbody><tr><td colspan=\"2\" style=\"vertical-align:top\"><p><strong>Saldoklassen</strong></p></td><td colspan=\"2\" style=\"vertical-align:top\"><strong>Rente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">1,00% </span></p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">0,00% </span></p></td></tr></tbody></table><p>Deze tarieven gelden vanaf 18 april 2025.</p><p> </p>"}}]}}}