{"type":"document","data":{"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Overzicht van de belangrijkste spaarrekeningen van ING Private Banking en de actuele rentetarieven. Lees hier meer.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Met de Private Banking Spaarrekening is je spaargeld direct beschikbaar en sluit de rente aan op je belegd vermogen in advies- en beheerportefeuilles bij ING. Wekelijks stellen we de hoogte van je belegd vermogen vast en passen daar jouw spaarrente op aan.</p><table><caption><p>Private Banking Spaarrekening Rentetarieven</p></caption><thead><tr><th>Belegd vermogen advies en beheer</th><th>Spaartegoed op Private Banking Spaarrekening</th><th>Spaarrente</th></tr></thead><tbody><tr><td>€ 0 tot € 500.000</td><td>€ 0 tot € 10.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k}%</td></tr><tr><td> </td><td>€ 10.000 tot € 100.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k}%</td></tr><tr><td> </td><td>€ 100.000 tot € 1.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M}%</td></tr><tr><td> </td><td>€ 1.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M}%</td></tr><tr><td>€ 500.000 tot € 1.000.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M}%</td></tr><tr><td>€ 1.000.000 tot € 2.500.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K}% </td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M}%</td></tr><tr><td>≥ € 2.500.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M}%</td></tr></tbody></table><ul><li>De huidige tarieven gelden sinds %{Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum}%. De rente op de Private Banking Spaarrekening is variabel en op jaarbasis.</li><li>Het rentepercentage van de Private Banking Spaarrekening is op dit moment positief. De rente wordt een keer per jaar (op 1 januari) bijgeschreven.</li><li>Zowel particulier als zakelijk te openen. Meer informatie over de Private Banking Spaarrekening <a data-type=\"internal\" href=\"/private-banking/sparen/private-banking-spaarrekening\">lees je hier</a>.</li></ul>"},"title":"Speciaal voor Private Banking relaties"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong>Spaarrente</strong></p></td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.totenmet10k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 10.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Spaarrentes:PrivateindividualsOSR.rente.boven1M}%</td></tr><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum}%.</p><p> </p>"},"title":"Oranje Spaarrekening"},{"componentType":"paragraph","richBody":{"value":"<table><thead /><tbody><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><strong>Spaarrente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.totenmet10k}%</td></tr><tr><td style=\"vertical-align:top\">€ 10.000 t/m € 25.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 25.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 1.000.000 t/m € 2.500.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M}%</td></tr><tr><td style=\"vertical-align:top\">€2.500.000 t/m € 5.000.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 5.000.000 t/m € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M}%</td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10M}%</td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Zakelijke.Spaarrentes:rente.ingangsdatum}%<br />.</p><p> </p>"},"title":"Zakelijke Oranje Spaarrekening"},{"componentType":"paragraph","richBody":{"value":"<table><tbody><tr><td colspan=\"2\" style=\"vertical-align:top\"><p><strong>Saldoklassen</strong></p></td><td colspan=\"2\" style=\"vertical-align:top\"><strong>Rente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">1,00% </span></p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">0,00% </span></p></td></tr></tbody></table><p>Deze tarieven gelden vanaf 18 april 2025.</p><p> </p>"},"title":"Gelddeel beleggingsrekening"}]},"hasMacro":true,"id":"c5dd28ae-f77b-44d5-ad7c-71537f224d9f","localeString":"nl-NL","macros":["Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum","Spaarrentes:PrivateindividualsOSR.rente.totenmet10k","Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsOSR.rente.boven1M","Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum","Zakelijke.Spaarrentes:rente.basis.totenmet10k","Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k","Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k","Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M","Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M","Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M","Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M","Zakelijke.Spaarrentes:rente.basis.boven10M","Zakelijke.Spaarrentes:rente.ingangsdatum"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Sparen","url":"/private-banking/sparen"}},"componentType":"editorialHeader","coreHeader":{"title":"Spaarrentes ING"},"date":"2026-06-01","readingTime":1},"publishDate":"2026-09-21T16:51:38.303+02:00"}}