{"type":"document","data":{"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Overzicht van de belangrijkste spaarrekeningen van ING Private Banking en de actuele rentetarieven. Lees hier meer.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Je ontvangt een hogere rente wanneer je meer belegt bij ING Private Banking. Dit passen we iedere maand automatisch voor je aan, ook als je op een gegeven moment minder belegt bij ons.</p><table><caption><p>Private Banking Spaarrekening</p></caption><thead><tr><th>Belegd vermogen advies en beheer</th><th>Spaartegoed op Private Banking Spaarrekening</th><th>Spaarrente</th></tr></thead><tbody><tr><td>€ 0 tot € 500.000</td><td>€ 0 tot € 10.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k}%</td></tr><tr><td> </td><td>€ 10.000 tot € 100.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k}%</td></tr><tr><td> </td><td>€ 100.000 tot € 1.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M}%</td></tr><tr><td> </td><td>€ 1.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M}%</td></tr><tr><td>€ 500.000 tot € 1.000.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M}%</td></tr><tr><td>€ 1.000.000 tot € 2.500.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K}% </td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M}%</td></tr><tr><td>≥ € 2.500.000</td><td>€ 0 tot € 500.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K}%</td></tr><tr><td> </td><td>€ 500.000 tot € 5.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€ 5.000.000 tot € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; € 10.000.000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M}%</td></tr></tbody></table><ul><li>De huidige tarieven gelden sinds %{Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum}%. De rente op de Private Banking Spaarrekening is variabel en op jaarbasis.</li><li>Het rentepercentage van de Private Banking Spaarrekening is op dit moment positief. De rente wordt een keer per jaar (op 1 januari) bijgeschreven.</li><li>Zowel particulier als zakelijk te openen. Meer informatie over de Private Banking Spaarrekening <a data-type=\"internal\" href=\"/private-banking/sparen/private-banking-spaarrekening\">lees je hier</a>.</li></ul>"},"title":"Speciaal voor Private Banking relaties"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong>Spaarrente</strong></p></td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.totenmet10k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 10.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Spaarrentes:PrivateindividualsOSR.rente.boven1M}%</td></tr><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum}%.</p><p> </p>"},"title":"Oranje Spaarrekening"},{"componentType":"paragraph","richBody":{"value":"<table><thead /><tbody><tr><td style=\"vertical-align:top\"><strong>Saldoklassen</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><strong>Spaarrente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.totenmet10k}%</td></tr><tr><td style=\"vertical-align:top\">€ 10.000 t/m € 25.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 25.000 t/m € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 1.000.000 t/m € 2.500.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M}%</td></tr><tr><td style=\"vertical-align:top\">€2.500.000 t/m € 5.000.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 5.000.000 t/m € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M}%</td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10M}%</td></tr></tbody></table><p>Deze tarieven gelden vanaf %{Zakelijke.Spaarrentes:rente.ingangsdatum}%<br />.</p><p> </p>"},"title":"Zakelijke Oranje Spaarrekening"},{"componentType":"paragraph","richBody":{"value":"<table><tbody><tr><td colspan=\"2\" style=\"vertical-align:top\"><p><strong>Saldoklassen</strong></p></td><td colspan=\"2\" style=\"vertical-align:top\"><strong>Rente</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 t/m € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">1,00% </span></p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">0,00% </span></p></td></tr></tbody></table><p>Deze tarieven gelden vanaf 18 april 2025.</p><p> </p>"},"title":"Gelddeel beleggingsrekening"}]},"hasMacro":true,"id":"c5dd28ae-f77b-44d5-ad7c-71537f224d9f","localeString":"nl-NL","macros":["Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum","Spaarrentes:PrivateindividualsOSR.rente.totenmet10k","Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsOSR.rente.boven1M","Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum","Zakelijke.Spaarrentes:rente.basis.totenmet10k","Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k","Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k","Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M","Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M","Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M","Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M","Zakelijke.Spaarrentes:rente.basis.boven10M","Zakelijke.Spaarrentes:rente.ingangsdatum"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Sparen","url":"/private-banking/sparen"}},"componentType":"editorialHeader","coreHeader":{"title":"Spaarrentes ING"},"date":"2026-06-01","readingTime":1},"publishDate":"2026-06-01T14:36:18.207+02:00"}}