{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307},"intro":"We gaan graag in gesprek.","link":{"url":"/private-banking/contact"},"title":"Maak een afspraak"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307},"intro":"Snel inzicht in je financiële situatie.","link":{"url":"https://mijn.ing.nl/login"},"title":"Inloggen Mijn ING"}],"componentType":"cards"}]},"contentType":"onecms:subCategoryPage","flexPageMetadata":{"afmBanner":false,"description":"Krijg grip op je financiële toekomst met inzichten over estate planning, fiscale strategieën en vermogensstructurering.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"alignedImage":{"position":"right","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/asset/5af2be62-770e-4511-9b54-fdb0ee9c5f62/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE.jpg","transformBaseUrl":"https://assets.ing.com/transform/5af2be62-770e-4511-9b54-fdb0ee9c5f62/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE"},"componentType":"paragraph","richBody":{"value":"<p>Je weet dat goed plannen essentieel is om grip te houden op je financiële toekomst. Het draait om overzicht, structuur en keuzes die passen bij jouw doelen en levensfase. Op deze pagina vind je verdiepende artikelen en inzichten die je helpen om jouw vermogen zorgvuldig en strategisch te plannen. Van estate planning tot fiscale optimalisatie – hier vind je inspiratie en expertise die past bij jouw situatie.</p><ul class=\"check-mark\"><li>Fiscale strategieën</li><li>Vermogensstructurering</li><li>Familievermogen en estate planning</li></ul>"}},{"componentType":"sectionTitle","title":"Uitgelicht"},{"cards":[{"body":"Lees het interview met Agnes Verbruggen over digitale innovatie en de rol van de vermogensplanning-tool Plan Vooruit.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-05-20","image":{"extension":"png","original":"https://assets.ing.com/asset/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen.png","transformBaseUrl":"https://assets.ing.com/transform/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen","type":"image","width":2880},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/digitale-innovatie-interview-agnes"},"title":"Inzicht en regie over je vermogen met Plan Vooruit"},{"body":"De vastgoedmarkt is in beweging. Ontdek wat de veranderingen voor jou kunnen betekenen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-04-30","image":{"extension":"jpg","original":"https://assets.ing.com/asset/cc34cd03-dd87-45b0-a826-48628791f47e/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/cc34cd03-dd87-45b0-a826-48628791f47e/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1","type":"image","width":1920},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/update-vastgoedbeleggers-2026"},"title":"Belangrijke aandachtspunten voor vastgoedbeleggers in 2026"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Alles over schenken en erven"},{"cardsList":{"cards":[{"body":"De Voorjaarsnota van 27 maart bevat nieuwe maatregelen rond schenken op papier.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-04-02","image":{"extension":"jpg","original":"https://assets.ing.com/asset/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car.jpg","transformBaseUrl":"https://assets.ing.com/transform/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car","type":"image","width":1920},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/schenken-papier-kabinet-voorjaarsnota"},"title":"Papieren schenking: wat verandert er?"},{"body":"Lees waarom een woning schenken in 2026 een fiscaal voordeel kan opleveren.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-03","image":{"extension":"jpg","original":"https://assets.ing.com/m/4da95090526e646c/original/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach.jpg","transformBaseUrl":"https://assets.ing.com/transform/8eb5d362-1b16-40e7-84fb-0f039c870414/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach","type":"image","width":3960},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/woning-schenken-kind"},"title":"Woning schenken aan je kind?"},{"body":"Ontdek hoe schenken, nalaten of doneren past bij jouw wensen en financiële situatie.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-25","image":{"extension":"jpg","original":"https://assets.ing.com/asset/cf60c403-b69f-4225-be70-cfdf080b4d95/Father-and-son-tucking-in-napkins-before-lunch.jpg","transformBaseUrl":"https://assets.ing.com/transform/cf60c403-b69f-4225-be70-cfdf080b4d95/Father-and-son-tucking-in-napkins-before-lunch","type":"image","width":1712},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/nalaten-schenken-doneren"},"title":"Mijn vermogen nalaten, schenken of doneren"},{"body":"Samenwonend zonder geregistreerd partnerschap of huwelijk? Finaal verrekenbeding: zo werkt het.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-12-18","image":{"extension":"jpg","original":"https://assets.ing.com/m/18ca73b154cb3856/original/Young-couple-relaxing-on-couch-in-home.jpg","transformBaseUrl":"https://assets.ing.com/transform/8b558b94-ab72-4930-9b44-b8286b09410e/Young-couple-relaxing-on-couch-in-home","type":"image","width":6961},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/erfbelasting-besparen-samenwoners"},"title":"Erfbelasting besparen als samenwoners"},{"body":"Waar ligt de grens tussen bijdragen aan studiekosten en een schenking? Ontdek hoe dit werkt.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-08-07","image":{"extension":"jpg","original":"https://assets.ing.com/m/4332fe20a51089d7/original/A-happy-family-relaxing.JPG","transformBaseUrl":"https://assets.ing.com/transform/2309c0aa-9151-4b3f-a615-e18e8bfa910d/A-happy-family-relaxing","type":"image","width":4239},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/studiekosten-kinderen-schenken"},"title":"Studiekosten kind betalen: een schenking of niet?"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/schenken-en-erven-horizontal-list"}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"Agnes Verbruggen","image":{"extension":"png","original":"https://assets.ing.com/asset/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen.png","transformBaseUrl":"https://assets.ing.com/transform/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen","type":"image","width":2880},"jobTitle":"Directeur Wealth Structuring & Financial Planning bij ING Private Banking"},"testimonialText":{"body":"Financiële regie begint met het juiste gesprek","textLink":{"text":"Lees het interview","url":"/private-banking/kennis-en-inzichten/vermogensplanning/vrouwen-vermogen-interview-directeur-financial-planning"}}}]},{"componentType":"sectionTitle","title":"Fiscale inzichten"},{"cardsList":{"cards":[{"body":"In deze nota presenteerde het kabinet fiscale verkenningen voor komende jaren.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-04-08","image":{"extension":"jpg","original":"https://assets.ing.com/asset/e0e44dbf-8520-4ffa-9ae2-c9523ebb05b9/Large_Web-and-Screen-Woman-dances-at-home-with-dog.jpg","transformBaseUrl":"https://assets.ing.com/transform/e0e44dbf-8520-4ffa-9ae2-c9523ebb05b9/Large_Web-and-Screen-Woman-dances-at-home-with-dog","type":"image","width":1920},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/voorjaarsnota-2026"},"title":"Voorjaarsnota 2026: wat betekenen de fiscale plannen voor jou?"},{"body":"Op 5 maart heeft de Belastingdienst een standpunt hierover ingenomen. Lees wat dit voor jou kan betekenen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-26","image":{"extension":"jpg","original":"https://assets.ing.com/m/5a3493bc0362b4fd/original/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/ba1eb0df-a723-41ff-91ce-5809e94778ba/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1","type":"image","width":1920},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/gevolgen-pensioen-echtscheiding"},"title":"Echtscheiding en pensioen: hoe zit dat?"},{"body":"Als het aan de Tweede Kamer ligt, betaal je vanaf 2028 belasting over werkelijk rendement. Lees meer.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-19","image":{"extension":"png","original":"https://assets.ing.com/m/4a3a415b93557f60/original/Man-looking-screen-desk-glasses.png","transformBaseUrl":"https://assets.ing.com/transform/597c4ea5-32c8-4ee4-a57f-7482e72a41c5/Man-looking-screen-desk-glasses","type":"image","width":814},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/wetsvoorstel-werkelijk-rendement-belasting-2028"},"title":"Wetsvoorstel: belasting over écht rendement in 2028?"},{"body":"30 januari 2026 werd het coalitieakkoord gepresenteerd. Lees meer over de plannen van het minderheidskabinet.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-09","image":{"extension":"jpg","original":"https://assets.ing.com/m/4075a0353296437c/original/A-man-with-eyeglasses-holds-his-phone-at-the-office-4.jpg","transformBaseUrl":"https://assets.ing.com/transform/b34a9876-9255-42e3-a8d0-85663abbcaf7/A-man-with-eyeglasses-holds-his-phone-at-the-office-4","type":"image","width":2352},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/coalitieakkoord-vermogen-onderneming"},"title":"Regeerakkoord 2026: dit zijn de plannen"},{"body":"Bij een scheiding komt er veel op je af. Heb je samen een woning? Let dan goed op deze punten.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-04","image":{"extension":"jpg","original":"https://assets.ing.com/m/7c8d46a0ef07fd8f/original/Private-Banking_Piet-Boon-2.jpg","transformBaseUrl":"https://assets.ing.com/transform/c6b465e7-6904-425d-a6b3-d5147865a63b/Private-Banking_Piet-Boon-2","type":"image","width":6480},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/scheiden-gezamenlijke-woning"},"title":"Scheiden: wat betekent dat voor je woning"},{"body":"Wat betekent 'remote' werken voor je fiscale situatie en wat zijn de aandachtspunten?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-01-05","image":{"extension":"png","original":"https://assets.ing.com/m/12f45b88c86a9bfc/original/Vacation-balcony.png","transformBaseUrl":"https://assets.ing.com/transform/bdfcd1ac-1166-478b-9e6f-e7a7a7f7ffd1/Vacation-balcony","type":"image","width":720},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/overwinteren-in-het-buitenland"},"title":"Overwinteren in het buitenland: dit moet je weten"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/fiscaliteit-horizontal-list"}},{"componentType":"sectionTitle","title":"Je vermogen plannen"},{"cardsList":{"cards":[{"body":"Lees hier 5 tips voor vermogende vrouwen: van financiële kennis tot nalatenschap regelen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-06","image":{"extension":"jpg","original":"https://assets.ing.com/asset/cc34cd03-dd87-45b0-a826-48628791f47e/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/cc34cd03-dd87-45b0-a826-48628791f47e/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1","type":"image","width":1920},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/tips-voor-vermogende-vrouwen"},"title":"5 slimme tips voor vermogende vrouwen"},{"body":"Leer hoe tijdige gesprekken binnen de familie zorgen voor rust en vertrouwen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-26","image":{"extension":"jpg","original":"https://assets.ing.com/asset/19d6ad52-2d22-4ead-8330-7c5a040ece0c/600580931.jpg","transformBaseUrl":"https://assets.ing.com/transform/19d6ad52-2d22-4ead-8330-7c5a040ece0c/600580931","type":"image","width":2100},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/vermogensoverdracht-openheid-binnen-families"},"title":"Vermogensoverdracht en het belang van openheid binnen families"},{"body":"Ontdek hoe je de volgende generatie zorgvuldig voorbereidt op het familievermogen.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-26","image":{"extension":"jpg","original":"https://assets.ing.com/asset/8eb5d362-1b16-40e7-84fb-0f039c870414/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach.jpg","transformBaseUrl":"https://assets.ing.com/transform/8eb5d362-1b16-40e7-84fb-0f039c870414/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach","type":"image","width":3960},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/vermogensoverdracht-binnen-de-familie"},"title":"Zo regel je vermogensoverdracht binnen de familie"},{"body":"Veel Private Banking‑klanten missen overzicht. Een vermogensplan geeft rust en richting.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-24","image":{"extension":"jpg","original":"https://assets.ing.com/m/f0561b2f220bbab/original/Veilig-zakelijk-bankieren-3.jpg","transformBaseUrl":"https://assets.ing.com/transform/72cec243-9bfb-475a-8e16-6abe69bb21be/Veilig-zakelijk-bankieren-3","type":"image","width":1977},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/vermogensplan-basis"},"title":"Heb jij een vermogensplan? De basis op orde"},{"body":"Als DGA neem je dagelijks veel beslissingen, maar wat gebeurt er als je dat onverwachts niet meer kan?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-05-01","image":{"extension":"jpg","original":"https://assets.ing.com/asset/010bd71d-0354-49d9-90a7-e322484026f5/Medium_Office-365-and-Newsletters-Man-in-business-suit-having-a-coffee.jpg","transformBaseUrl":"https://assets.ing.com/transform/010bd71d-0354-49d9-90a7-e322484026f5/Medium_Office-365-and-Newsletters-Man-in-business-suit-having-a-coffee","type":"image","width":900},"link":{"url":"/private-banking/kennis-en-inzichten/ondernemen/bedrijfscontinuiteit-waarborgen"},"title":"De continuïteit van je onderneming waarborgen"},{"body":"Veel vrouwen hebben een businessplan, maar hoe zit het met hun persoonlijke financiële plan?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-10-15","image":{"extension":"png","original":"https://assets.ing.com/m/566e025f8aa29481/original/Interview-Agnes-Vrouwen-Vermogen.png","transformBaseUrl":"https://assets.ing.com/transform/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen","type":"image","width":2880},"link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/vrouwen-vermogen-interview-directeur-financial-planning"},"title":"''Financiële regie begint met het juiste gesprek''"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/private-banking/kennis-en-inzichten/vermogensplanning/vermogen-plannen-horizontal-list"}},{"actionAccordionList":[{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c2465a2e1603f5f/original/Feedback-Light_Bulb_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/e2274273-96dc-48a1-9c2c-17f9311aed5e/Feedback-Light_Bulb_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<ul><li><p><a data-type=\"internal\" href=\"/private-banking/kennis-en-inzichten/vermogensplanning/nog-dit-jaar-schenken\">Nog dit jaar schenken?</a></p></li><li><p><a data-type=\"internal\" href=\"/private-banking/kennis-en-inzichten/vermogensplanning/beleggingen-vasthouden-of-bijsturen\">Beleggingen vasthouden of bijsturen? Drie overwegingen</a></p></li><li><p><a data-type=\"internal\" href=\"/private-banking/kennis-en-inzichten/vermogensplanning/fiscale-gevolgen-vermogen-verschuiven-jaareinde\">Je vermogen verschuiven vóór 1 januari 2026?</a></p></li><li><p><a data-type=\"internal\" href=\"/private-banking/kennis-en-inzichten/vermogensplanning/financiele-planning-in-2025\">Financiële planning in 2025: welke keuzes maken nog verschil?</a></p></li></ul>"}}],"title":{"value":"<p>Meer artikelen</p>"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"We denken mee"},{"componentType":"paragraph","richBody":{"value":"<p>Wil je verder praten over de inzichten uit deze artikelen en hoe wij je kunnen ondersteunen bij het plannen van jouw vermogen? Maak dan een afspraak met een van onze specialisten. We delen graag onze expertise en denken met je mee over oplossingen die passen bij jouw situatie, wensen en toekomstplannen.</p>"},"textLinks":[{"text":"Maak een afspraak","url":"/private-banking/contact"}]},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Meer kennis & inzichten"},"textLinks":[{"text":"Vermogen laten groeien","url":"/private-banking/kennis-en-inzichten/vermogen-laten-groeien"},{"text":"Ondernemen","url":"/private-banking/kennis-en-inzichten/ondernemen"},{"text":"Nieuws & inspiratie","url":"/private-banking/kennis-en-inzichten/nieuws-en-inspiratie"}]}]},"hasMacro":false,"id":"f03ee88c-b75a-4072-872e-5f3d32b7eb23","localeString":"nl-NL","mainHeaderZone":{"backLink":{"textLink":{"text":"Kennis & inzichten","url":"/private-banking/kennis-en-inzichten"}},"componentType":"categoryHeader","coreHeader":{"title":"Vermogen plannen"}},"publishDate":"2026-05-20T11:48:29.166+02:00"}}