{"type":"document","data":{"id":"6e39ca12-a418-4e7c-ac25-f64edfc1bc51","localeString":"nl-NL","publishDate":"2026-03-16T13:26:10.965+01:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Alles wat je wilt weten over de financiering van een huis."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/particulier/wonen/huis-kopen","text":"Huis kopen"}},"coreHeader":{"title":"Huis financieren","subtitle":"Alles wat je wilt weten over de financiering van een huis."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Handige producten"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Oriënterend hypotheekgesprek","intro":"Je bespreekt met de hypotheekadviseur onder andere wat je maximaal kunt lenen en welke maandlasten hierbij horen","image":{"transformBaseUrl":"https://assets.ing.com/transform/f264ac3f-316e-4808-afb7-1bf2fac36152/Mortgages-advisor-appointment","type":"image","width":2500,"original":"https://assets.ing.com/m/6b46c3b074c12486/original/Mortgages-advisor-appointment.png","extension":"png"},"link":{"url":"/particulier/hypotheek/contact"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Geld lenen voor een verbouwing","intro":"Voor bijvoorbeeld een nieuwe keuken, meer woonruimte of om je huis te verduurzamen met bijvoorbeeld zonnepanelen of betere isolatie","image":{"transformBaseUrl":"https://assets.ing.com/transform/344c7200-2cdb-46bb-bd2c-1dc0acdce044/2-RichIcons-Cost-Categorisation-Private-Other-extra-mortgage-repayment","type":"image","width":160,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/38ad0eb834d80bae/original/2-RichIcons-Cost-Categorisation-Private-Other-extra-mortgage-repayment.svg","extension":"svg"},"link":{"url":"/particulier/lenen/jouw-leendoel/verbouwing-financieren"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Spaarrekening","intro":"Spaarpotjes aanmaken, automatisch inleggen en altijd en overal je geld kunnen opnemen","image":{"transformBaseUrl":"https://assets.ing.com/transform/8c78bbcc-d614-418b-951a-a8a130f74ccb/Savings","type":"image","width":160,"original":"https://assets.ing.com/m/1762a438ef2ea941/original/Savings.png","extension":"png"},"link":{"url":"/particulier/sparen/oranje-spaarrekening"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Hypotheek berekenen","intro":"Bereken je maximale hypotheek. Handig als je op zoek bent naar een koophuis, of als je gewoon nieuwsgierig bent","image":{"transformBaseUrl":"https://assets.ing.com/transform/c015edde-6e92-4fac-99c9-bb1da8f9f266/maxhypberekenen-cutout","type":"image","width":117,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/5b8445c61c217d79/original/maxhypberekenen-cutout.svg","extension":"svg"},"link":{"url":"/particulier/hypotheek/hypotheek-berekenen"}}]},{"componentType":"linkList","linkListCTA":{"textLink":{"url":"/particulier/hypotheek/contact","text":"Maak een afspraak"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/854ac23a-649f-48ee-bf15-cf45b9427bf0/Persons-Avatar_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/6387f2439958c9e5/original/Persons-Avatar_Outline.svg","extension":"svg"}},"componentStyle":"default","iconTitle":{"title":"Alles over huis kopen"},"textLinks":[{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen","text":"Eerste huis kopen"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen","text":"Je volgende huis kopen"},{"url":"/particulier/hypotheek/hypotheek-berekenen","text":"Maximale hypotheek berekenen"},{"url":"/particulier/hypotheek/contact","text":"Gratis oriënterend gesprek"},{"url":"/particulier/hypotheek/woondiensten","text":"Woondiensten"},{"url":"/particulier/hypotheek/hypotheekvormen","text":"Hypotheekvormen"}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bijleenregeling","intro":"Als je je huis verkoopt en verhuist naar een andere koopwoning, kun je te maken krijgen met de bijleenregeling","image":{"transformBaseUrl":"https://assets.ing.com/transform/0c9fd183-37c3-4fa2-93d0-fa41309438cb/Photo-of-a-young-couple-carrying-furniture-as-they-are-moving-into-a-new-apartment","type":"image","width":8660,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/548b3efd00efa62a/original/Photo-of-a-young-couple-carrying-furniture-as-they-are-moving-into-a-new-apartment.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/bijleenregeling"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Eigen geld","intro":"Om een huis te kopen heb je eigen geld nodig. Bijvoorbeeld voor de kosten voor hypotheekadvies en de notaris","image":{"transformBaseUrl":"https://assets.ing.com/transform/4ca42d50-b453-4c5a-a3aa-75e5b40ff6c0/About_1998_Euro","type":"image","width":480,"altTextEN":"Euro","altTextNL":"Euro","altTextFR":"Euro","altTextDE":"Euro","original":"https://assets.ing.com/m/31273233e6e383e9/original/About_1998_Euro.JPG","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/eigen-geld"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Overwaarde gebruiken","intro":"Wat is overwaarde en wat kun je ermee? De overwaarde op je huis kun je op verschillende manieren gebruiken","image":{"transformBaseUrl":"https://assets.ing.com/transform/55116598-7dd7-4f78-bc06-8e230bddecf9/Midsection-of-woman-sitting-by-potted-plant","type":"image","width":7200,"original":"https://assets.ing.com/m/58999358f8fcc27e/original/Midsection-of-woman-sitting-by-potted-plant.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/overwaarde-gebruiken"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Studieschuld","intro":"Dit heeft alleen gevolgen voor wat je maximaal kan lenen. Het goede nieuws is: ook met een studieschuld kan je een hypotheek krijgen","image":{"transformBaseUrl":"https://assets.ing.com/transform/801cfccc-9667-4720-89b0-15694e9287b0/Young-couple-kissing-in-home","type":"image","width":5700,"original":"https://assets.ing.com/m/53a74fdf9a13fb41/original/Young-couple-kissing-in-home.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/studieschuld"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Hypotheek meenemen","intro":"Meenemen van je rente en gebruik maken van de verhuisregeling. Hoe werkt dat?","image":{"transformBaseUrl":"https://assets.ing.com/transform/c7a8d9d8-112a-4f28-b177-d5b3dda323c6/move-in-living-together-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/6d6ecf6a53e573b1/original/move-in-living-together-1920.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/hypotheek-meenemen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Zonder vast contract","intro":"Wil je een huis kopen, maar heb je geen vast contract? Dat hoeft geen probleem te zijn","image":{"transformBaseUrl":"https://assets.ing.com/transform/8e9057f8-391a-4f34-91d9-78df7a17ea42/mortgage-process-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7271d404e12585aa/original/mortgage-process-1920.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/zonder-vast-contract"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Hypotheek berekenen","intro":"Bereken gemakkelijk en snel je maximale hypotheek. Handig als je op zoek bent naar een koophuis, of als je gewoon nieuwsgierig bent","image":{"transformBaseUrl":"https://assets.ing.com/transform/0c069372-2679-40e2-b3c2-3cc989952af1/A-red-colored-facade-of-an-old-residential-building-with-balconies","type":"image","width":1920,"original":"https://assets.ing.com/m/69f90beb2dd03032/original/A-red-colored-facade-of-an-old-residential-building-with-balconies.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/hypotheek-berekenen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Maandlasten hypotheek","intro":"Start met het berekenen van de maandlasten van je hypotheek. Zo weet je waar je straks per maand aan toe bent","image":{"transformBaseUrl":"https://assets.ing.com/transform/55274102-2fe9-4580-bb8f-53e8ea7dbda9/ockto_header","type":"image","width":620,"original":"https://assets.ing.com/m/5e822a5d9e123f07/original/ockto_header.png","extension":"png"},"link":{"url":"/particulier/hypotheek/maandlasten/maandlasten-hypotheek-berekenen"}}]}]}}}