{"type":"document","data":{"id":"7781651b-7a58-4dc5-9a71-249722216f05","localeString":"nl-NL","publishDate":"2026-04-07T11:33:01.708+02:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Wonen begint bij ING. Komt meer te weten wat er allemaal bij wonen komt kijken."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Wonen","subtitle":"Alles wat je wilt weten over wonen"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Meer informatie over wonen"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Overwaarde gebruiken","intro":"Je wil overwaarde gebruiken. Waar moet je beginnen?","body":"Je wil een huis kopen. Waar moet je beginnen?","image":{"transformBaseUrl":"https://assets.ing.com/transform/21cd8d31-7cb6-4903-b2c8-10582beb22b5/Home-loan-concept-Business-man-holding-house-model-real-estate-agent-and-customer-discuss-contracts-buying-insuring-financing-the-property-Loan-finance-economy-commercial-real-estate-investments","type":"image","width":799,"original":"https://assets.ing.com/m/246b3fd90e18a933/original/Home-loan-concept-Business-man-holding-house-model-real-estate-agent-and-customer-discuss-contracts-buying-insuring-financing-the-property-Loan-finance-economy-commercial-real-estate-investments.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/overwaarde-gebruiken"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Eerste huis kopen","intro":"Het kopen van je eerste huis. Bekijk de mogelijkheden","body":"Je wil je eerste huis kopen. Bekijk de mogelijkheden","image":{"transformBaseUrl":"https://assets.ing.com/transform/d531ed10-7076-4d3c-9c21-ba925df98141/REAR-VIEW-OF-MAN-STANDING-BY-WINDOW","type":"image","width":5472,"original":"https://assets.ing.com/m/6406ac5c936e9cee/original/REAR-VIEW-OF-MAN-STANDING-BY-WINDOW.JPG","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Actuele hypotheekrente","intro":"Bekijk de actuele hypotheekrente","body":"Bekijk de actuele hypotheekrente","image":{"transformBaseUrl":"https://assets.ing.com/transform/25fde2c8-9d67-4957-87c9-c2a40806385e/BOYS-PLAYING-WITH-PEOPLE-IN-OFFICE","type":"image","width":5150,"original":"https://assets.ing.com/m/16f1c6499d08dbbc/original/BOYS-PLAYING-WITH-PEOPLE-IN-OFFICE.JPG","extension":"jpg"},"link":{"url":"/particulier/hypotheek/actuele-hypotheekrente"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bouwdepot opnemen","intro":"Wat zijn de mogelijkheden?","body":"Wat zijn de mogelijkheden?","image":{"transformBaseUrl":"https://assets.ing.com/transform/0e231c8e-c7e1-47d0-9b6f-c4b347ffa291/Two-friends-eating-on-a-packing-box","type":"image","width":900,"original":"https://assets.ing.com/m/5356d16df9312af3/original/Two-friends-eating-on-a-packing-box.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/jouw-hypotheek/bouwdepot"}}]},{"componentType":"sectionTitle","title":"Veelgestelde vragen"},{"componentType":"accordion","accordionList":[{"title":"Ik heb een huis op 't oog. Wat kan ik bieden en wat worden mijn maandlasten?","richBody":{"value":"<p>Dat is afhankelijk van verschillende factoren. Je inkomen, je maandelijkse lasten/ schulden, er zijn veel zaken die invloed hebben op je maximale hypotheek en/of maandlasten. Gebruik onze rekentools om inzicht te krijgen in je <a href=\"https://www.ing.nl/particulier/hypotheek/hypotheek-berekenen\">maximale hypotheek </a>en de <a href=\"https://www.ing.nl/particulier/hypotheek/maandlasten/maandlasten-hypotheek-berekenen\">maandlasten </a>die daarbij horen. Of maak een afspraak voor een gratis oriënterend gesprek met een van onze hypotheekadviseurs. We helpen je graag op weg.</p>"}},{"title":"Kan ik subsidie krijgen voor het verduurzamen van mijn huis?","richBody":{"value":"<p>Je huis verduurzamen? Dan kun je voor een aantal maatregelen subsidie aanvragen. De overheid heeft hiervoor de Investeringssubsidie Duurzame Energie en Energiebesparing (ISDE) beschikbaar gesteld.</p><p>Je mag meerdere keren subsidie aanvragen voor hetzelfde huis, maar het moet wel om andere hoofdmaatregelen gaan. Daarnaast moet je eigenaar zijn van de woning en er zelf wonen. Alle voorwaarden vind je op de website van Rijksdienst voor Ondernemend Nederland (RVO). Daar vraag je ook je subsidie aan. </p>"},"textLinks":[{"url":"/particulier/hypotheek/duurzaam-wonen/overheidssubsidies","text":"Lees hier alles over subsidies voor verduurzaming"}]},{"title":"Wat is de actuele hypotheekrente?","richBody":{"value":"<p>Bekijk hier de <a data-type=\"internal\" href=\"/particulier/hypotheek/actuele-hypotheekrente\">actuele hypotheekrente en tarieven</a> van 2025.</p>"}}]},{"componentType":"sectionTitle","title":"Handige producten"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Hypotheek berekenen","intro":"Check je maximale hypotheek","body":"Maak direct een afspraak met een 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