{"type":"document","data":{"id":"76776d2c-21dc-4ac7-ab9b-e07c3a4e023d","localeString":"nl-NL","publishDate":"2026-04-02T11:16:19.822+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You take out travel insurance to make sure you are properly insured if things go wrong during your holiday, such as a stolen passport or lost luggage."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You take out travel insurance to make sure you are properly insured if things go wrong during your holiday.\r\nUnpleasant situations that may occur include your wallet or passport being stolen, your luggage getting lost, experiencing significant delays, or falling ill. These are just a few examples of situations you can insure yourself against with travel insurance.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/519aafe1-8104-4742-9f73-35a0836640ca/Boy-taking-a-picture-with-his-smartphone-of-the-splashing-waves-from-a-boat-window","type":"image","width":5472,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5e0f485560b1d6d7/original/Boy-taking-a-picture-with-his-smartphone-of-the-splashing-waves-from-a-boat-window.jpg","extension":"jpg"},"title":"Why a travel insurance?"},"backLink":{"textLink":{"url":"/particulier/verzekeren","text":"Verzekeringen"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Is travel insurance worthwhile?","richBody":{"value":"<p>Travel insurance is not mandatory, but it is worthwhile. Material damage incurred while travelling is reimbursed, and certain medical expenses are also covered, provided you have selected the right modules. You usually assume that your holiday, weekend getaway, city trip or long‑distance journey will go smoothly, but unfortunately accidents can still happen unexpectedly. In addition, not everything is within your control. Sometimes a trip has to be extended because you are unable to travel on (for example due to an active volcano on the island you are staying on), or it may need to be cut short because something happens to you, your travel companion or someone back home.</p>"},"textLinks":[{"url":"/particulier/verzekeren/reisverzekering/verplicht","text":"Read more about whether you need travel insurance (in Dutch)"}]},{"componentType":"paragraph","title":"Why choose travel insurance if you already have health insurance?","richBody":{"value":"<p>Basic health insurance only reimburses medical costs up to the amount you would pay for treatment in the Netherlands. However, medical care abroad is often more expensive. You can insure yourself against these additional costs with the Medical Expenses and Accidents module. In some cases, these extra costs may also be covered by a supplementary health insurance policy. Always check in advance whether you have supplementary health insurance and whether medical expenses abroad are covered additionally.</p>"},"textLinks":[{"url":"/particulier/vakantiecheck/wat-dekt-je-zorgverzekering","text":"Read more about what your health insurance covers (in Dutch)"},{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true","text":"Apply for an ING Travel annual insurance"}]},{"componentType":"linkList","iconTitle":{"title":"Read more about"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel annual insurance"},{"url":"/en/personal/insurances/short-travel-insurance","text":"Short travel insurance"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}