{"type":"document","data":{"id":"351a0231-65a4-4b9c-bf46-f2d79ef4f2bd","localeString":"nl-NL","publishDate":"2026-03-30T11:08:00.297+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Veelvoorkomende situaties bij een hypotheek"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Het leven is onvoorspelbaar en je kunt dus met allerlei situaties te maken krijgen. ING helpt je graag op weg.","title":"Situatie"},"backLink":{"textLink":{"url":"/particulier/hypotheek","text":"Een hypotheek bij ING"}}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Kinderen","intro":"Vaak een wens die in vervulling gaat, maar is je huis nog wel groot genoeg?","image":{"transformBaseUrl":"https://assets.ing.com/transform/17d3ff7e-af59-4e90-bccd-8e313dd6926b/Mother-taking-a-picture-of-her-children-finger-painting-the-mirror","type":"image","width":5400,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1ee489fcca51c4da/original/Mother-taking-a-picture-of-her-children-finger-painting-the-mirror.JPG","extension":"jpg"},"link":{"url":"/particulier/hypotheek/hypotheekvormen"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Werkloosheid","intro":"Jij of je partner raakt je baan kwijt? Hoe betaal je de hypotheek?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8147f866-e73e-44c1-9742-64dd90e0903b/Woman-drawing-on-a-tablet-in-her-living-room","type":"image","width":6016,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/c9164ebffc97109/original/Woman-drawing-on-a-tablet-in-her-living-room.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/jouw-hypotheek/werkloos"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Overlijden","intro":"Jij of je partner komt te overlijden? Hoe nu verder met je hypotheek?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8f6e9929-cdcb-48c7-be8d-f1e1b4e71c7f/Young-loving-couple-looking-out-of-a-rustic-natural-guest-bedroom-window","type":"image","width":6000,"original":"https://assets.ing.com/m/5b7070b43c90124a/original/Young-loving-couple-looking-out-of-a-rustic-natural-guest-bedroom-window.jpg","extension":"jpg"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Arbeidsongeschikt","intro":"Je raakt arbeidsongeschikt. Hoe moet het nu met je hypotheek?","image":{"transformBaseUrl":"https://assets.ing.com/transform/034c666c-5561-4365-a2eb-d98246302066/Full-frame-shot-of-multi-colored-neckties-hanging-for-sale","type":"image","width":5472,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/67575f1427a199a6/original/Full-frame-shot-of-multi-colored-neckties-hanging-for-sale.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/arbeidsongeschikt-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Studieschuld","intro":"Wat zijn de mogelijkheden voor een hypotheek als je een studieschuld hebt?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8f22a2ae-b946-4f4c-a40e-a5ab310e9b2e/Young-woman-lying-on-a-carpet-and-reading-a-red-book-while-looking-aside","type":"image","width":3705,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/3454f342d5a21c8d/original/Young-woman-lying-on-a-carpet-and-reading-a-red-book-while-looking-aside.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/studieschuld"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Pensioen","intro":"Je gaat met pensioen. Welk effect heeft dit op jouw hypotheek?","image":{"transformBaseUrl":"https://assets.ing.com/transform/40b5980a-89db-4f0e-8768-bc407fc8a5e4/Old-woman-sitting-at-a-table-with-happy-children","type":"image","width":3000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1ac9b4445848b2d2/original/Old-woman-sitting-at-a-table-with-happy-children.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/pensioen-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Scheiden","intro":"Jij en je partner gaan uit elkaar. Wat moet je allemaal regelen voor je hypotheek?","image":{"transformBaseUrl":"https://assets.ing.com/transform/744f1bcb-1b89-483a-bb88-ded0c6c56fe2/Father-working-from-home-with-his-children-s-drawings-in-the-background","type":"image","width":5512,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/ba48205e1ee42d5/original/Father-working-from-home-with-his-children-s-drawings-in-the-background.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/scheiden-en-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Overwaarde op je huis","intro":"Wat is overwaarde en wat kun je ermee?","image":{"transformBaseUrl":"https://assets.ing.com/transform/332b78a6-26f7-4670-ac21-b796614624cc/Close-up-of-young-girl-playing-with-adult-jewelry","type":"image","width":3264,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/169c314bc049b6ab/original/Close-up-of-young-girl-playing-with-adult-jewelry.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/overwaarde-gebruiken"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Verduurzamen","intro":"Hoe verduurzaam je je huis? Welke subsidies zijn er? Dit en meer vind je hier.","image":{"transformBaseUrl":"https://assets.ing.com/transform/801cfccc-9667-4720-89b0-15694e9287b0/Young-couple-kissing-in-home","type":"image","width":5700,"original":"https://assets.ing.com/m/53a74fdf9a13fb41/original/Young-couple-kissing-in-home.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/duurzaam-wonen"}}]},{"componentType":"linkList","iconTitle":{"title":"Hypotheken"},"textLinks":[{"url":"/particulier/hypotheek/hypotheek-berekenen","text":"Maximale hypotheek berekenen"},{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"Actuele hypotheekrente"},{"url":"/particulier/hypotheek/oversluiten","text":"Hypotheek oversluiten"},{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen","text":"Eerste huis kopen"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek","text":"Ander huis kopen"},{"url":"/particulier/hypotheek/jouw-hypotheek","text":"Jouw hypotheek"},{"url":"/particulier/hypotheek/hypotheekvormen","text":"Hypotheekvormen"},{"url":"/particulier/hypotheek/duurzaam-wonen","text":"Duurzaam wonen"},{"url":"/particulier/hypotheek/hypotheekadvies","text":"Hypotheekadvies"},{"url":"/particulier/hypotheek/advieskosten","text":"Kosten"},{"url":"/particulier/hypotheek/situatie","text":"Situatie"},{"url":"/particulier/hypotheek/woondiensten","text":"Woondiensten"},{"url":"/particulier/hypotheek/contact","text":"Contact"}]}]}}}