{"type":"document","data":{"id":"f0599748-dc9f-4997-a5f0-975fb7f1642c","localeString":"nl-NL","publishDate":"2026-04-14T12:30:36.646+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Wat kost verlenging van je hypotheekofferte? Zo berekent ING de verlengingsprovisie"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/f3ff596a-919c-4819-b54b-5b7090811f2b/direct-debit-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/6f5f3c711bd911a0/original/direct-debit-1920.jpg","extension":"jpg"},"title":"Wat kost verlenging van jouw hypotheekofferte?"},"backLink":{"textLink":{"url":"/particulier/hypotheek/advieskosten","text":"Advieskosten"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Als je </span></span></span></span><span><span><span><span>onze</span></span></span></span> <span><span><span><span>hypotheekofferte</span></span></span></span> <span><span><span><span>ondertekent</span></span></span></span><span><span><span><span>, dan </span></span></span></span><span><span><span><span>blijft</span></span></span></span> <span><span><span><span>deze</span></span></span></span> <span><span><span><span>normaal</span></span></span></span> <span><span><span><span>gesproken twaalf en een halve</span></span></span></span><span><span><span><span> </span></span></span></span><span><span><span><span>maand</span></span></span></span> <span><span><span><span>geldig</span></span></span></span><span><span><span><span>. Als </span></span></span></span><span><span><span><span>jouw</span></span></span></span> <span><span><span><span>hypotheek</span></span></span></span><span><span><span><span> later </span></span></span></span><span><span><span><span>ingaat</span></span></span></span><span><span><span><span>, dan </span></span></span></span><span><span><span><span>kun</span></span></span></span><span><span><span><span> je </span></span></span></span><span><span><span><span>deze</span></span></span></span> <span><span><span><span>termijn</span></span></span></span><span><span><span><span> met </span></span></span></span><span><span><span><span>maximaal</span></span></span></span><span><span><span><span> twaalf </span></span></span></span><span><span><span><span>maanden</span></span></span></span> <span><span><span><span>verlengen</span></span></span></span><span><span><span><span>. Aan </span></span></span></span><span><span><span><span>deze</span></span></span></span> <span><span><span><span>verlenging</span></span></span></span> <span><span><span><span>zijn</span></span></span></span> <span><span><span><span>normaal</span></span></span></span> <span><span><span><span>gesproken</span></span></span></span> <span><span><span><span>kosten</span></span></span></span> <span><span><span><span>verbonden</span></span></span></span><span><span><span><span>. Die </span></span></span></span><span><span><span><span>noemen</span></span></span></span> <span><span><span><span>wij</span></span></span></span> <span><span><span><span>verlengingsprovisie</span></span></span></span><span><span><span><span>. </span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Kosten verlengingsprovisie"},{"componentType":"paragraph","richBody":{"value":"<p>In jouw offerte vind je het voor jou geldende percentage van de verlengingsprovisie. We rekenen de provisie per dag. In onderstaande tabel staat het huidige percentage van de verlengingsprovisie:</p><p> </p><table style=\"width:488px\"><thead><tr><th>Verlengingsprovisie</th><th><strong> 0,20%</strong> </th></tr></thead><tbody><tr><td colspan=\"2\"><strong>Dit tarief geldt voor hypotheekaanvragen vanaf 27 maart 2026 .</strong></td></tr></tbody></table><p> </p><p><strong>Goed te weten: </strong>Heb je leningdelen met Variabele Rente of leningdelen die je 1 op 1 meeneemt van een andere hypotheek? Dan betaal je daarvoor geen verlengingsprovisie.</p>"}},{"componentType":"sectionTitle","title":"Wat als mijn hypotheek niet binnen 24,5 maanden passeert?"},{"componentType":"paragraph","richBody":{"value":"<p>Er kunnen situaties zijn waardoor <a href=\"https://www.ing.nl/particulier/hypotheek/hypotheek-berekenen\">de hypotheek</a> niet binnen 24,5 maanden passeert. Denk hierbij aan een nieuwbouwproject waarbij de bouw steeds uitgesteld wordt of een verkoper die het koopcontract ontbindt. Als jouw hypotheek niet binnen 24,5 maanden passeert, brengt ING mogelijk <a href=\"https://www.ing.nl/particulier/hypotheek/advieskosten/annuleringskosten\">annuleringskosten</a> in rekening. </p><p>Mocht jouw hypotheek niet binnen 24,5 maanden passeren, neem dan zo snel mogelijk contact op met ING (020 228 88 88) of met jouw tussenpersoon. </p>"}},{"componentType":"linkList","iconTitle":{"title":"Meer over"},"textLinks":[{"url":"/particulier/hypotheek/advieskosten/historie","text":"Historische verlengingsprovisie"}]},{"componentType":"linkList","iconTitle":{"title":"Hypotheken"},"textLinks":[{"url":"/particulier/hypotheek/hypotheek-berekenen","text":"Maximale hypotheek berekenen"},{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"Actuele hypotheekrente"},{"url":"/particulier/hypotheek/oversluiten","text":"Hypotheek oversluiten"},{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen","text":"Eerste huis kopen"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek","text":"Ander huis kopen"},{"url":"/particulier/hypotheek/jouw-hypotheek","text":"Jouw hypotheek"},{"url":"/particulier/hypotheek/hypotheekvormen","text":"Hypotheekvormen"},{"url":"/particulier/hypotheek/duurzaam-wonen","text":"Duurzaam wonen"},{"url":"/particulier/hypotheek/hypotheekadvies","text":"Hypotheekadvies"},{"url":"/particulier/hypotheek/advieskosten","text":"Kosten"},{"url":"/particulier/hypotheek/situatie","text":"Situatie"},{"url":"/particulier/hypotheek/woondiensten","text":"Woondiensten"},{"url":"/particulier/hypotheek/contact","text":"Contact"}]}]}}}