Our plans are ING Go, ING More, ING Extra en ING Max. Compare them in a way that works for you.
| Features of the new plans | ING Go | ING More | ING Extra | ING Max | |
|---|---|---|---|---|---|
| Costs plan | € 4.00 per month | € 7.00 per month | € 15.99 per month | € 44.99 per month | |
| Including costs second account holder | € 1.20 per month | Included | Included | Included | |
| Replace debit card once a year for free (normally €4.50) | Not included | Included | Included | Included | |
| Free euro withdrawals | Included | Included | Included | Included | |
| Free euro banknote deposits per year (normally €6.00 per deposit)* | 2x | 4x | 4x | 4x | |
| Emergency cash abroad (maximum amount) | < € 2,000 | < € 5,000 | < € 5,000 | < € 5,000 | |
Banking without digital services: paper statements | € 1.25 monthly frequency or bi-weekly €1.75 per month | € 1.25 monthly frequency or bi-weekly €1.75 per month | € 1.25 monthly frequency or bi-weekly €1.75 per month | € 1.25 monthly frequency or bi-weekly €1.75 per month | |
Banking without digital services: set of 20 European: transfer forms | € 12.50 | € 12.50 | € 12.50 | Included | |
Banking without digital services: set of 20 postage‑paid ING return envelopes | € 15.00 | € 15.00 | € 15.00 | € 15.00 | |
| ING Points | Regular | 10% more | 20% more | 30% more | |
| Discount on the service fee of Easy Invest and/or Self Invest up to an invested amount of €25,000 | No | 10% | 15% | 20%** | |
| Discount on the service fee of Portfolio Management up to an invested amount of €25,000 | No | No | No | 20%** | |
| Your personal financial plan with an advisor | No | No | No | Included | |
| Interest rate on the first € 10,000 in the linked savings account (Oranje Spaarrekening) | Regular | Regular | + € 0.50% more | + € 1.00% more | |
| Credit card* | Optional | ING Credit Card More included. Optional: ING Credit Card Extra | ING Credit Card Extra included | ING Credit Card Max included (replacement costs: € 50) | |
| (Extra) 2nd credit card* | Optional | Optional | Optional | Optional | |
| Emergency home assistence. For lockouts or urgent home repairs. | No | No | Included*** | Included*** | |
| Purchase protection when paying with debit card or iDEAL/Wero: up to 45 days and up to €500 per event | No | Included*** | Included*** | Included*** | |
| Cyber protection: 24/7 cyber support & identity theft with 24/7 support | No | No | Included*** | Included*** | |
| ATM theft protection: Compensation if withdrawn cash is stolen | No | No | Included*** | Included*** | |
| Travel protection | No | No | Includes cover for emergency medical assistance, trip delay, and cancellation, baggage delay and loss, car hire axcess | Includes cover for emergency medical assistance, trip delay and cancellation, baggage delay and loss, car hire excess and winter sports | |
| Streaming and delivery | No | No | Amazon Prime: Streaming and delivery | Disney+ Standaard: Streaing | |
| Customer service (phone) | Regular | Regular | Plus: call us from the app and get priority with our phone support | Plus: call us from the app and get priority with our phone support | |
| Termination fee | No | No | No | € 44.99 in case of cancellation within 6 months or repayment of used plan benefits withing 14 days |
* View all fees on the fees page
** With the ING Max plan, the discount on the service fee for investments and portfolio management up to €25,000 also applies to your minor children’s investment account.
*** Conditions apply to emergency home assistance, travel protection, cyber protection, purchase protection, and cash theft at an ATM. We explain which conditions apply to these protections..
You can still use the old plans, but you can no longer apply for them. Want to open a new account? Choose from ING Go, ING More, ING Extra or ING Max.
| Features of the old plans | OranjePakket met korting | BasisPakket | BetaalPakket | RoyaalPakket | |
|---|---|---|---|---|---|
| Costs plan | € 3.55 per month | € 4.85 per month | € 6.85 per month | € 9.90 per month | |
| Including costs second account holder | € 1.20 per month | € 1.20 per month | € 1.20 per mont | Included | |
| Replace debit card once a year for free (normally €4.50) | No | No | No | No | |
| Free euro withdrawals | € 0.80 per withdrawal | Included | Included | Included | |
| Free euro banknote deposits per year (normally €6.00 per deposit)* | No | 4x | 4x | 4x | |
| Emergency cash abroad (maximum amount) | Max € 2,000 | Max € 2,000 | Max € 2,000 | Tot € 2,000 | |
Banking without digital services: paper statements | Only digital | €0.00 or bi-weekly €1.75 per month | €0.00 or bi-weekly €1.75 per month | €0.00 or bi-weekly €1.75 per month | |
Banking without digital services: set of 20 European: transfer forms | Only digital | Included | Included | Included | |
Banking without digital services: set of 20 postage‑paid ING return envelopes | Only digital | Included | Included | Included | |
| ING Points | Regular | Regular | Regular | Regular | |
| Discount on the service fee of Easy Invest and/or Self Invest up to an invested amount of €25,000 | No | No | No | No | |
| Discount on the service fee of Portfolio Management up to an invested amount of €25,000 | No | No | No | No | |
| Your personal financial plan with an advisor | No | No | No | No | |
| Interest rate on the first € 10,000 in the linked savings account (Oranje Spaarrekening) | Regular | Regular | Regular | Regular | |
| Credit card* | Optional | Optional | ING Credit Card More included. Optional: ING Credit Card Extra | ING Credit Card Extra included | |
| (Extra) 2nd credit card* | Optional | Optional | Included | Included | |
| Emergency home assistence. For lockouts or urgent home repairs. | No | No | No | No | |
| Purchase protection when paying with debit card or iDEAL/Wero: up to 45 days and up to €500 per event | No | No | No | No | |
| Cyber protection: 24/7 cyber support & identity theft with 24/7 support | No | No | No | No | |
| ATM theft protection: Compensation if withdrawn cash is stolen | No | No | Yes | No | |
| Travel protection | No | No | No | No | |
| Streaming and delivery | No | No | No | No | |
| Customer service (phone) | Regular | Regular | Regular | Regular | |
| Termination fee | No | No | No | No |
* View all fees on the fees page
Which credit card suits you best depends, among other things, on your preferred spending limit and whether you travel often. Is your ideal credit card not included in your plan? Then you can choose to apply for it separately or switch to a different plan.
The ING Credit Card Max, our most premium card, is only available as part of an ING Max plan and cannot be applied for separately.
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Yes. It’s quick and easy in the ING app or via My ING. You can choose from ING Go, More, Extra and Max. There are other plans, but they are no longer available.
"},"title":"Can I switch plans?"},{"richBody":{"value":"Not every plan includes a credit card. In some cases, you can apply for one yourself or choose a credit card with more options.
ING Go: no credit card included. You can apply for a separate credit card: ING Creditcard More (€2.00 per month) or ING Creditcard Extra (€4.35 per month).
ING More: ING Creditcard More included. You can upgrade to ING Creditcard Extra for €2.18 per month (50% discount).
Basic Plan: no credit card included. You can apply for a separate ING Creditcard More for €2.00 per month or an ING Creditcard Extra for €4.35 per month.
Yes, your bank account number (IBAN) stays the same.
"},"title":"I’m already an ING customer: will I keep my bank account number if I switch plans?"},{"richBody":{"value":"ING Go is the only plan that lets you bank without My ING and the ING app. You can then use paper options like statements, transfer forms and envelopes. There is a fee for these.
"},"title":"Which plan can I use without the ING app and My ING?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"dc25e4d2-be7f-42b6-902e-817c1b53b60e","localeString":"nl-NL","mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Do you choose simple and sharply priced, or do you want more benefits and surprising extras? Compare our plans and discover which one suits you.","headerImage":{"extension":"png","original":"https://assets.ing.com/asset/c72d2ff6-62c5-4c32-b576-84f6bd9d4c95/banner_allpacks.png","transformBaseUrl":"https://assets.ing.com/transform/c72d2ff6-62c5-4c32-b576-84f6bd9d4c95/banner_allpacks","type":"image","width":806},"title":"Which plan suits you best?"},"cta":{"componentType":"cta","textLink":{"text":"Join ING","url":"/en/personal/payments/bank-accounts/open-an-account"}},"secondaryCta":{"textLink":{"text":"Change Plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"usps":[{"body":"All characteristics at a glance","icon":{"extension":"svg","original":"https://assets.ing.com/asset/7213c579-581a-4686-bd62-a9511217a076/vermogenthemas-6.svg","transformBaseUrl":"https://assets.ing.com/transform/7213c579-581a-4686-bd62-a9511217a076/vermogenthemas-6","type":"image","width":160}},{"body":"Always a plan that suits you","icon":{"extension":"svg","original":"https://assets.ing.com/asset/7871704b-9e91-4d9a-8b80-e6ff9bdbda23/Vermogenthemas-5.svg","transformBaseUrl":"https://assets.ing.com/transform/7871704b-9e91-4d9a-8b80-e6ff9bdbda23/Vermogenthemas-5","type":"image","width":160}},{"body":"Surprising extras","icon":{"extension":"svg","original":"https://assets.ing.com/asset/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3.svg","transformBaseUrl":"https://assets.ing.com/transform/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3","type":"image","width":160}}]},"publishDate":"2026-06-10T03:33:53.324+02:00"}}