{"type":"document","data":{"id":"79c2da8f-aec9-48ce-93fb-eca7732cb57d","localeString":"nl-NL","publishDate":"2026-02-10T15:48:52.916+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Wil je geld overmaken naar de Verenigde Arabische Emiraten?Hier vind je de gegevens die je nodig hebt voor deze betalingen."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Wil je geld overmaken naar Verenigde Arabische Emiraten? Op deze pagina lees je hoe dat werkt.","title":"Verenigde Arabische Emiraten"},"backLink":{"textLink":{"url":"/particulier/betalen/buitenland","text":"Betalen in het buitenland"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Zo werkt het","richBody":{"value":"<ul> \n <li>Log in op Mijn ING en ga naar het overschrijfscherm</li> \n <li>Selecteer het land en de valuta waarin je wilt overmaken</li> \n <li>Na het invoeren van het bedrag en de kostenverdeling, krijg je direct een indicatie van de prijs en wisselkoers</li> \n</ul>"}},{"componentType":"paragraph","title":"Kosten","richBody":{"value":"<div>Voor deze buitenlandse overboekingen worden <a href=\"https://www.ing.nl/particulier/betalen/buitenland/buitenland-betaling/wereldbetaling/index.html\">kosten</a> in rekening gebracht. Kies je voor de OUR kostenverdeling dan wordt de begunstigde door zijn bank niets in rekening gebracht. Hiervoor brengt ING een OUR-opslag in rekening. Voor Verenigde Arabische Emiraten is de OUR-opslag €25.</div>"}},{"componentType":"paragraph","title":"Verwerkingsduur","richBody":{"value":"<div>Wil je weten hoe lang de verwerking van je opdracht duurt? Kijk dan bij de <a href=\"https://www.ing.nl/particulier/betalen/buitenland/buitenland-betaling/verwerkingsduur-buitenlandse-betalingen.html\">verwerkingsduur</a>.</div>"}},{"componentType":"paragraph","title":"IBAN en vereiste informatie","richBody":{"value":"<ul><li>Het IBAN voor Verenigde Arabische Emiraten bestaat uit 23 posities alfanumeriek (cijfers en letters aaneengesloten invullen), bijvoorbeeld: AE070331234567890123456.</li><li>De Centrale Bank van de Verenigde Arabische Emiraten (CBUAE) stelt een Purpose of Payment Code  verplicht. De Purpose of Payment code zet je in het omschrijvingsveld, in het volgende formaat: /BENEFRES/AE//<strong>&lt;Purpose of Payment Code&gt;</strong>/ <br /><br />Bijvoorbeeld:  /BENEFRES/AE//<strong>ACM</strong>/<br /> <table><thead><tr><th><p><strong>Code</strong></p></th><th><p><strong>Omschrijving van Purpose of Payment Code</strong></p></th></tr></thead><tbody><tr><td><p><strong>AFA</strong></p></td><td><p>Receipts or payments from personal residents bank account or deposits abroad</p></td></tr><tr><td><p><strong>AFL</strong></p></td><td><p>Receipts or payments from personal non-residents bank account in the UAE</p></td></tr><tr><td><p><strong>ALW</strong></p></td><td><p>Allowance</p></td></tr><tr><td><p><strong>CHC</strong></p></td><td><p>Charitable Contributions (Charity and Aid)</p></td></tr><tr><td><p><strong>EDU</strong></p></td><td><p>Educational Support</p></td></tr><tr><td><p><strong>FAM</strong></p></td><td><p>Family Support (Workers’ remittances)</p></td></tr><tr><td><p><strong>FIA</strong></p></td><td><p>Investment fund shared foreign</p></td></tr><tr><td><p><strong>FIL</strong></p></td><td><p>Investment fund shared in the UAE</p></td></tr><tr><td><p><strong>FIS</strong></p></td><td><p>Financial services</p></td></tr><tr><td><p><strong>GDE</strong></p></td><td><p>Goods sold (Exports in FOB value)</p></td></tr><tr><td><p><strong>GDI</strong></p></td><td><p>Goods bought (Imports in CIF value)</p></td></tr><tr><td><p><strong>IGT</strong></p></td><td><p>Inter-group transfers</p></td></tr><tr><td><p><strong>IID</strong></p></td><td><p>Interest on debt intragroup</p></td></tr><tr><td><p><strong>INS</strong></p></td><td><p>Insurance services</p></td></tr><tr><td><p><strong>ISH</strong></p></td><td><p>Income on investment funds shares</p></td></tr><tr><td><p><strong>ITS</strong></p></td><td><p>Computer services</p></td></tr><tr><td><p><strong>LEA</strong></p></td><td><p>Leasing abroad</p></td></tr><tr><td><p><strong>LEL</strong></p></td><td><p>Leasing in the UAE</p></td></tr><tr><td><p><strong>OAT</strong></p></td><td><p>OWN ACCOUNT TRANSFER</p></td></tr><tr><td><p><strong>OTS</strong></p></td><td><p>Other modes of transport (INCLUDING Postal and courier services)</p></td></tr><tr><td><p><strong>PEN</strong></p></td><td><p>Pension</p></td></tr><tr><td><p><strong>PIN</strong></p></td><td><p>Personal Investments</p></td></tr><tr><td><p><strong>PMS</strong></p></td><td><p>Professional and management consulting services</p></td></tr><tr><td><p><strong>PPA</strong></p></td><td><p>Purchase of real estate abroad from residents</p></td></tr><tr><td><p><strong>PPL</strong></p></td><td><p>Purchase of real estate in the UAE from non-residents</p></td></tr><tr><td><p><strong>PRS</strong></p></td><td><p>Personal, cultural, audiovisual and recreational services</p></td></tr><tr><td><p><strong>RNT</strong></p></td><td><p>Rent Payments</p></td></tr><tr><td><p><strong>SAL</strong></p></td><td><p>Salary (Compensation of employees)</p></td></tr><tr><td><p><strong>SCO</strong></p></td><td><p>Construction</p></td></tr><tr><td><p><strong>STR</strong></p></td><td><p>Travel</p></td></tr><tr><td><p><strong>TCS</strong></p></td><td><p>Telecommunication services</p></td></tr><tr><td><p><strong>TOF</strong></p></td><td><p>Transfer of funds between persons Normal and Juridical</p></td></tr><tr><td><p><strong>TTS</strong></p></td><td><p>Technical, trade‐related and other business services</p></td></tr><tr><td><p><strong>UTL</strong></p></td><td><p>Utility Bill Payments</p></td></tr><tr><td><p><strong>TAX</strong></p></td><td><p>Tax Payment</p></td></tr></tbody></table><p> </p></li></ul><p> </p><p> </p>"},"textLinks":[{"url":"https://assets.ing.com/m/31bc9dfc56296959/original/Purpose-Codes-UAE.pdf","text":"Purpose codes Verenigde Arabische Emiraten"}]}]}}}