{"type":"document","data":{"id":"cfad7e7f-6574-46ad-973e-584c51bd60c2","localeString":"nl-NL","publishDate":"2026-04-02T11:20:29.580+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Beleid"},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/de-ing","text":"Over ING"}},"coreHeader":{"title":"Beleid"}},"flexZone":{"flexComponents":[{"componentType":"linkList","iconTitle":{"title":"Heb je vragen?"},"textLinks":[{"url":"/particulier/klantenservice/bankzaken-beginnen-of-beeindigen/geldautomaat-of-kantoor-zoeken","text":"Wat zijn de openingstijden van mijn ING-kantoor?"},{"url":"/particulier/klantenservice","text":"Veelgestelde vragen Klantenservice"}]},{"componentType":"linkList","iconTitle":{"title":"Over de ING"},"textLinks":[{"url":"/de-ing/duurzaamheid/onze-standpunten"},{"url":"/de-ing/duurzaamheid","text":"Duurzaamheidsbeleid"},{"url":"/de-ing/ing-nederland-fonds","text":"ING Nederland fonds"}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"De Bankierseed","intro":"Bankmedewerkers dragen ook een bijzondere verantwoordelijkheid en daarom leggen alle medewerkers van banken in Nederland de bankiers-eed af.","image":{"transformBaseUrl":"https://assets.ing.com/transform/70149623-ab48-4576-8ae2-ea74af7ae72e/ING-cedar","type":"image","width":4000,"original":"https://assets.ing.com/m/6bd3dc6ff3c347cd/original/ING-cedar.jpeg","extension":"jpeg"},"link":{"url":"/de-ing/over-ing/beleid/de-bankierseed"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Wat is Intensief Beheer?","intro":"Een bank verstrekt leningen aan bedrijven, dat weten we allemaal. Heel normaal. Maar wat als een onderneming niet in staat is de aangegane verplichtingen na te komen?","image":{"transformBaseUrl":"https://assets.ing.com/transform/6e7fe30e-f9df-4485-8317-c312018cc6f9/Fruit-shop-owner-in-front-of-his-shop-istanbul-turkey","type":"image","width":5616,"original":"https://assets.ing.com/m/36db8d289cf016dc/original/Fruit-shop-owner-in-front-of-his-shop-istanbul-turkey.jpg","extension":"jpg"},"link":{"url":"/de-ing/over-ing/beleid/intensief-beheer"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Prijsbeleid van ING","intro":"Hoe komen de kosten van jouw betaalrekening of hypotheek eigenlijk tot stand?","image":{"transformBaseUrl":"https://assets.ing.com/transform/afcd56f7-d39a-472d-a6b8-5efdd67ba05f/investment-fraud-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3a3837e6124f8cde/original/investment-fraud-1920.jpg","extension":"jpg"},"link":{"url":"/de-ing/over-ing/beleid/prijsbeleid-van-ing"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Rentebeleid","intro":"Zonder rente kan geen bank bestaan. En je hebt er elke dag mee te maken. Jouw spaargeld levert rente op. Jouw hypotheek kost je rente.","image":{"transformBaseUrl":"https://assets.ing.com/transform/d4904343-b233-4ee8-b4f7-fda7a430d9df/household-saving-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/246afa466973c8f0/original/household-saving-1920.jpg","extension":"jpg"},"link":{"url":"/de-ing/over-ing/beleid/rentebeleid-ing"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Klantbelang centraal","intro":"Iedere dag werken wij aan het versterken van stabiliteit en vertrouwen door meer en beter dan ooit jou als klant en jouw belangen centraal te stellen. Hoe doen wij dat bij ING?","image":{"transformBaseUrl":"https://assets.ing.com/transform/e6efcde1-440f-480d-a971-9167bbedb03a/Midsection-of-woman-shopping-for-vinyl-records-in-music-store","type":"image","width":5600,"original":"https://assets.ing.com/m/661b74bda7ca26bc/original/Midsection-of-woman-shopping-for-vinyl-records-in-music-store.jpg","extension":"jpg"},"link":{"url":"/de-ing/over-ing/beleid/klantbelang-centraal"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Wat is een bank?","intro":"De bank zorgt er onder meer voor dat jouw spaargeld veilig is of helpt je bij het kopen van een huis door een hypotheek te verstrekken. Hoe werkt een bank nou eigenlijk?","image":{"transformBaseUrl":"https://assets.ing.com/transform/21f58ce6-9603-40a3-89aa-899edac39a3f/A-group-of-friends-enjoy-drinks-at-an-outside-cafe-table-one-of-them-uses-a-mobile-to-pay-contactless","type":"image","width":5616,"original":"https://assets.ing.com/m/6d61f3f2940507af/original/A-group-of-friends-enjoy-drinks-at-an-outside-cafe-table-one-of-them-uses-a-mobile-to-pay-contactless.jpg","extension":"jpg"},"link":{"url":"/de-ing/over-ing/beleid/wat-is-een-bank"}}]}]}}}