Wealth Planning helps you consider gifting, inheritance and leaving a legacy in a focused and considered way. We provide insight into the scope and options for transferring wealth during your lifetime, for example through a gift placed under administration or by gifting depositary receipts for shares.
We can also help you consider how to prepare the next generation to receive, manage and use wealth with purpose, for example through our Next Gen Programme.
"}},{"componentType":"cta","textLink":{"text":"Make an appointment","url":"/en/private-banking/customer-service"}},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"Annette Helderop-van Es","image":{"extension":"png","original":"https://assets.ing.com/asset/e965f19c-6840-43da-8850-2eb572a4c090/Anette-Helderop-van-Es.png","publishedAt":"2026-10-13T08:50:42Z","transformBaseUrl":"https://assets.ing.com/transform/e965f19c-6840-43da-8850-2eb572a4c090/Anette-Helderop-van-Es","type":"image","updatedAt":"2026-10-13T08:51:07Z","width":529},"jobTitle":"Financial Planner ING Private Banking"},"testimonialText":{"body":"Decisions about gifting and leaving a legacy are often postponed. Wealth Planning helps ensure that the important questions are considered in good time.","textLink":{"text":"Read the full interview","url":"/en/private-banking/knowledge-and-insights/wealth-planning/5-questions-about-wealth-planning-for-financial-planner-annette-helderop-van-es"}}}]},{"componentType":"sectionTitle","title":"Overview, scenarios and personal guidance"},{"componentType":"paragraph","richBody":{"value":"At ING Private Banking, your complete wealth position is at the heart of the conversation. Together with your Relationship Manager, you identify your wishes, goals and questions. We involve specialists where needed. With personal guidance and practical digital tools, you gain insight into your financial situation and possible future scenarios. This helps clarify what gifting, leaving a legacy or transferring wealth could mean for you, your family and future generations.
Would you like to explore what gifting, leaving a legacy or transferring wealth could mean for your personal situation?
"}},{"componentType":"cta","textLink":{"text":"Discuss your Wealth Planning with our experts","url":"/en/private-banking/customer-service"}},{"componentType":"sectionTitle","title":"Topics that matter to our clients"},{"cardsList":{"cards":[{"body":"Passing responsibility on to the next generation.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-10-07","image":{"extension":"png","original":"https://assets.ing.com/asset/8ac10ae8-41b4-4a12-87c4-1b6608ea5c43/ING-Private-Banking-Netherlands.png","publishedAt":"2026-09-03T13:35:52Z","transformBaseUrl":"https://assets.ing.com/transform/8ac10ae8-41b4-4a12-87c4-1b6608ea5c43/ING-Private-Banking-Netherlands","type":"image","updatedAt":"2026-09-03T13:36:20Z","width":5056},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/from-ownership-to-responsibility-when-wealth-is-more-than-capital"},"title":"From ownership to responsibility: when wealth is more than capital"},{"body":"Wealth transfer is rarely only a question of gifting or inheritance.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-08-03","image":{"extension":"png","original":"https://assets.ing.com/asset/5c0e246a-0034-4200-9fc2-e91ab7c1ae2a/Three-happy-adults-hug-on-an-empty-railway-platform.png","publishedAt":"2023-09-19T13:41:55Z","transformBaseUrl":"https://assets.ing.com/transform/5c0e246a-0034-4200-9fc2-e91ab7c1ae2a/Three-happy-adults-hug-on-an-empty-railway-platform","type":"image","updatedAt":"2023-12-21T15:12:14Z","width":1280},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/wealth-transfer-why-control-is-often-more-important-than-timing-alone"},"title":"Wealth transfer: why control is often more important than timing alone"},{"body":"Transfer wealth to the next generation with confidence.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-07-15","image":{"extension":"jpg","original":"https://assets.ing.com/asset/6d8f1cae-2b66-43b7-8041-acd3b6dfdf45/Private-Banking-Netherlands.jpg","publishedAt":"2026-09-17T13:13:04Z","transformBaseUrl":"https://assets.ing.com/transform/6d8f1cae-2b66-43b7-8041-acd3b6dfdf45/Private-Banking-Netherlands","type":"image","updatedAt":"2026-09-17T13:13:35Z","width":8192},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/gift-before-year-end"},"title":"Can you pass on your wealth while retaining control?"},{"body":"The Spring Memorandum of 27 March includes new measures regarding paper donations.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-04-02","image":{"extension":"jpg","original":"https://assets.ing.com/asset/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car.jpg","publishedAt":"2026-01-02T16:25:11Z","transformBaseUrl":"https://assets.ing.com/transform/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car","type":"image","updatedAt":"2026-01-02T16:25:32Z","width":1920},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/paper-donation-spring-memorandum"},"title":"Paper donation: what do the latest developments mean?"},{"body":"You want to help your child with a home, education or a strong start in life.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-03-02","image":{"extension":"jpg","original":"https://assets.ing.com/asset/145b8946-9742-4075-8084-daa47af3fa6f/REAR-VIEW-OF-MEN-RIDING-BICYCLE-ON-ROAD.jpg","publishedAt":"2016-07-27T19:51:19Z","transformBaseUrl":"https://assets.ing.com/transform/145b8946-9742-4075-8084-daa47af3fa6f/REAR-VIEW-OF-MEN-RIDING-BICYCLE-ON-ROAD","type":"image","updatedAt":"2026-06-30T14:13:58Z","width":5760},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/gifting-home-child"},"title":"Gifting a home, education or sum of money to a child or grandchild"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/en/private-banking/wealth-planning/vermogensoverdracht-horizontal-list"}},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"highlight","richBody":{"value":"Discover how we can help you prepare for the transfer or sale of your business.
"},"textLinks":[{"text":"Go to Business Transfer","url":"/en/private-banking/wealth-planning/business-transfer"}],"title":"Do you own a business or family company?"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"Wealth Planning can be valuable for anyone seeking strategic insight into their financial future. Whether you are an entrepreneur, a private individual or part of a family with complex wealth structures, Wealth Planning, also known as estate planning, helps you make choices that reflect your ambitions. It gives you the confidence to take considered steps today, with a clear view of where you want to be in the future.
"},"title":"Who is Wealth Planning for?"},{"richBody":{"value":"Together with your Relationship Manager and our experts, we map out your financial situation. We focus on what matters to you, such as transferring a business, investing, maintaining your lifestyle, gifting wealth or leaving a legacy. You receive a dynamic plan that evolves with your life.
"},"title":"What exactly is Wealth Planning?"},{"richBody":{"value":"Gather relevant documents in advance, such as your income tax return and information about your wealth and, where relevant, your business interests. The more complete the information, the better we can look ahead together.
"},"title":"How can you prepare for a meeting?"},{"richBody":{"value":"No. Wealth Planning is available free of charge, whether or not you are currently an ING Private Banking client. If you decide to become a client, you can also use digital tools in the ING App to view and adjust your wealth plan whenever you wish.
"},"title":"Is there a fee for Wealth Planning?"},{"richBody":{"value":"Wealth transfer is the considered transfer of wealth to children, grandchildren, other family members or charitable causes.
"},"title":"What is wealth transfer? "},{"richBody":{"value":"Yes. If creating a positive impact on society is important to you, philanthropy can be included in discussions about your legacy and family wealth.
"},"title":"Can philanthropy be a part of wealth transfer?"},{"richBody":{"value":"Wealth transfer concerns passing on personal wealth, family wealth or an inheritance. Business transfer focuses on the sale, succession or transfer of a company.
"},"title":"What is the difference between wealth transfer and business transfer? "}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":""}},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Related"},"textLinks":[{"text":"Business Transfer","url":"/en/private-banking/wealth-planning/business-transfer"},{"text":"Financial freedom","url":"/en/private-banking/wealth-planning/financial-freedom"},{"text":"Wealth Planning","url":"/en/private-banking/wealth-planning"},{"text":"Portfolio Management","url":"/en/private-banking/investing/portfolio-management"}]}]},"hasMacro":false,"id":"2dc9b77a-19c7-47d0-a841-f59c1e9d5187","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Read all articles here","url":"/en/private-banking/wealth-planning/vermogensoverdracht-horizontal-list"}},"componentType":"productHeader","coreHeader":{"body":"If you are considering transferring wealth, you may have questions such as: When and how should I gift wealth to my children or grandchildren? How can I prepare my family for the responsibilities that come with wealth? What role should my business or family company play in my legacy?\r\n\r\nWealth Planning helps make these questions and choices more concrete. It gives you insight into your financial situation, the options available to you and the potential consequences of different scenarios. This creates clarity, reassurance and a plan that reflects your wishes for the future.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/76463c6e-0eab-4d1a-b6cd-a630589acd54/Family-Laughing-Together-at-Outdoor-Dinner.jpg","publishedAt":"2026-10-07T09:14:05Z","transformBaseUrl":"https://assets.ing.com/transform/76463c6e-0eab-4d1a-b6cd-a630589acd54/Family-Laughing-Together-at-Outdoor-Dinner","type":"image","updatedAt":"2026-10-07T09:14:21Z","width":2121},"subtitle":"Transferring wealth to the next generation is about more than gifting, inheritance or leaving a legacy. It is about what has been built, what that wealth means to your family and how it can be passed on with care.","title":"Wealth Transfer"},"cta":{"componentType":"cta","textLink":{"text":"Make an appointment","url":"/en/private-banking/customer-service"}},"secondaryCta":{"textLink":{"text":"Discover Wealth Planning","url":"/en/private-banking/wealth-planning"}},"usps":[{"body":"Insight into gifting and leaving a legacy","icon":{"extension":"png","original":"https://assets.ing.com/asset/68c05a5e-72d8-48a6-a2c5-29ebea790125/icon-inzicht.png","publishedAt":"2022-10-04T08:34:10Z","transformBaseUrl":"https://assets.ing.com/transform/68c05a5e-72d8-48a6-a2c5-29ebea790125/icon-inzicht","type":"image","updatedAt":"2023-12-21T15:17:57Z","width":200}},{"body":"Control over your wealth and its transfer","icon":{"altTextEN":"Securely access and manage your business financing solutions. View information about your loans, credit facilities, and financing products with ease.","altTextFR":"Consultez et gérez vos solutions de financement professionnelles en toute sécurité. Accédez aux informations relatives à vos crédits, prêts et facilités de financement en quelques clics.","altTextNL":"Raadpleeg en beheer uw zakelijke financieringsoplossingen veilig en eenvoudig. Bekijk informatie over kredieten, leningen en financieringsfaciliteiten in enkele klikken.","extension":"png","original":"https://assets.ing.com/asset/30a19cd2-d62e-4885-86cd-9901d0cf02fd/Financement-Business-Exclusive.png","publishedAt":"2026-07-17T12:51:15Z","transformBaseUrl":"https://assets.ing.com/transform/30a19cd2-d62e-4885-86cd-9901d0cf02fd/Financement-Business-Exclusive","type":"image","updatedAt":"2026-07-17T12:52:00Z","width":267}},{"body":"Personal guidance throughout the transfer process","icon":{"altTextEN":"Securely access and request your business credit documents online. Quickly find information and documents related to your ING financing solutions.","altTextFR":"Accédez et demandez vos documents de crédit professionnels en ligne en toute sécurité. Retrouvez rapidement les informations et documents liés à vos financements ING.","altTextNL":"Vraag uw zakelijke kredietdocumenten veilig online aan. Raadpleeg snel de documenten en informatie met betrekking tot uw ING-financieringen.","extension":"png","original":"https://assets.ing.com/asset/664c09e3-d978-49c3-89a2-d5dd1d130eda/Demander-mes-documents-de-credit-en-ligne-Business-Exclusive.png","publishedAt":"2026-07-23T09:34:29Z","transformBaseUrl":"https://assets.ing.com/transform/664c09e3-d978-49c3-89a2-d5dd1d130eda/Demander-mes-documents-de-credit-en-ligne-Business-Exclusive","type":"image","updatedAt":"2026-07-23T09:35:10Z","width":267}}]},"publishDate":"2026-10-15T14:39:38.963+02:00"}}