{"type":"document","data":{"id":"17638ff1-6115-4ba2-b74f-a34d9645a591","localeString":"en-GB","publishDate":"2026-02-03T13:50:16.070+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Planning to transfer your business? ING Private Banking supports you with expert advice, strategic planning, and wealth structuring. Discover your options."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/private-banking/customer-service","text":"Schedule an appointment"}},"coreHeader":{"body":"A business transfer is a significant event – both professionally and personally. Whether you're selling to an external party or passing it on within the family, it requires careful preparation. ING Private Banking helps you approach this process clearly and systematically, with attention to your personal situation and future plans.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/d265761d-e0de-47c0-8789-bba98f77c904/MAN-AND-WOMAN-SITTING-AT-TABLE","type":"image","width":5700,"altTextNL":"\"\"","original":"https://assets.ing.com/m/1e03edf0b737e8af/original/MAN-AND-WOMAN-SITTING-AT-TABLE.jpg","extension":"jpg"},"title":"Transferring your business? We can guide you every step of the way"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle"},{"componentType":"sectionTitle","title":"Thinking ahead in business transfers – professionally and personally"},{"componentType":"paragraph","richBody":{"value":"<p>A transfer process typically takes three to five years. That’s why it’s important to start early. Together with your relationship manager, you’ll map out what needs to be arranged now and what can wait. Here are some things to consider: </p><ul><li><p>The structure of the purchase price  </p></li></ul><ul><li><p>Protection of your privacy  </p></li></ul><ul><li><p>Evaluation of advisors and their experience  </p></li></ul><ul><li><p>A contingency plan and living will</p></li></ul>"},"alignedImage":{"position":"bottom","transformBaseUrl":"https://assets.ing.com/transform/23b7daf0-a7e7-4ea6-b5e0-c43964644749/Waar-je-op-moet-letten-bij-de-verkoop-van-je-bedrijf-PriBa","original":"https://assets.ing.com/m/4dc2234fa2e233a9/original/Waar-je-op-moet-letten-bij-de-verkoop-van-je-bedrijf-PriBa.png","extension":"png"}},{"componentType":"accordion","accordionList":[{"title":"Family business transfer: make clear agreements","richBody":{"value":"<p>In family transfers, emotional factors play a role alongside financial ones. Is the successor willing and suitable? Should they first gain experience outside the company? Together we’ll discuss: </p><ul><li><p>Conditions for transfer of ownership  </p></li></ul><ul><li><p>Role distribution and expectations  </p></li></ul><ul><li><p>Gifting, inheritance, and family charter  </p></li></ul><p>We support you in setting up a family council and share insights from similar situations. We’ll have a kitchen table discussion where we pay attention to both the human and financial aspects.</p>"}},{"title":"Selling your business to an external party? Timing is crucial","richBody":{"value":"<p>When selling to, for example, private equity or a strategic buyer, timing is essential. Together with ING Corporate Finance, you’ll determine: </p><ul><li><p>The right sales strategy  </p></li></ul><ul><li><p>The minimum and desired sale price  </p></li></ul><ul><li><p>How to respond to market interest and synergy opportunities  </p></li></ul><p>Good preparation prevents surprises and enhances your company’s potential. We guide you discreetly and expertly in exploring scenarios.</p>"}}]},{"componentType":"sectionTitle","title":"What do you want to achieve with your wealth?"},{"componentType":"paragraph","richBody":{"value":"<p>After the transfer, a new phase begins. You may want more time for your family, invest in impactful projects, or pass on wealth to the next generation. Wealth planning after the business transfer is a crucial part of your process. We can help you visualize future scenarios, based on your dreams and goals. </p><p>We offer guidance on: </p><ul><li><p>Wealth structuring after the business transfer  </p></li></ul><ul><li><p>Philanthropy and impact investing  </p></li></ul><ul><li><p>Management and transfer to the next generation</p></li></ul>"},"textLinks":[{"url":"/en/private-banking/wealth-planning","text":"More about Wealth Planning"}]},{"componentType":"sectionTitle","title":"Looking ahead together"},{"componentType":"paragraph","richBody":{"value":"<p>Our approach is integrated: we combine the expertise of Business Banking and Private Banking, so you benefit from short lines of communication and an efficient working method. This enables you to make confident decisions – both professionally and personally. In addition, we have a broad network of experts and experienced entrepreneurs. Your relationship manager will gladly connect you with other business owners who have gone through a transfer. </p><p><a rel=\"noopener noreferrer\" target=\"_blank\" data-type=\"internal\" href=\"/en/private-banking/plan-een-terugbel-afspraak-en\">Schedule an appointment</a> with ING Private Banking and discover what we can do for you.</p>"}}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}