{"type":"document","data":{"id":"66093295-2616-48ac-8695-5047e3e5be89","localeString":"en-GB","publishDate":"2026-01-16T09:52:24.640+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Discover how ING Private Banking helps you with insights, scenarios, and a tailored plan - for now, later, and transferring wealth to the next generation."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/private-banking/customer-service","text":"Make an appointment"}},"coreHeader":{"body":"Your wealth is more than just a number. It’s what you’ve built, and what you still want to achieve. Maybe you’re thinking about transferring your business, investing in new opportunities, or supporting your children. With Wealth Planning from ING Private Banking, you gain insight into your financial position and scenarios for the future.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/28da83a6-a38e-409d-813d-8019ddf29605/Senior-couple-getting-ready-to-ride-on-a-motorbike","type":"image","width":6720,"altTextNL":"\"\"","original":"https://assets.ing.com/m/724442a9b998ec51/original/Senior-couple-getting-ready-to-ride-on-a-motorbike.jpg","extension":"jpg"},"title":"Wealth Planning","subtitle":"Control over your wealth, today and tomorrow"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What does Wealth Planning offer you?"},{"componentType":"paragraph","richBody":{"value":"<p>Together with your Relationship Manager and our network of experts, you create a plan that adapts to your life and ambitions. This way, you’re prepared for important decisions - now and later.</p>"}},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Insight and overview","usps":[{"body":"A digital overview of your income and wealth development, including analysis of key life events.","iconType":"check-mark"}]},{"title":"Flexibility","usps":[{"body":"A dynamic plan that can be adjusted as your situation changes.","iconType":"check-mark"}]}],"title":"Insight and overview,Flexibility"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Expertise","usps":[{"body":"Your Relationship Manager involves specialists when needed.","iconType":"check-mark"}]},{"title":"For now and later","usps":[{"body":"From strategic choices to transferring wealth to the next generation.","iconType":"check-mark"}]}],"title":"Expertise,For now and later"},{"componentType":"sectionTitle","title":"A 360-degree view of your life"},{"componentType":"paragraph","richBody":{"value":"<p>We look at all relevant aspects of your life - business and private - and answer questions such as:</p>"},"alignedImage":{"position":"bottom","transformBaseUrl":"https://assets.ing.com/transform/8191efa8-1668-4297-ad7f-bf56c52ecba9/Frame-1321322851","original":"https://assets.ing.com/m/3dc03242778b77fd/original/Frame-1321322851.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Digital tools"},{"componentType":"paragraph","richBody":{"value":"<p>Stay in control of your plan. With our innovative digital tools, you get a clear visual overview of your financial future. Quickly check your progress anytime. Your Relationship Manager will advise which tool best fits your situation.</p>"}},{"componentType":"sectionTitle","title":"Real-life examples"},{"componentType":"paragraph","richBody":{"value":"<p>After years of entrepreneurship, Noor (53) and David (54) want to transfer their wealth carefully without giving their children full responsibility right away. They also want to make a lasting impact on society. By having a strucutured wealth plan, they gained insight into gifting options and clarity on their key decisions. </p><p><i>&quot;Through Wealth Planning, we help our children grow and make a social impact, while keeping control ourselves.&quot; </i></p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/3a397865-b71e-4f6a-ba47-13e58d2ceacf/Noor-David","original":"https://assets.ing.com/m/2945cd520dec81d5/original/Noor-David.svg","extension":"svg"}},{"componentType":"paragraph","richBody":{"value":"<p>Mark (49) spent over twenty years building his business and never considered selling. But conversations with his Relationship Manager shifted the focus from business to family and enjoying life. Thanks to Wealth Planning, he knew which conditions mattered most and was prepared when a buyer approached.<br /> <br /><i>&quot;When a buyer came knocking, I knew exactly what I needed and under which conditions I truly wanted to sell. That gave peace of mind and led to a smooth sale.&quot; </i></p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/d69bb90f-fb74-4ced-9072-c14924656abb/VP","original":"https://assets.ing.com/m/2efe2a326d808ee/original/VP.svg","extension":"svg"}},{"componentType":"paragraph","richBody":{"value":"<p>Karin (62) worked in IT for years without plans to slow down, until her Relationship Manager asked: “What would you do with an extra day?” That sparked something. With Wealth Planning, her wealth and cash flow became clear. She discovered she could work less without compromising her goals.<br /> <br /><i>&quot;Working less felt scary, but seeing the full picture gave me confidence to scale back. I now have time for what truly matters - like watching my grandchildren grow up - while staying financially on track.&quot; </i></p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/65cb8129-13fd-46bf-9903-aee89561dbdf/Karin","original":"https://assets.ing.com/m/1898253875d67232/original/Karin.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"How does it work?"},{"componentType":"applicationProcess","steps":{"title":"Wealth Planning in 4 steps","stepList":[{"title":"Financial insight","body":"We map out your wealth, income, and obligations."},{"title":"Exploring scenarios","body":"What are your goals, and what impact do major life events have on your planning?"},{"title":"Personalized plan","body":"You set the parameters: private only, household, or including business assets."},{"title":"Action and adjustments","body":"Your plan evolves with you, staying current and relevant."}]}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Who is Wealth Planning for?","richBody":{"value":"<p>Wealth Planning is valuable for anyone who needs strategic insight into their financial future. Whether you’re an entrepreneur, an individual, or part of a family with complex structures, wealth planning (estate planning) helps you make choices aligned with your ambitions. It gives you certainty now and a clear horizon for the future. </p>"}},{"title":"What exactly is Wealth Planning?","richBody":{"value":"<p>Together with your Relationship Manager and our experts, we map out your financial situation. We focus on what matters to you: business transfer, investing, gifting, or inheritance. You receive a dynamic plan that adapts to your life.</p>"}},{"title":"How do I prepare for a meeting?","richBody":{"value":"<p>Gather relevant documents in advance, such as your income tax return and details about your assets. The more complete the information, the better we can look ahead together. </p>"}},{"title":"What does Wealth Planning give me?","richBody":{"value":"<p>A wealth plan provides clarity, peace of mind, and flexibility. It helps you make informed decisions and ensures your wealth actively contributes to achieving your personal goals.</p>"}},{"title":"Are there costs involved?","richBody":{"value":"<p>No, this is free of charge, regardless of whether you are a client of ING Private Banking.<br />If you decide to become a client, you can also make use of digital tools in the ING app and view and adjust your wealth plan at any time.</p>"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}