{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","publishedAt":"2025-04-10T08:42:00Z","transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","updatedAt":"2025-04-10T08:42:12Z","width":307},"intro":"Let's start a conversation.","link":{"url":"/en/private-banking/customer-service"},"title":"Make an appointment"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","publishedAt":"2025-04-10T08:43:52Z","transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","updatedAt":"2025-04-10T08:44:49Z","width":307},"intro":"Quick insights into your financial situation","link":{"url":"https://mijn.ing.nl/login"},"title":"Log in to My ING"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Discover how ING Private Banking helps you with insights, scenarios, and a tailored plan - for now, later, and transferring wealth to the next generation.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What does Wealth Planning offer you?"},{"componentType":"paragraph","richBody":{"value":"<p>Together with your Relationship Manager and our network of experts, you create a plan that evolves with your life and ambitions. This prepares you for important decisions, both now and in the future. </p>"}},{"comparisonCardList":[{"title":"Insight and overview","usps":[{"body":"Digital insight into how your wealth may develop, including an analysis of important life events.","iconType":"check-mark"}]},{"title":"Flexibility","usps":[{"body":"A dynamic plan that can adapt as your circumstances change.","iconType":"check-mark"}]},{"title":"Expertise","usps":[{"body":"Guidance on everything from strategic decisions today to transferring wealth to the next generation.","iconType":"check-mark"}]},{"title":"For today and tomorrow","usps":[{"body":"A long-term perspective that connects your current choices with your future ambitions.","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Insight and overview,Flexibility,Expertise,For today and tomorrow"},{"componentType":"sectionTitle","title":"Wealth Planning at ING Private Banking"},{"alignedImage":{"extension":"png","original":"https://assets.ing.com/asset/1c0faa43-54d4-4dee-a9e6-c78cafc61abf/Vermogensplanning_Gids_Thumb_EN.png","transformBaseUrl":"https://assets.ing.com/transform/1c0faa43-54d4-4dee-a9e6-c78cafc61abf/Vermogensplanning_Gids_Thumb_EN"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Your plans shape the choices you make today. Discover in our Wealth Planning Guide how you can align your wealth with what matters most to you, now and in the future.</span></span></span></p>"},"textLinks":[{"text":"Download the guide","url":"https://assets.ing.com/asset/1393e5b3-ff9f-4909-b1a3-49deab5531f0/VP-EN-2026-3.pdf"}]},{"componentType":"sectionTitle","title":"A 360-degree view of your wealth"},{"alignedImage":{"position":"bottom","extension":"svg","original":"https://assets.ing.com/m/3dc03242778b77fd/original/Frame-1321322851.svg","transformBaseUrl":"https://assets.ing.com/transform/8191efa8-1668-4297-ad7f-bf56c52ecba9/Frame-1321322851"},"componentType":"paragraph","richBody":{"value":"<p>Your wealth is more than a number. It reflects what you have built and what you still want to achieve. You may be considering transferring your business, investing in new opportunities or supporting your children. We consider every relevant aspect of your life, both personal and business, and help answer questions such as: </p><ul><li>How can I combine financial success with a positive impact on society? </li><li>How can I arrange a fair transfer of wealth within my family? </li><li>How can I use my wealth to pursue new opportunities? </li><li>How can I use my wealth to support others? </li><li>How much wealth do I need to realise my goals? </li></ul>"}},{"componentType":"sectionTitle","title":"Wealth Planning themes"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3.svg","publishedAt":"2025-07-29T12:51:28Z","transformBaseUrl":"https://assets.ing.com/transform/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3","type":"image","updatedAt":"2025-07-29T12:51:45Z","width":160},"intro":"Wealth transfer is about more than gifting, inheritance or leaving a legacy. It is about deciding what you want to pass on, to whom, when and under which conditions.","link":{"url":"/en/private-banking/wealth-planning/wealth-transfer"},"title":"Wealth transfer"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/4195d930-98d2-498e-997f-df45f3b60fd5/vermogenthemas-4.svg","publishedAt":"2025-07-29T12:51:53Z","transformBaseUrl":"https://assets.ing.com/transform/4195d930-98d2-498e-997f-df45f3b60fd5/vermogenthemas-4","type":"image","updatedAt":"2025-07-29T12:52:10Z","width":160},"intro":"Transferring or selling a business is often more than a commercial decision. It affects your personal wealth, your family, your lifestyle and what you want to do next.","link":{"url":"/en/private-banking/wealth-planning/business-transfer"},"title":"Business transfer"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/1ee0f057-54bb-4bb4-a3e0-7694453fb03d/Effectenkrediet-icon.svg","publishedAt":"2026-05-22T12:44:57Z","transformBaseUrl":"https://assets.ing.com/transform/1ee0f057-54bb-4bb4-a3e0-7694453fb03d/Effectenkrediet-icon","type":"image","updatedAt":"2026-05-22T12:45:06Z","width":213},"intro":"Financial freedom starts with having the flexibility to make choices that suit your life, both today and in the future.","link":{"url":"/en/private-banking/wealth-planning/financial-freedom"},"title":"Looking ahead with confidence"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Real-life examples"},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/m/2945cd520dec81d5/original/Noor-David.svg","transformBaseUrl":"https://assets.ing.com/transform/3a397865-b71e-4f6a-ba47-13e58d2ceacf/Noor-David"},"componentType":"paragraph","richBody":{"value":"<p><strong>&quot;Wealth Planning is helping us support our children and simultaneously make a positive impact on society, while allowing us to remain in control.&quot;</strong></p><p>After years of running their business, Noor, 53, and David, 54, want to transfer their wealth carefully without immediately giving their children full responsibility. They also want to create a lasting positive impact on society. Wealth Planning gave them insight into different gifting options and greater clarity about their most important choices. </p>"}},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/2efe2a326d808ee/original/VP.svg","transformBaseUrl":"https://assets.ing.com/transform/d69bb90f-fb74-4ced-9072-c14924656abb/VP"},"componentType":"paragraph","richBody":{"value":"<p><strong>&quot;When a potential buyer approached me, I knew exactly what I needed and the conditions under which I would be prepared to sell. That gave me peace of mind and helped the sales process run smoothly.&quot;</strong></p><p>Mark, 49, spent more than twenty years building his company and had never considered selling it. Conversations with his Relationship Manager shifted the focus from the business to his family and enjoying life. Thanks to Wealth Planning, he understood which conditions mattered to him and was prepared when a buyer came forward. </p>"}},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/m/1898253875d67232/original/Karin.svg","transformBaseUrl":"https://assets.ing.com/transform/65cb8129-13fd-46bf-9903-aee89561dbdf/Karin"},"componentType":"paragraph","richBody":{"value":"<p><strong>&quot;Working less felt like a major step. But once I could see the full picture, I felt confident enough to take a step back. I now have more time for what really matters, such as watching my grandchildren grow up, while remaining financially on track.&quot;</strong></p><p>Karin, 62, worked in IT for many years without ever considering reducing her hours. Then her Relationship Manager asked: “What would you do with an eighth day in the week?” That question set something in motion. Wealth Planning gave her a clear view of her wealth and cash flow. She discovered that she could work less without compromising her goals. </p>"}},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"We map out your wealth, income and financial commitments.","title":"Financial insight"},{"body":"What are your goals, and how could important life events affect your plans?","title":"Exploring scenarios"},{"body":"You determine the scope: your personal situation, your household or your business interests.","title":"A personal plan"},{"body":"Your plan evolves with you, helping it remain current and relevant.","title":"Action and adjustment"}],"title":"Wealth Planning in four steps"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>Wealth Planning can be valuable for anyone seeking strategic insight into their financial future. Whether you are an entrepreneur, a private individual or part of a family with complex wealth structures, Wealth Planning, also known as estate planning, helps you make choices that reflect your ambitions. It gives you the confidence to take considered steps today, with a clear view of where you want to be in the future. </p>"},"title":"Who is Wealth Planning for?"},{"richBody":{"value":"<p>Together with your Relationship Manager and our experts, we map out your financial situation. We focus on what matters to you, such as transferring a business, investing, maintaining your lifestyle, gifting wealth or leaving a legacy. You receive a dynamic plan that evolves with your life. </p>"},"title":"What exactly is Wealth Planning?"},{"richBody":{"value":"<p>Gather relevant documents in advance, such as your income tax return and information about your wealth and, where relevant, your business interests. The more complete the information is, the better we can look ahead together. </p>"},"title":"How can you prepare for a meeting?"},{"richBody":{"value":"<p>No. Wealth Planning is available free of charge, whether or not you are currently an ING Private Banking client. If you decide to become a client, you can also use digital tools in the ING app to view and adjust your wealth plan whenever you wish. </p>"},"title":"Is there a fee for Wealth Planning?"}],"componentType":"accordion"},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Related"},"textLinks":[{"text":"Wealth Transfer","url":"/en/private-banking/wealth-planning/wealth-transfer"},{"text":"Business Transfer","url":"/en/private-banking/wealth-planning/business-transfer"},{"text":"Financial freedom","url":"/en/private-banking/wealth-planning/financial-freedom"},{"text":"Portfolio Management","url":"/en/private-banking/investing/portfolio-management"}]}]},"hasMacro":false,"id":"66093295-2616-48ac-8695-5047e3e5be89","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Read all articles here","url":"/en/private-banking/wealth-planning/vermogensoverdracht-horizontal-list"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool.jpg","publishedAt":"2024-03-04T08:55:30Z","transformBaseUrl":"https://assets.ing.com/transform/f32baa28-9922-4199-95ac-15950b51e158/Multi-Generational-Family-by-Villa-Swimming-Pool","type":"image","updatedAt":"2026-09-10T12:02:47Z","width":2120},"subtitle":"Stay in control of your wealth, today and tomorrow. With Wealth Planning from ING Private Banking, you can gain insight into your financial position and possible future scenarios.","title":"Wealth Planning"},"cta":{"componentType":"cta","textLink":{"text":"Make an appointment","url":"/en/private-banking/contact-bevestiging"}},"secondaryCta":{"textLink":{"text":"Download the guide","url":"https://assets.ing.com/asset/1393e5b3-ff9f-4909-b1a3-49deab5531f0/VP-EN-2026-3.pdf"}},"usps":[{"body":"Insight into your income, expenses and overall wealth","icon":{"extension":"png","original":"https://assets.ing.com/asset/0cbba16d-92f4-490c-9b1c-3b5ce9963beb/Travel-Marroon.png","publishedAt":"2026-09-29T14:17:37Z","transformBaseUrl":"https://assets.ing.com/transform/0cbba16d-92f4-490c-9b1c-3b5ce9963beb/Travel-Marroon","type":"image","updatedAt":"2026-09-29T14:18:43Z","width":64}},{"body":"Future-focused scenarios for succession and wealth transfer"},{"body":"Personal guidance, supported by digital planning tools"}]},"publishDate":"2026-10-16T12:23:06.657+02:00"}}