{"type":"document","data":{"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Overview of the key savings accounts of ING Private Banking and the current interest rates. Read more here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>You receive a higher interest rate when you invest more with ING Private Banking. We automatically adjust this for you every month (also if you invest less with us at any point).</p><table><caption><p>Private Banking Savings Account</p></caption><thead><tr><th><p>Invested assets (advice &amp; discretionary management)</p></th><th><p>Savings balance on Private Banking Savings Account</p></th><th><p>Interest rate</p></th></tr></thead><tbody><tr><td>€0 to €500,000</td><td>€0 to €10,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k}%</td></tr><tr><td> </td><td>€10,000 to €100,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k}%</td></tr><tr><td> </td><td>€100,000 to €1,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M}%</td></tr><tr><td> </td><td>€1,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M}%</td></tr><tr><td>€500,000 to €1,000,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K}%</td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M}%</td></tr><tr><td>€1,000,000 to €2,500,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K}% </td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M}%</td></tr><tr><td>≥ €2,500,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K}%</td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M}%</td></tr></tbody></table><ul><li>These rates apply as of %{Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum}%. The interest rate on the Private Banking Savings Account is variable and calculated on an annual basis.</li><li>The interest rate on the Private Banking Savings Account is currently positive. Interest is credited once per year (on 1 January).</li><li><p>Available for both private and business clients.<br />More information about the Private Banking Savings Account can be found <a href=\"https://www.ing.nl/en/private-banking/savings/private-banking-savings-account\">here</a>.</p></li></ul>"},"title":"Exclusive for Private Banking clients"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><strong>Balance tiers</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong>Interest rate</strong></p></td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><p>€ 0 to € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.totenmet10k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 10.000 to € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Spaarrentes:PrivateindividualsOSR.rente.boven1M}%</td></tr><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td></tr></tbody></table><p>These rates apply as of %{Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum}%.</p><p> </p>"},"title":"Savings Account"},{"componentType":"paragraph","richBody":{"value":"<table><thead /><tbody><tr><td style=\"vertical-align:top\"><p><strong>Balance tiers</strong></p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><strong>Interest rate</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 to € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.totenmet10k}%</td></tr><tr><td style=\"vertical-align:top\">€ 10.000 to € 25.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 25.000 to € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 1.000.000 to € 2.500.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M}%</td></tr><tr><td style=\"vertical-align:top\">€2.500.000 to € 5.000.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 5.000.000 to € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M}%</td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10M}%</td></tr></tbody></table><p>These rates apply as of %{Zakelijke.Spaarrentes:rente.ingangsdatum}%.</p><p> </p>"},"title":"Business Savings Account"},{"componentType":"paragraph","richBody":{"value":"<table><tbody><tr><td colspan=\"2\" style=\"vertical-align:top\"><p><strong>Balance tiers</strong></p></td><td colspan=\"2\" style=\"vertical-align:top\"><strong>Interest rate</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">1,00% </span></p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">0,00% </span></p></td></tr></tbody></table><p>These rates apply as of 18 April 2025.</p><p> </p>"},"title":"Cash component of investment account"}]},"hasMacro":true,"id":"dd56d4d2-3c86-42fc-8bb0-d0ac0f2665ec","localeString":"en-GB","macros":["Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum","Spaarrentes:PrivateindividualsOSR.rente.totenmet10k","Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsOSR.rente.boven1M","Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum","Zakelijke.Spaarrentes:rente.basis.totenmet10k","Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k","Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k","Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M","Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M","Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M","Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M","Zakelijke.Spaarrentes:rente.basis.boven10M","Zakelijke.Spaarrentes:rente.ingangsdatum"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Saving","url":"/en/private-banking/savings"}},"componentType":"editorialHeader","coreHeader":{"title":"ING savings rates"},"date":"2026-06-01","readingTime":1},"publishDate":"2026-06-19T14:45:13.953+02:00"}}