{"type":"document","data":{"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Overview of the key savings accounts of ING Private Banking and the current interest rates. Read more here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>With the Private Banking Savings Account, your savings remain readily available, while the interest rate is linked to your invested assets held in advisory and discretionary portfolios with ING. We review your invested assets on a weekly basis.</p><table><caption><p>Private Banking Savings Account Rates</p></caption><thead><tr><th><p>Invested assets (advice &amp; discretionary management)</p></th><th><p>Savings balance on Private Banking Savings Account</p></th><th><p>Interest rate</p></th></tr></thead><tbody><tr><td>€0 to €500,000</td><td>€0 to €10,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k}%</td></tr><tr><td> </td><td>€10,000 to €100,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k}%</td></tr><tr><td> </td><td>€100,000 to €1,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M}%</td></tr><tr><td> </td><td>€1,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M}%</td></tr><tr><td>€500,000 to €1,000,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K}%</td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M}%</td></tr><tr><td>€1,000,000 to €2,500,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K}% </td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M}%</td></tr><tr><td>≥ €2,500,000</td><td>€0 to €500,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K}%</td></tr><tr><td> </td><td>€500,000 to €5,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M}%</td></tr><tr><td> </td><td>€5,000,000 to €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M}%</td></tr><tr><td> </td><td>&gt; €10,000,000</td><td>%{Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M}%</td></tr></tbody></table><ul><li>These rates apply as of %{Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum}%. The interest rate on the Private Banking Savings Account is variable and calculated on an annual basis.</li><li>The interest rate on the Private Banking Savings Account is currently positive. Interest is credited once per year (on 1 January).</li><li><p>Available for both private and business clients.<br />More information about the Private Banking Savings Account can be found <a href=\"https://www.ing.nl/en/private-banking/savings/private-banking-savings-account\">here</a>.</p></li></ul>"},"title":"Exclusive for Private Banking clients"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><strong>Balance tiers</strong></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong>Interest rate</strong></p></td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><p>€ 0 to € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.totenmet10k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 10.000 to € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p>%{Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M}%</p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Spaarrentes:PrivateindividualsOSR.rente.boven1M}%</td></tr><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"> </td></tr></tbody></table><p>These rates apply as of %{Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum}%.</p><p> </p>"},"title":"Savings Account"},{"componentType":"paragraph","richBody":{"value":"<table><thead /><tbody><tr><td style=\"vertical-align:top\"><p><strong>Balance tiers</strong></p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><strong>Interest rate</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 to € 10.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.totenmet10k}%</td></tr><tr><td style=\"vertical-align:top\">€ 10.000 to € 25.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 25.000 to € 100.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 100.000 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 1.000.000 to € 2.500.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M}%</td></tr><tr><td style=\"vertical-align:top\">€2.500.000 to € 5.000.000</td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M}%</td></tr><tr><td style=\"vertical-align:top\"><p>€ 5.000.000 to € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M}%</td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 10.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\">%{Zakelijke.Spaarrentes:rente.basis.boven10M}%</td></tr></tbody></table><p>These rates apply as of %{Zakelijke.Spaarrentes:rente.ingangsdatum}%.</p><p> </p>"},"title":"Business Savings Account"},{"componentType":"paragraph","richBody":{"value":"<table><tbody><tr><td colspan=\"2\" style=\"vertical-align:top\"><p><strong>Balance tiers</strong></p></td><td colspan=\"2\" style=\"vertical-align:top\"><strong>Interest rate</strong></td></tr><tr><td style=\"vertical-align:top\"><p>€ 0 to € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">1,00% </span></p></td></tr><tr><td style=\"vertical-align:top\"><p>&gt; € 1.000.000</p></td><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><span class=\"numeric\">0,00% </span></p></td></tr></tbody></table><p>These rates apply as of 18 April 2025.</p><p> </p>"},"title":"Cash component of investment account"}]},"hasMacro":true,"id":"dd56d4d2-3c86-42fc-8bb0-d0ac0f2665ec","localeString":"en-GB","macros":["Spaarrentes:PrivateindividualsPBSRbasis.rente.totenmet10k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven1Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP1.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP2.rente.boven10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.totenmet500K","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven500Ktotenmet5M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven5Mtotenmet10M","Spaarrentes:PrivateindividualsPBSRSP3.rente.boven10M","Spaarrentes:PrivateindividualsPBSRbasis.rente.ingangsdatum","Spaarrentes:PrivateindividualsOSR.rente.totenmet10k","Spaarrentes:PrivateindividualsOSR.rente.boven10ktotenmet100k","Spaarrentes:PrivateindividualsOSR.rente.boven100ktotenmet1M","Spaarrentes:PrivateindividualsOSR.rente.boven1M","Spaarrentes:PrivateindividualsOSR.rente.ingangsdatum","Zakelijke.Spaarrentes:rente.basis.totenmet10k","Zakelijke.Spaarrentes:rente.basis.boven10ktotenmet25k","Zakelijke.Spaarrentes:rente.basis.boven25ktotenmet100k","Zakelijke.Spaarrentes:rente.basis.boven100ktotenmet1M","Zakelijke.Spaarrentes:rente.basis.boven1Mtotenmet2en5M","Zakelijke.Spaarrentes:rente.basis.boven2en5Mtotenmet5M","Zakelijke.Spaarrentes:rente.basis.boven5Mtotenmet10M","Zakelijke.Spaarrentes:rente.basis.boven10M","Zakelijke.Spaarrentes:rente.ingangsdatum"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Saving","url":"/en/private-banking/savings"}},"componentType":"editorialHeader","coreHeader":{"title":"ING savings rates"},"date":"2026-06-01","readingTime":1},"publishDate":"2026-09-21T16:59:09.329+02:00"}}