{"type":"document","data":{"id":"e3c93aab-e27e-4ea2-836b-d97eed62f20a","localeString":"en-GB","publishDate":"2026-04-07T12:46:01.101+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"With a savings deposit, you lock in your savings for a longer period at a fixed interest rate."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Various fixed terms  ","icon":{"transformBaseUrl":"https://assets.ing.com/transform/181f14d5-5b2d-41a8-b83d-902fd70bd151/Devices-Stop_Watch_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/1a6f106eb84072c2/original/Devices-Stop_Watch_Outline.svg","extension":"svg"}},{"body":"Minimum investment of €250,000","icon":{"transformBaseUrl":"https://assets.ing.com/transform/c549a4cb-c50a-4d19-8a0e-ef371e9b4f6b/Products-Moneybag_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2e4b46c787db84e0/original/Products-Moneybag_Outline.svg","extension":"svg"}},{"body":"Directly serviced via your relationship manager","icon":{"transformBaseUrl":"https://assets.ing.com/transform/0b337436-a72a-4415-a6d1-3c30ec5c303e/Persons-Avatar_Business_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/6fdd95a02877b959/original/Persons-Avatar_Business_Outline.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"/en/private-banking/customer-service","text":"Make an appointment"}},"coreHeader":{"body":"With a savings deposit, you lock in your savings for a longer period at a fixed interest rate. You determine the term yourself: 2, 3, 4, 5, 6, 9, or 12 months. Or even longer. A savings deposit can be opened as of €250,000 as a client of ING Private Banking. Not yet a client of ING Private Banking? Feel free to reach out to us.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/bddf1ea1-4f26-4c94-b784-d625c1790592/Couple-relaxing-in-hammocks-on-holiday","type":"image","width":5393,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2b40064e99fbd378/original/Couple-relaxing-in-hammocks-on-holiday.jpg","extension":"jpg"},"title":"Private Banking Savings Deposit","subtitle":"Save with a fixed interest rate"},"backLink":{"textLink":{"url":"/en/private-banking/savings","text":"Saving"}}},"flexZone":{"flexComponents":[{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64,"original":"https://assets.ing.com/m/7e4f399ea022700/original/Circle-Coins-5.svg","extension":"svg"},"body":"Promotion: open a 3-, 6- or 9-month Business Deposit and temporarily receive fixed interest rates of 1.90%, 2.20% and 2.45%.","date":{"body":"Temporary promotion until April 27, 2026"},"textLink":{"url":"/en/business/savings/special-offer-6-month-business-deposit","text":"Check the promotion"}},{"componentType":"sectionTitle","title":"Interest rates"},{"componentType":"paragraph","richBody":{"value":"<p> </p><ul><li>The agreed interest rate applies annually (365 days).</li><li>Interest is accrued daily on the following basis: interest rate / 365 x your balance.</li></ul><p>Liaise with your relationship manager for the possibilities, current rates, and the terms &amp; conditions.</p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"For whom?","richBody":{"value":"<p>The savings deposit is available for both private and business Private Banking clients. Not yet a client? Feel free to contact us.</p>"}},{"title":"How do I open a savings deposit?","richBody":{"value":"<p>You open a savings deposit via your relationship manager. Not yet a client? Feel free to contact us.</p>"}},{"title":"Can I add funds during the term?","richBody":{"value":"<p>No, this is not possible. You deposit one savings amount. However, it is possible to open multiple savings deposits.</p>"}},{"title":"Can I withdraw money before the end of the term?","richBody":{"value":"<p>This is possible with a private savings deposit, but not with a business savings deposit.</p><p><a href=\"https://www.ing.nl/particulier/sparen/tussentijdseopname-spaardeposito\">Read more about early withdrawal and the associated costs (Dutch only)</a></p>"}},{"title":"Can I cancel my savings deposit before the end of the term?","richBody":{"value":"<p>When selecting a savings deposit, you lock in your funds for the term. However, unforeseen situations can always arise. Hence, it is possible to withdraw from your savings deposit or cancel your savings deposit, but there may be costs involved.</p><p><a href=\"https://www.ing.nl/particulier/klantenservice/bankzaken-beginnen-of-beeindigen/spaarrekening-vaste-rente-opzeggen\">Read more about the terms and conditions for cancellation of your ING Savings Deposit (Dutch only)</a></p>"}},{"title":"Terms and conditions","richBody":{"value":"<p><a href=\"https://assets.ing.com/m/f2462df8acc0901b/original/Voorwaarden-Spaardeposito.pdf\">Terms and conditions ING Savings Deposit (Dutch only)</a></p>"}},{"title":"Is my money protected by the Dutch Deposit Guarantee?","richBody":{"value":"<p>Yes, your money in this account is legally protected by the <a href=\"https://www.dnb.nl/betrouwbare-financiele-sector/nederlandse-depositogarantie/\">Dutch Deposit Guarantee,</a> from 1 cent to €100,000.</p><p>This protection applies per bank and per person. For more information, visit <a href=\"https://www.ing.nl/particulier/sparen/depositogarantiestelsel\">ing.nl/dgs</a> (Dutch only)</p><p> </p>"}}]},{"componentType":"linkList","iconTitle":{"title":"Shortcut to"},"textLinks":[{"url":"/private-banking/sparen/overzicht-spaartarieven","text":"Overview savings rates (Dutch only)"},{"url":"/en/private-banking/daily-banking/secure-banking","text":"Secure banking"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}