{"type":"document","data":{"id":"802b1d86-ab31-481d-8caa-bca7da8bf600","localeString":"en-GB","publishDate":"2026-03-31T14:08:36.597+02:00","contentType":"onecms:editorialPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"View the current savings interest rates for January 2026 here."},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"Interest rate change as from 9 januari 2026"},"backLink":{"textLink":{"url":"/en/private-banking/savings","text":"Saving"}},"date":"2025-12-21","readingTime":3},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Interest Rates ING"},{"componentType":"paragraph","richBody":{"value":"

You receive a higher interest rate when you invest more with ING Private Banking. We automatically adjust this every quarter, even if your investment balance decreases over time.

"}},{"componentType":"paragraph","title":"Private Banking Savings Account","richBody":{"value":"

Average assets under management, investment advisory and Portfolio management

Balance on Private Banking Savings Account

Interest rate until 9 January 2026

Interest rate from
9 January 2026

€ 0 to € 500.000

€ 0 to € 10.000

1,25%

1,25%

 

€ 10.000 to € 25.000

1,25%

1,10%

 

€ 25.000 to € 100.000

1,15%

1,10%

 

€ 100.000 to € 1.000.000

1,00%

1,00%

 

€ 1.000.000 to € 5.000.000

1,00%

0,50%

 

€ 5.000.000 to € 10.000.000

0,50%

0,50%

 

> € 10.000.000

0,00%

0,00%

€ 500.000 to € 1.000.000

€ 0 to € 500.000

1,45%

1,40%

 

€ 500.000 to € 5.000.000

1,50%

1,45%

 

€5.000.000 to € 10.000.000

1,45%

1,35%

 

> € 10.000.000

0,00%

0,00%

€ 1.000.000 to € 2.500.000

€ 0 to € 500.000

1,50%

1,45%

 

€ 500.000 to € 5.000.000

1,60%

1,50%

 

€5.000.000 to € 10.000.000

1,50%

1,40%

 

> € 10.000.000

0,00%

0,00%

> € 2.500.000

€ 0 to € 500.000

1,55%

1,50%

 

€ 500.000 to € 5.000.000

1,70%

1,60%

 

€5.000.000 to € 10.000.000

1,55%

1,45%

 

> € 10.000.000

0,00%

0,00%

Find out more about how interest rates are calculated here.

"}},{"componentType":"paragraph","title":"Business Orange Savings Account","richBody":{"value":"

Saldoklassen

Interest rate until
9 January 2026

Interest rate from
9 January 2026

 

Balances of €0 up to and including € 10.000

1,25%

1,25%

 

Balances of €10.000 up to and including € 25.000

1,25%

1,10%

 

Balances of € 25.000 up to and including € 100.000

1,15%

1,10%

 

Balances of € 100.000 up to and including € 1.000.000

1,00%

1,00%

 

Balances of € 1.000.000 up to and including € 2.500.000

1,00%

1,00%

 

Balances of €2.500.000 up to and including € 5.000.000

1,00%

1,00%

 

Balances of € 5.000.000 up to and including € 10.000.000

0,50%

0,40%

 

Balances above € 10.000.000

0,00%

0,00%

 
"}},{"componentType":"paragraph","title":"Business quarterly Savings Account","richBody":{"value":"
 

Interest rate until
9 January 2026

Interest rate from
9 January 2026

 

Base rate for balances up to and including € 10.000.000

0,50%

0,40%

 

Bonus rate for balances up to and including €10.000.000

1,00%

1,00%

 

Maximum rate for balances up to and including €10.000.000

1,50%

1,40%

 
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