You receive a higher interest rate when you invest more with ING Private Banking. We automatically adjust this every quarter, even if your investment balance decreases over time.
"}},{"componentType":"sectionTitle","title":"Interest rates"},{"componentType":"paragraph","richBody":{"value":"| Average Invested Assets 'advisory and managed portfolios' | Balance savings on PBSR | Interest rate |
|---|---|---|
| € 0 to € 500,000 | € 0 to € 10,000 | %{Spaarrentes:PrivateindividualsPBSRbasisENG.rente.totenmet10k}% |
| € 10,000 to € 100,000 | %{Spaarrentes:PrivateindividualsPBSRbasisENG.rente.boven10ktotenmet100k}% | |
| € 100,000 to € 1.000,000 | %{Spaarrentes:PrivateindividualsPBSRbasisENG.rente.boven100ktotenmet1M}% | |
| € 1,000,000 to € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRbasisENG.rente.boven1Mtotenmet10M}% | |
| > € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRbasisENG.rente.boven10M}% | |
| € 500,000 to € 1,000,000 | € 0 to € 500,000 | %{Spaarrentes:PrivateindividualsPBSRSP1ENG.rente.totenmet500K}% |
| € 500,000 to € 5,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP1ENG.rente.boven500Ktotenmet5M}% | |
| €5,000,000 to € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP1ENG.rente.boven5Mtotenmet10M}% | |
| > € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP1ENG.rente.boven10M}% | |
| € 1,000,000 to € 2,500,000 | € 0 to € 500,000 | %{Spaarrentes:PrivateindividualsPBSRSP2ENG.rente.totenmet500K}% |
| € 500,000 to € 5,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP2ENG.rente.boven500Ktotenmet5M}% | |
| €5,000,000 to € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP2ENG.rente.boven5Mtotenmet10M}% | |
| > € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP2ENG.rente.boven10M}% | |
| > € 2,500,000 | € 0 to € 500,000 | %{Spaarrentes:PrivateindividualsPBSRSP3ENG.rente.totenmet500K}% |
| € 500,000 to € 5,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP3ENG.rente.boven500Ktotenmet5M}% | |
| €5,000,000 to € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP3ENG.rente.boven5Mtotenmet10M}% | |
| > € 10,000,000 | %{Spaarrentes:PrivateindividualsPBSRSP3ENG.rente.boven10M}% |
The interest rate on the Private Banking Savings Account is currently positive. The interest is credited once a year on January 1st.
Each quarter, we determine the interest rate based on the average invested assets in advisory and managed portfolios from the previous quarter. We do this by dividing the total invested assets on the first day of each month by 3.
Example
Suppose these are your total balances in the first quarter:
Your average invested assets fall within the balance range of €500,000 - €1,000,000. The corresponding interest rate is the compensation for the savings balance on your Private Banking Savings Account during the second quarter.
Note: The interest conditions are only valid for Private Banking Savings Accounts in the name of the same person or entity as the invested assets.
"}},{"title":"How to open a Private Banking Savings account?","richBody":{"value":"You can easily open a Private Banking Savings Account - both for business and personal use - through your relationship manager or account manager. Not yet a client with us? Feel free to get in touch.
"}},{"title":"Where can I find the interest rate on my Private Banking Savings Account?","richBody":{"value":"This can be found in your account overview in the Mobile Banking App and in My ING.
"}}]},{"componentType":"sectionTitle","title":"Dutch Deposit Guarantee"},{"componentType":"paragraph","richBody":{"value":"Your money in this account is legally protected by the Dutch Deposit Guarantee, from 1 cent to €100,000. This protection applies per bank and per person. For more information, visit ing.nl/dgs.
"}},{"componentType":"linkList","iconTitle":{"title":"Shortcut to"},"textLinks":[{"url":"/private-banking/sparen/overzicht-spaartarieven","text":"Savings rate overview (Dutch only)"},{"url":"/en/private-banking/daily-banking/secure-banking","text":"Secure banking"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=d852f65c-4141-4a39-b86f-a7083617361d"}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}