Not every part of your wealth has the same purpose. Sometimes immediate availability is important. For an investment, a purchase or new plans. Other funds can be set aside for a specific period, at an attractive fixed interest rate agreed in advance.
ING Private Banking’s savings solutions offer flexibility and certainty within your broader wealth strategy.
"}},{"componentType":"cta","textLink":{"text":"Make an appointment","url":"/en/private-banking/customer-service"}},{"componentType":"sectionTitle","title":"Which savings solution fits your situation?"},{"componentType":"paragraph","richBody":{"value":"For funds that need to remain available for what matters.
For wealth with a purpose later on.
ING Private Banking offers two types of savings. You can choose the Private Banking Savings Account with a variable interest rate, depending on your invested assets with ING, or the Private Banking Savings Deposit, where you set aside your savings for an agreed term at a fixed interest rate.
"},"title":"What savings options does ING Private Banking offer?"},{"richBody":{"value":"That depends on your needs and plans. If you want direct access to your savings, the Private Banking Savings Account may be suitable. If you can set aside part of your assets for a longer period and prefer a predetermined interest rate, the Private Banking Savings Deposit may be a better fit.
"},"title":"Which savings option is right for me?"},{"richBody":{"value":"Saving is suitable when you want to keep part of your assets available for plans, opportunities or expenses at a moment you choose.
For example, if you want to maintain flexibility for yourself, your business or the people around you, without assigning this part of your wealth to another purpose immediately.
"},"title":"When does it make sense to keep part of my wealth in savings?"},{"richBody":{"value":"Yes, it is possible to hold both a Private Banking Savings Account and a Private Banking Savings Deposit with ING.
"},"title":"Can I combine multiple savings solutions with ING Private Banking?"},{"richBody":{"value":"For the Private Banking Savings Account, the interest rate is variable and aligned with the total assets you have invested with ING. The higher your invested assets, the higher the interest rate tier.
With the Private Banking Savings Deposit, the interest rate is agreed in advance for the entire term.
"},"title":"How is the interest rate determined?"},{"richBody":{"value":"Yes. Savings held in both the Private Banking Savings Account and the Private Banking Savings Deposit are covered by the Dutch Deposit Guarantee Scheme. This protects savings up to €100,000 per person, per bank.
For more information, please visit the ING webpage on the deposit guarantee scheme.
"},"title":"Are my savings protected?"},{"richBody":{"value":"With the Private Banking Savings Account, you can access your savings at any time. With the Private Banking Savings Deposit, your funds remain set aside for the agreed term.
"},"title":"Can I access my savings at any time?"},{"richBody":{"value":"Our savings products are available exclusively to ING Private Banking customers. If you are not yet a customer, please contact us to explore the possibilities.
"},"textLinks":[{"text":"Make an appointment","url":"/en/private-banking/customer-service"}],"title":"I am not yet an ING Private Banking customer. Can I open a savings product?"}],"componentType":"accordion"},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Shortcut to"},"textLinks":[{"text":"Savings rates overview","url":"/en/private-banking/savings/savings-rates"},{"text":"Investments","url":"/en/private-banking/investing"},{"text":"Business Savings Account","url":"/en/business/savings/business-orange-saving-account"},{"text":"Business Savings Deposit","url":"/en/business/savings/zakelijk-deposito"}]}]},"hasMacro":false,"id":"6bdb523e-6fcf-43df-af8d-b0a2118134f2","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Why we sometimes ask for information","url":"/en/private-banking/kyc"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"Keep your wealth available for what matters","title":"Saving"}},"publishDate":"2026-08-24T14:22:59.345+02:00"}}