{"type":"document","data":{"id":"eda8934b-3d4d-440c-812c-638c07d16781","localeString":"en-GB","publishDate":"2026-01-04T17:20:52.203+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Customized personal mortgage advice for Private Banking relations. Make an appointment and start your new home adventure! 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Or perhaps you want to discuss the possibilities for making your home more sustainable. As a Private Banking client, you can count on personalized and tailored advice for all your real estate needs."},"backLink":{"textLink":{"url":"/en/private-banking/mortgages","text":"Mortgages"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Which mortgage suits you?"},{"componentType":"paragraph","richBody":{"value":"<p>Discuss your situation, preferences, and suitable mortgage options with a specialized mortgage advisor. We collaborate with Mortgage Priority Services, a team of experts that exclusively handles mortgage applications for Private Banking clients. Additionally, through &apos;ING Housing Services&apos;, we provide you access to our network of appraisers, notaries, and other professionals.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Buying a second home","intro":"Which financing option is best suited for a second home?","image":{"transformBaseUrl":"https://assets.ing.com/transform/61939a9a-90ea-4800-b42d-424645c73c4f/Older-man-sitting-in-the-window-reading","type":"image","width":5732,"altTextNL":"\"\"","original":"https://assets.ing.com/m/42d16d5db5189c3/original/Older-man-sitting-in-the-window-reading.jpg","extension":"jpg"},"link":{"url":"/en/private-banking/mortgages/second-home"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Buying a property for your child","intro":" Help your child buy their first home","image":{"transformBaseUrl":"https://assets.ing.com/transform/cf60c403-b69f-4225-be70-cfdf080b4d95/Father-and-son-tucking-in-napkins-before-lunch","type":"image","width":1712,"original":"https://assets.ing.com/m/4d22daaedd8ce202/original/Father-and-son-tucking-in-napkins-before-lunch.jpg","extension":"jpg"},"link":{"url":"/en/private-banking/mortgages/home-for-your-child"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Mortgage for director-major shareholders (DGAs)","intro":"Your ambitions deserve a home too","image":{"transformBaseUrl":"https://assets.ing.com/transform/ba1eb0df-a723-41ff-91ce-5809e94778ba/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1","type":"image","width":1920,"original":"https://assets.ing.com/m/5a3493bc0362b4fd/original/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1.jpg","extension":"jpg"},"link":{"url":"/en/private-banking/mortgages/the-mortgage-for-dgas"}}]},{"componentType":"sectionTitle","title":"Sustainable home improvements"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>There are several ways to make your home more sustainable. We’re here to advise you on various financing options, such as a loan or mortgage, to help you implement energy-saving measures.</span></span></span></p><p><span><span><span>Do you have sufficient financial resources? Then you may choose to pay for these measures directly. Whatever your situation, we’re happy to help you find a solution that fits your needs and possibilities.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Our mortgage rates"},{"componentType":"paragraph","richBody":{"value":"<p>There are costs associated with personalized mortgage advice. Additionally, there are processing fees when taking out a mortgage. When increasing an existing mortgage or taking out a second mortgage, advisory and processing fees also apply.</p><p>An initial discussion about the possibilities is, of course, free of charge.</p>"},"textLinks":[{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"View the actual mortgage rates (in Dutch only)"}]},{"componentType":"accordion","accordionList":[{"title":"Repaying the mortgage","richBody":{"value":"<p>Would you like to make an extra, partial, or full repayment of your mortgage? Together, we determine the best timing and method for doing so, as well as explore any potential alternatives. Discuss your situation, preferences, and suitable mortgage options with a specialized mortgage advisor.</p>"}}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"Shortcut to"},"textLinks":[{"url":"/en/private-banking/investing","text":"Investing"},{"text":"Financing"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}