{"type":"document","data":{"id":"cae7713f-f0a8-4588-bb64-9fe46711f3bf","localeString":"en-GB","publishDate":"2026-03-06T17:25:06.966+01:00","contentType":"onecms:editorialPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"5 smart tips for wealthy women – make the most of your wealth"},"mainHeaderZone":{"componentType":"editorialHeader","coreHeader":{"title":"5 smart tips for wealthy women","subtitle":"Make the most of your wealth","body":"In the coming years, a significant global shift in wealth will take place. Ultimately toward the next generation, but initially (primarily) to women. According to McKinsey, by 2030 women are expected to manage nearly half of all invested assets in Europe - a remarkable increase.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cc34cd03-dd87-45b0-a826-48628791f47e/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1","type":"image","width":1920,"original":"https://assets.ing.com/m/f8c1e85e26e0ef9/original/Large_Web-and-Screen-Mature-woman-uses-her-phone-in-home-kitchen-1.jpg","extension":"jpg"}},"backLink":{"textLink":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning","text":"Wealth planning"}},"date":"2026-03-06","readingTime":5},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>We are also seeing this development in the Netherlands. An ING study (in Dutch only) shows that <a href=\"https://nieuws.ing.nl/nl-NL/251870-ing-onderzoek-helft-van-de-nederlandse-vrouwen-heeft-behoefte-aan-financiele-hulp/\">92% of women</a> say they have insight into their financial affairs. In addition, 97% consider it important to have control over their own finances, and they actively do so. At the same time, there are always smart choices to be made to align wealth even more closely with your personal goals and ambitions. With these five tips, we highlight where opportunities lie.</p>"}},{"componentType":"sectionTitle","title":"1. Put your goals first"},{"componentType":"paragraph","richBody":{"value":"<p>For 77% of women, money is primarily a means to realise personal dreams and goals. Whether it is starting your own business, taking a special trip or financially supporting your children, having a clear overview of what you want to achieve helps you make focused choices. By clearly defining your goals, both in the short and long term, you can better align your investment strategy with what truly matters to you.</p>"}},{"componentType":"sectionTitle","title":"2. Keep learning about financial matters"},{"componentType":"paragraph","richBody":{"value":"<p>Financial knowledge builds confidence. Yet only 59% of women know exactly what needs to be arranged financially when their personal situation changes, for example in the event of a divorce, the death of a partner or starting their own business. By continuing to invest in your financial knowledge, you are better prepared for these moments. This can be done by exploring current topics, taking courses or speaking with a specialist. This enables you to make well-considered choices that fit your life and ambitions.</p>"}},{"componentType":"sectionTitle","title":"3. Plan your estate in time"},{"componentType":"paragraph","richBody":{"value":"<p>Women tend to live longer than men and therefore are often faced with managing and <a data-type=\"internal\" href=\"/en/private-banking/knowledge-and-insights/wealth-planning/wealth-transfer-within-family\">transferring family wealth</a>. By thinking about your estate in good time, you decide for yourself what you want to leave behind and to whom. With the right legal and tax guidance and a clear record of your wishes, you create clarity and peace of mind for the future.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Wealth Planning","intro":"Control over your wealth, today and tomorrow.","image":{"transformBaseUrl":"https://assets.ing.com/transform/28da83a6-a38e-409d-813d-8019ddf29605/Senior-couple-getting-ready-to-ride-on-a-motorbike","type":"image","width":6720,"altTextNL":"\"\"","original":"https://assets.ing.com/m/724442a9b998ec51/original/Senior-couple-getting-ready-to-ride-on-a-motorbike.jpg","extension":"jpg"},"link":{"url":"/private-banking/vermogensplanning"}}]},{"componentType":"sectionTitle","title":"4. Maintain control over decisions about your wealth"},{"componentType":"paragraph","richBody":{"value":"<p>With greater wealth come important decisions. It helps to reflect on how those decisions are made and what role you play in them. Are you involved in discussions with advisors, and is it clear who decides what? By making conscious agreements about this, you retain control. This provides peace of mind and ensures that decisions suit your situation, now and in the future.</p>"}},{"componentType":"sectionTitle","title":"5. Learn from other women"},{"componentType":"paragraph","richBody":{"value":"<p>By sharing experiences with other women, you often gain new insights. In conversations about money and wealth, you hear how others make choices and what challenges they encounter. This can take place at networking events, themed sessions or in online communities. Exchanging experiences helps you look at your own situation with fresh perspective and builds confidence when making financial decisions.</p>"}},{"componentType":"sectionTitle","title":"Continuing to build your wealth in your own way"},{"componentType":"paragraph","richBody":{"value":"<p>Wealth is not just about numbers, but about freedom, choice and meaning. By consciously reflecting on your goals, continuing to develop your knowledge and maintaining control, you lay a strong foundation. With the right attention, you can make your wealth a powerful tool that fits your life and ambitions.</p>"},"textLinks":[{"url":"/private-banking/contact","text":"Schedule a personal consultation with one of our specialists"}]},{"componentType":"sectionTitle","title":"Read more"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"“Financial control starts with the right conversation''","body":"Many women have a business plan, but what about their personal financial plan?","image":{"transformBaseUrl":"https://assets.ing.com/transform/c54cbcbd-e748-4925-9449-a4be39a208a4/Interview-Agnes-Vrouwen-Vermogen","type":"image","width":2880,"original":"https://assets.ing.com/m/566e025f8aa29481/original/Interview-Agnes-Vrouwen-Vermogen.png","extension":"png"},"date":"2025-10-15","link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/women--wealth---interview-agnes"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Insights from our experts: Chief Economist Marieke Blom","body":"Marieke shares her perspective on the three trends she believes will shape wealth growth in 2026.","image":{"transformBaseUrl":"https://assets.ing.com/transform/f668344b-fb4a-4b90-8a01-6446939e1ce5/Marieke-Blom","type":"image","width":1680,"altTextNL":"Marieke Blom","original":"https://assets.ing.com/m/3cba24ca1bef77bc/original/Marieke-Blom.jpg","extension":"jpg"},"date":"2026-02-13","link":{"url":"/en/private-banking/knowledge-and-insights/news-and-inspiration/insights-from-our-experts-marieke-blom"}}]},{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>Investing involves risks and costs. You may lose your deposit or part of it.</p>"}}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}