{"type":"document","data":{"id":"977d2d21-b23a-4b82-859f-0931a00402f0","localeString":"en-GB","publishDate":"2026-04-08T11:39:23.584+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Take control of your financial future with insights about estate planning, tax strategies, and wealth structuring."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/private-banking/knowledge-and-insights","text":"Knowledge & insights"}},"coreHeader":{"title":"Wealth planning"}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>You know that careful planning is essential to maintain control over your financial future. It’s about clarity, structure, and making choices that align with your goals and life stage. On this page, you’ll find in-depth articles and insights to help you plan your wealth thoughtfully and strategically. From estate planning to tax optimization—here you’ll find inspiration and expertise tailored to your situation.</span></span></span></p><ul class=\"check-mark\"><li>Tax strategies</li><li><span><span><span>Wealth Structuring</span></span></span></li><li><span><span><span>Family Wealth and Estate Planning</span></span></span></li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/5af2be62-770e-4511-9b54-fdb0ee9c5f62/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE","altTextNL":"\"\"","original":"https://assets.ing.com/m/384207dd40c0016b/original/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Spotlight"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Spring Memorandum 2026: what do the tax proposals mean for you?","body":"In the Spring Memorandum, the cabinet presented fiscal outlooks for the coming years. Read more.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e0e44dbf-8520-4ffa-9ae2-c9523ebb05b9/Large_Web-and-Screen-Woman-dances-at-home-with-dog","type":"image","width":1920,"original":"https://assets.ing.com/asset/e0e44dbf-8520-4ffa-9ae2-c9523ebb05b9/Large_Web-and-Screen-Woman-dances-at-home-with-dog.jpg","extension":"jpg"},"date":"2026-04-08","link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/spring-memorandum-2026"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Paper donation: what do the latest developments mean?","body":"In the Spring Memorandum of 27 March, the government announced measures relating to paper donations. Read more.","image":{"transformBaseUrl":"https://assets.ing.com/transform/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car","type":"image","width":1920,"original":"https://assets.ing.com/asset/60c3c7fe-06ea-4ec0-ab69-ea97284a4962/Large_Web-and-Screen-Siblings-play-on-phone-in-back-seats-of-car.jpg","extension":"jpg"},"date":"2026-04-02","link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/paper-donation-spring-memorandum"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Gifting a home to your child? Pay close attention to timing","body":"Find out why gifting a home in 2026 could offer a tax advantage.","image":{"transformBaseUrl":"https://assets.ing.com/transform/8eb5d362-1b16-40e7-84fb-0f039c870414/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach","type":"image","width":3960,"original":"https://assets.ing.com/m/4da95090526e646c/original/Private-Banking-A-happy-senior-man-playfully-hugs-and-rubs-a-man-his-head-on-the-beach.jpg","extension":"jpg"},"date":"2026-03-03","link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/gifting-home-child"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Bill proposal: taxation on actual returns from 2028?","body":"If it is up to the House of Representatives, tax will be levied on actual returns from 2028 onwards. What does this mean for you?","image":{"transformBaseUrl":"https://assets.ing.com/transform/597c4ea5-32c8-4ee4-a57f-7482e72a41c5/Man-looking-screen-desk-glasses","type":"image","width":814,"original":"https://assets.ing.com/m/4a3a415b93557f60/original/Man-looking-screen-desk-glasses.png","extension":"png"},"date":"2026-02-19","link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/bill-on-actual-returns-taxation-on-real-investment-returns-from-2028"}}]},{"componentType":"sectionTitle","title":"Explore more"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Wealth transfer and the importance of openness within families","intro":"Why timely communication is essential for a smooth transfer of wealth.","image":{"transformBaseUrl":"https://assets.ing.com/transform/19d6ad52-2d22-4ead-8330-7c5a040ece0c/600580931","type":"image","width":2100,"original":"https://assets.ing.com/m/4e2fcf53c99369dd/original/600580931.jpg","extension":"jpg"},"link":{"url":"/en/private-banking/knowledge-and-insights/wealth-planning/wealth-transfer-openness-within-families"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Passing on, gifting or donating my wealth","intro":"What are smart ways to pass on, gift or donate my wealth? 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We’re happy to share our expertise and think along with you about solutions that match your situation, wishes, and future plans.</span></span></span></p>"},"textLinks":[{"url":"/en/private-banking/customer-service","text":"Make an appointment"}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"More knowledge & insights"},"textLinks":[{"url":"/en/private-banking/knowledge-and-insights/wealth-growth","text":"Wealth Growth"},{"url":"/en/private-banking/knowledge-and-insights/entrepreneurship","text":"Entrepreneurship"},{"url":"/en/private-banking/knowledge-and-insights/news-and-inspiration","text":"News & Inspiration"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Let's start a conversation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e538078-976f-4b74-b49c-90d7cd895df2/Web-12","type":"image","width":307,"original":"https://assets.ing.com/m/1d41bac33a10b194/original/Web-12.svg","extension":"svg"},"link":{"url":"/en/private-banking/customer-service"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Log in to My ING","intro":"Quick insights into your financial situation","image":{"transformBaseUrl":"https://assets.ing.com/transform/33c4e3a2-7e3d-47a1-9c6f-1993eedcdb8c/Web-13","type":"image","width":307,"original":"https://assets.ing.com/m/5aecfb619a645cd6/original/Web-13.svg","extension":"svg"},"link":{"url":"https://mijn.ing.nl/login"}}]}]}}}