Our team of specialists continuously monitor the markets and translate developments and opportunities into well-considered choices for your portfolio. This allows your wealth to grow in line with your ambitions, while you can focus on what matters most to you.
"}},{"componentType":"sectionTitle","title":"Why choose ING Portfolio Management?"},{"componentType":"paragraph","richBody":{"value":"Anyone who wants to stay in control of their wealth benefits from experts who look ahead. The ING Investment Office provides this expertise with around forty investment specialists in the Netherlands, supported by an international network that monitors the markets day and night. They translate complex developments into clear insights and transparent strategies. This enables investors to rely on professional guidance and well-considered decisions. The result: in 2025, ING achieved the highest annual return for neutral discretionary portfolios among major Dutch banks.
In addition, ING won Best Investment Institution of the Year in both 2025 and 2026 at the IEX Gouden Stier Awards. We were also named Best Private Bank in the Netherlands 2025 by PWM & The Banker, and Euromoney named us Best Private Bank in the Netherlands 2026.
"}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"Bob Homan","image":{"extension":"jpg","original":"https://assets.ing.com/asset/3cb33515-8020-40ad-85d3-88241a12f3c7/Bob-Homan.jpg","transformBaseUrl":"https://assets.ing.com/transform/3cb33515-8020-40ad-85d3-88241a12f3c7/Bob-Homan","type":"image","width":460},"jobTitle":"Head of ING Investment Office"},"testimonialText":{"body":"In addition to 25 years of experience and a strong track record, our greatest strength is our commitment. Everyone in the team works closely together and shares the same drive: to grow clients’ wealth as effectively as possible."}}]},{"componentType":"sectionTitle","title":"Historical returns"},{"componentType":"paragraph","richBody":{"value":"What can Portfolio Management deliver? View the achieved returns per strategy and risk profile.
"}},{"componentType":"feature","featureName":"ing-feat-investments-hri-tool-priba?__align=full-width"},{"componentType":"sectionTitle","title":"Our investment strategies"},{"componentType":"paragraph","richBody":{"value":"The six ING wealth strategies offer a clear route to growing your wealth in a way that aligns with your personal preferences.
In the ING app, you can monitor your portfolio at any time of day. If you have any questions, you can always contact your Relationship Manager. Each year, you review whether your profile and strategy still match your situation. Has something changed in the meantime? This can always be adjusted.
"}},{"componentType":"appPromoter","featureSlideList":[{"body":"A summary of your returns over the past month, the current year and previous years.","image":{"extension":"png","original":"https://assets.ing.com/asset/7c1945a4-9b01-4e8a-8ab5-2483600b99c4/ING-App-Investments-Monthly-Update-returns-jan-2026.png","transformBaseUrl":"https://assets.ing.com/transform/7c1945a4-9b01-4e8a-8ab5-2483600b99c4/ING-App-Investments-Monthly-Update-returns-jan-2026","type":"image","width":230},"title":"Monthly update: overview of your returns"},{"body":"Would you like to see at a glance how your wealth is allocated? With Allocation, you gain a clear view of the distribution across asset classes, sectors, regions and currencies. This allows you to see directly in your ING app how your investments are spread globally and where your wealth is at work.","image":{"extension":"png","original":"https://assets.ing.com/asset/c76081f6-a034-4943-afea-073c6d7eb813/ING-App-Investments-Allocation-April-2026.png","transformBaseUrl":"https://assets.ing.com/transform/c76081f6-a034-4943-afea-073c6d7eb813/ING-App-Investments-Allocation-April-2026","type":"image","width":230},"title":"Allocation: distribution across asset classes, sectors, regions and currencies"},{"body":"Our current view on the financial markets and the impact specifically on your managed portfolio.","image":{"extension":"png","original":"https://assets.ing.com/asset/ceb8c9c5-bd9b-48c0-956f-0f0896f5c8e3/DPM-screen-1.png","transformBaseUrl":"https://assets.ing.com/transform/ceb8c9c5-bd9b-48c0-956f-0f0896f5c8e3/DPM-screen-1","type":"image","width":574},"title":"Latest news and insights from our experts."}]},{"componentType":"sectionTitle","title":"FAQ"},{"accordionList":[{"richBody":{"value":"Portfolio Management at ING means that professional investment experts invest your wealth on your behalf according to a pre-selected profile and strategy, so you do not have to make daily investment decisions yourself.
"},"title":"What is Portfolio Management?"},{"richBody":{"value":"Portfolio Management at ING Private Banking is intended for clients who want their wealth managed by specialists and have at least €500,000 in investable assets.
"},"title":"Who is Portfolio Management suitable for?"},{"richBody":{"value":"View the current overview of Private Banking services here.
"},"title":"What are the costs of Portfolio Management at ING?"},{"richBody":{"value":"Investing involves risks and costs. You may lose your investment amount or part of it. The value of your investment may fluctuate. Past performance provides no guarantee for the future.
Read more about the risks of investing and how to limit them.
"},"title":"What are the risks of Portfolio Management?"},{"richBody":{"value":"• Professional management: active management by the ING Investment Office with years of experience and a proven approach.
• Personal attention: a Relationship Manager and Private Asset Manager (for investments exceeding €2.5 million) who truly understand your situation.
• Tailored: a portfolio aligned with your goals and adapting to your life.
• 5 strategies: a choice of five clearly distinct investment strategies or Tailored Portfolio Management.
• Limited number of portfolios per manager: each client receives dedicated and focused support.
• Clear policy: the portfolio is managed in accordance with ING’s investment policy.
Portfolio Management at ING Private Banking is available from €500,000.
Would you like Portfolio management starting from €50,000? Then view the options outside Private Banking here.
In addition to the different investment strategies, ING Private Banking also offers different investment profiles within each strategy. The investment profile relates to your risk appetite. Together with your Relationship Manager, you discuss your investment preferences and determine your investment profile.
The investment profiles are built from different types of investments. We distinguish two main categories: equities and bonds. These investments are applied in different proportions per investment profile, the starting allocation is as follows:
Investment profile | Fixed income | Equities |
Dynamic | 90% fixed income | 10% equities |
Active | 70% fixed income | 30% equities |
| Balanced | 50% fixed income | 50% equities |
| Moderate | 30% fixed income | 70% equities |
| Conservative | 10% fixed income | 90% equities |
Depending on how the ING Investment Office assesses the financial markets, this allocation may deviate by up to 10%. With this so-called active investment policy, we aim to achieve a better return than the broad financial market, while ensuring that the risk of the profiles aligns with the risk appetite of your goals.
"},"title":"What is an investment profile?"}],"componentType":"accordion"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/01ff1984-d388-427e-b2d4-457f3ddd7574/Vermogensbeheer-icon.svg","transformBaseUrl":"https://assets.ing.com/transform/01ff1984-d388-427e-b2d4-457f3ddd7574/Vermogensbeheer-icon","type":"image","width":213},"intro":"Are you curious about what we can do for your wealth? Make an appointment with one of our Relationship Managers.","link":{"url":"/en/private-banking/customer-service"},"title":"Start with Portfolio Management"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Disclaimer"},{"componentType":"paragraph","richBody":{"value":"
Investing involves risks and costs. You may lose your investment amount or part of it. The value of your investment may fluctuate. Past performance provides no guarantee for the future.
Read more about the risks of investing and how to limit them.
Curious how ING takes sustainability into account when making investment decisions? For more information about ING’s sustainable investment policy, visit ing.nl/ESG.