{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"ING for GenZ","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Smart Payments"},{"componentType":"paragraph","richBody":{"value":"<p>Here&apos;s what you get with your current account: </p><ul class=\"check-mark\"><li>When you open the ING current account, a savings account will be automatically opened.</li><li>Pay as you like: with your phone or watch via Apple Pay, Google Pay, or Garmin Pay.</li><li>Access to the ING App, packed with handy tools to help you manage your money smarter. </li></ul>"},"title":"Pay quickly, safely, and easily, even with your friends."},{"componentType":"appPromoter","featureSlideList":[{"body":"So you won’t be caught by surprise. Choose whether you want a notification when: your first salary comes in, money is withdrawn, or your balance is low","image":{"extension":"png","original":"https://assets.ing.com/asset/baac3520-bdf3-443d-a920-ff7561cedd4e/Seintje-laag-saldo-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/baac3520-bdf3-443d-a920-ff7561cedd4e/Seintje-laag-saldo-ENG","type":"image","width":750},"title":"Balance Reminder"},{"body":"Covered the drinks? Send a payment request and track who’s paid in real time","image":{"extension":"png","original":"https://assets.ing.com/asset/5eae5b7c-c217-4778-bb99-4f3811c1d735/Betaalverzoek-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/5eae5b7c-c217-4778-bb99-4f3811c1d735/Betaalverzoek-ENG","type":"image","width":375},"title":"Payment Request"},{"body":"Big expense coming up? With Look Ahead, you can see which fixed income and expenses are still ahead. No surprises for you, just peace of mind.","image":{"extension":"png","original":"https://assets.ing.com/asset/82752cf7-2610-4fad-8b0f-43424af8fed5/Kijk-vooruit_ENG.png","transformBaseUrl":"https://assets.ing.com/transform/82752cf7-2610-4fad-8b0f-43424af8fed5/Kijk-vooruit_ENG","type":"image","width":750},"title":"Take a look into the future"},{"body":"The Insight tool categorises your expenses, making it easier to see where you spend your money each month.","image":{"extension":"png","original":"https://assets.ing.com/asset/5870b3ac-d159-475a-8edd-ac8bae1419db/Insight-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/5870b3ac-d159-475a-8edd-ac8bae1419db/Insight-ENG","type":"image","width":750},"title":"Make conscious choices with Insight"}]},{"componentType":"sectionTitle","title":"Smart Savings"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Saving for your next big thing</span>, but still want to enjoy a spontaneous drink today?</span></span></span></p>"}},{"componentType":"appPromoter","featureSlideList":[{"body":"When you make a payment, we round up the amount for you. The difference goes straight into your savings account. You decide how to round up. Want to save faster? Turn on the savings booster and round up by € 2, € 5, or even € 10","image":{"extension":"png","original":"https://assets.ing.com/asset/3f48ee9b-1782-44ed-996b-f3560d0114c8/Round-up-and-save-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/3f48ee9b-1782-44ed-996b-f3560d0114c8/Round-up-and-save-ENG","type":"image","width":375},"title":"Round Up & Save: Effortless extra savings"},{"body":"Make your goals concrete with Savings Goals and track your progress. Create a separate pot for every goal","image":{"extension":"png","original":"https://assets.ing.com/asset/0714276d-da8d-44b6-be41-6eed97843189/Savings-goal-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/0714276d-da8d-44b6-be41-6eed97843189/Savings-goal-ENG","type":"image","width":375},"title":"Savings Goals: Make every goal achievable with its own pot"},{"body":"Find it hard to keep your hands off your savings? You’re not alone. With Savings Lock, you can temporarily lock your savings pot, keeping your goals within reach. Need the money? You can always unlock it anytime. When you first lock a savings goal, you choose a waiting period of 2 or 4 hours before you can withdraw your money after unlocking.","image":{"extension":"png","original":"https://assets.ing.com/asset/87eccfb7-1893-4408-b259-adcb15a90a1c/Spaarslot-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/87eccfb7-1893-4408-b259-adcb15a90a1c/Spaarslot-ENG","type":"image","width":375},"title":"Savings Lock: Avoid temptation and lock your savings goal"}]},{"componentType":"sectionTitle","title":"Smart Travel"},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/asset/0f5f85c7-83f2-4f4d-b534-27f48261ac19/full-length-of-young-man-standing-in-boat.JPG","transformBaseUrl":"https://assets.ing.com/transform/0f5f85c7-83f2-4f4d-b534-27f48261ac19/full-length-of-young-man-standing-in-boat"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span>With a Credit Card More, you’re ready to pay with confidence, at home and abroad:</span></span></span></p><ul class=\"check-mark\"><li><span><span><span><span>Purchase protection for 365 days: covered against damage, loss, and theft.</span></span></span></span></li><li><span><span><span><span>Worldwide coverage: more protection than your debit card.</span></span></span></span></li><li><span><span><span><span>Safe online payments: extra security when shopping online.</span></span></span></span></li></ul><p><span><span><span>But if you regularly travel or pay in foreign currencies, you can take it one step further, by upgrading to Credit Card Extra: </span></span></span></p><ul class=\"check-mark\"><li><span><span><span><span>0% FX markup on payments up to € 1,000 per month. No extra fees, even on weekends.</span></span></span></span></li></ul>"},"title":"Effortless payments wherever you go"},{"body":"Ready to travel?","bodyBold":"Upgrade your Credit Card More to Extra","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/2581754f-bf0e-4f8a-8cac-44bf1487b97a/Circle-Target-12.svg","transformBaseUrl":"https://assets.ing.com/transform/2581754f-bf0e-4f8a-8cac-44bf1487b97a/Circle-Target-12","type":"image","width":64},"textLink":{"text":"Learn more about Credit Card Extra","url":"/en/personal/payments/creditcards/platinum-card"}},{"componentType":"paragraph","richBody":{"value":"<p>Be smart and take fewer risks: </p><ul><li><span><span><span><span>Lost your passport, ID card, or driver’s license? The necessary extra travel and accommodation costs will be covered.</span></span></span></span></li><li><span><span><span><span>Phone, laptop, or camera stolen? Then you may be eligible for reimbursement.</span></span></span></span></li><li><span><span><span><span>Suddenly called for a exam resit and need to cancel your trip? The costs will be covered.</span></span></span></span></li></ul><p>Coverage depends on your selected modules and policy. <a data-type=\"internal\" href=\"/en/personal/insurances/annual-travel-insurance/the-annual-travel-insurance\">Read more</a></p>"},"title":"Travel Insurance:"},{"componentType":"sectionTitle","title":"Smart for later"},{"componentType":"paragraph","richBody":{"value":"<p>Got extra savings? Then investing might be something for you. Why? Because time is on your side. The earlier you start, the more your money can grow. </p><p>Please note: Investing involves risks and costs. You may lose your initial investment or part of it. <a data-type=\"internal\" href=\"/en/personal/investing\">Read more about our investment options</a>.</p>"},"title":"Think ahead, start taking steps today"},{"componentType":"appPromoter","featureSlideList":[{"body":"Every payment is rounded up, and the difference goes into your Easy Invest account. This way, you build wealth without even noticing.","image":{"extension":"png","original":"https://assets.ing.com/asset/1f6493ec-20ae-4967-b311-c0f8ccfd06a5/Round-up-invest-ENG-screenshot-app-promoter.png","transformBaseUrl":"https://assets.ing.com/transform/1f6493ec-20ae-4967-b311-c0f8ccfd06a5/Round-up-invest-ENG-screenshot-app-promoter","type":"image","width":375},"title":"Round up & Invest: Invest effortlessly"},{"body":"Start from just € 10, set your own contribution, and invest automatically or manually. Opening your investment account is free, and transactions come at no cost.","image":{"extension":"png","original":"https://assets.ing.com/asset/6a38d719-2fa2-4388-a837-0c652711520d/Easy-invest-ENG-Screenshot-app-promoter.png","transformBaseUrl":"https://assets.ing.com/transform/6a38d719-2fa2-4388-a837-0c652711520d/Easy-invest-ENG-Screenshot-app-promoter","type":"image","width":375},"title":"Easy Invest: Simplify your financial future"},{"body":"Investing no longer new to you? With Self Invest, you’re in control. Choose from a wide range of stocks and funds to ETFs and crypto. € 0 transaction fees for buying and selling investment funds and ETFs from the ING ETF Top Selection","image":{"extension":"png","original":"https://assets.ing.com/asset/77d55b01-919f-468b-9677-f65bb9ee3077/Self-invest-Screenshot-app-promoter.png","transformBaseUrl":"https://assets.ing.com/transform/77d55b01-919f-468b-9677-f65bb9ee3077/Self-invest-Screenshot-app-promoter","type":"image","width":375},"title":"Self Invest"}]},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/asset/b808e246-1fc5-4188-b6c3-5bdd28e391a0/Three-teenage-boys-in-vacation-mood-are-fooling-around-at-the-beach-long-after-sunset.jpg","transformBaseUrl":"https://assets.ing.com/transform/b808e246-1fc5-4188-b6c3-5bdd28e391a0/Three-teenage-boys-in-vacation-mood-are-fooling-around-at-the-beach-long-after-sunset"},"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Covered for damage you accidentally cause to others.</li></ul><ul class=\"check-mark\"><li>Avoid unexpected costs if something goes wrong.</li><li><p>Enjoy life without second-guessing every move you make.</p></li></ul>"},"title":"Liability Insurance: for when life gets unpredictable"},{"componentType":"sectionTitle","title":"Smart for Now"},{"componentType":"paragraph","richBody":{"value":"<p>With an ING Current Account, you automatically collect <a data-type=\"internal\" href=\"/en/personal/ing-punten/punten-voor-starters\">ING Points</a> just by doing your banking. You can redeem these points for discounts on everyday purchases. </p><ul class=\"check-mark\"><li>Deals on 250+ brands.</li><li>Awesome prize draws with your points.</li><li>Check your points in the app.</li></ul>"},"title":"ING Points, the perks of your bank!"},{"componentType":"sectionTitle","title":"Ready for your next thing?"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/asset/5a02b9eb-dff3-49c4-8769-15a20f2dc6e1/LinkedIn-image-Two-traffic-mirrors-next-to-the-beach.jpg","transformBaseUrl":"https://assets.ing.com/transform/5a02b9eb-dff3-49c4-8769-15a20f2dc6e1/LinkedIn-image-Two-traffic-mirrors-next-to-the-beach"},"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Open it easily via the ING App.</li><li>Smart tools to help you stay a step ahead.</li><li>All the benefits!</li></ul>"},"title":"Open your Current Account in 5 minutes"},{"componentType":"cta","textLink":{"text":"Open Your Current Account","url":"/en/personal/payments/bank-accounts/open-an-account"}}]},"hasMacro":false,"id":"3908a269-b0f6-4827-a34c-5f1ddd847ddd","localeString":"en-GB","mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Tips and tools to make you smarter with your money. So you’re always one step ahead.","headerImage":{"altTextNL":"Top view of three young adults having a barbeque on a balcony","extension":"jpg","original":"https://assets.ing.com/asset/f59da7a4-89a0-4494-84bb-2a71722caa0e/Top-view-of-three-young-adults-having-a-barbeque-on-a-balcony.jpg","transformBaseUrl":"https://assets.ing.com/transform/f59da7a4-89a0-4494-84bb-2a71722caa0e/Top-view-of-three-young-adults-having-a-barbeque-on-a-balcony","type":"image","width":1920},"promoStickerLayout":"Default","subtitle":"Why you are 5x Smarter with ING","title":"Give yourself a headstart"},"cta":{"componentType":"cta","textLink":{"text":"More Information on ING Current Account","url":"/en/personal/payments/bank-accounts/open-an-account"}}},"publishDate":"2026-07-02T13:16:53.488+02:00"}}