A travel insurance policy is useful for much more than covering lost, stolen, or damaged belongings. It can also help if something happens to you, such as an accident, food poisoning, or appendicitis. After all, your health insurance does not always cover all the costs you may incur in these situations.
"}},{"componentType":"paragraph","richBody":{"value":"In most cases, your health insurance reimburses medical expenses based on Dutch healthcare rates. However, healthcare costs in countries such as the United States, Switzerland, and parts of Southern Europe can be significantly higher. For example, if you need surgery in Switzerland, you may have to pay a substantial amount yourself.
"},"title":"Medical expenses"},{"componentType":"paragraph","richBody":{"value":"If you become ill or injured and need to return to the Netherlands, your health insurance often only covers the cost of your own transportation. Any additional expenses incurred by family members, such as travel or hotel costs, are usually not reimbursed, even though these costs can quickly add up, especially during peak holiday seasons. Expenses related to extra phone or internet use to make arrangements are also often not covered.
"},"title":"Other expenses"},{"componentType":"paragraph","richBody":{"value":"There are countless travel tips out there, so we've selected some of the smartest ones for you: