{"type":"document","data":{"id":"8335c2a9-ffc7-4994-a8fc-738bdcd7988f","localeString":"en-GB","publishDate":"2026-03-18T16:03:06.054+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Why you’re 5x smarter with ING"},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Smart saving: Get the most out of your money with smart tools","icon":{"transformBaseUrl":"https://assets.ing.com/transform/7213c579-581a-4686-bd62-a9511217a076/vermogenthemas-6","type":"image","width":160,"original":"https://assets.ing.com/m/654d327d04400b50/original/vermogenthemas-6.svg","extension":"svg"}},{"body":"Smart travel: Save up to € 10 on exchange rate fees","icon":{"transformBaseUrl":"https://assets.ing.com/transform/9ea2128c-1e4f-4c91-9dc6-d7378f2b106c/Cards-Card_Silver_Mastercard_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/df6c9d7b1db92ab/original/Cards-Card_Silver_Mastercard_Outline.svg","extension":"svg"}},{"body":"Smart for later: With Self Invest students pay no entry- or transaction fees","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e8098689-666a-4c9a-8eb1-ff5784de00a4/Performance-chart-spot-1","type":"image","width":160,"original":"https://assets.ing.com/m/34251b40c4705af9/original/Performance-chart-spot-1.svg","extension":"svg"}},{"body":"Smart for now: Get exclusive deals on 250+ brands","icon":{"transformBaseUrl":"https://assets.ing.com/transform/3c3ff312-68f8-40be-972d-2a35665456fa/Circle-Confetti-Hand-6","type":"image","width":64,"original":"https://assets.ing.com/m/5bebb8ed0f239526/original/Circle-Confetti-Hand-6.svg","extension":"svg"}},{"body":"Special offer: Get up to € 50 welcome bonus","icon":{"transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64,"original":"https://assets.ing.com/m/7e4f399ea022700/original/Circle-Coins-5.svg","extension":"svg"}}],"cta":{"componentType":"cta","microCopy":"A free bank account","textLink":{"url":"/en/personal/payments/bank-accounts/student-account","text":"More information on the ING Student Account"}},"coreHeader":{"body":"Tips and tools to make you smarter with your money. So you’re always one step ahead.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e490186d-df8a-40b3-9e0d-ab3f897f2874/Group-of-friends-hanving-fun-GenZ","type":"image","width":1920,"original":"https://assets.ing.com/m/4c5ebc6c41b27ba5/original/Group-of-friends-hanving-fun-GenZ.jpg","extension":"jpg"},"title":"Give yourself a head start","subtitle":"Why you’re 5x smarter with ING"},"backLink":{"textLink":{"url":"/en/personal/students","text":"Banking for students"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Smart payments"},{"componentType":"paragraph","title":"Pay quickly, safely, and easily, even with friends.","richBody":{"value":"<p>Here’s what you get with your Student Account:</p><ul class=\"check-mark\"><li>Current Account and Savings Account with no monthly fees</li><li>Pay with your phone or watch via Apple Pay, Google Pay, or Garmin Pay</li><li>Access to the ING App, packed with handy tools to help you manage your money smarter</li></ul>"}},{"componentType":"appPromoter","featureSlideList":[{"title":"Balance reminder","body":"So you won’t be caught by surprise. Choose whether you want a notification when: your student grant comes in, money is withdrawn, or your balance is low","image":{"transformBaseUrl":"https://assets.ing.com/transform/baac3520-bdf3-443d-a920-ff7561cedd4e/Seintje-laag-saldo-ENG","type":"image","width":750,"original":"https://assets.ing.com/m/4ac04d1d0f6c6638/original/Seintje-laag-saldo-ENG.png","extension":"png"}},{"title":"Payment request","body":"Covered the drinks? Send a payment request and track who’s paid in real time","image":{"transformBaseUrl":"https://assets.ing.com/transform/5eae5b7c-c217-4778-bb99-4f3811c1d735/Betaalverzoek-ENG","type":"image","width":375,"original":"https://assets.ing.com/m/45a605a5aecaca1d/original/Betaalverzoek-ENG.png","extension":"png"}}]},{"componentType":"sectionTitle","title":"Smart saving"},{"componentType":"paragraph","title":"Saving for a new laptop or a ticket to that awesome festival, but still want to enjoy a spontaneous drink today?","richBody":{"value":"<p></p>"}},{"componentType":"appPromoter","featureSlideList":[{"title":"Round Up & Save: Effortless extra savings","body":"When you make a payment, we round up the amount for you. The difference goes straight into your savings account. You decide how to round up. Want to save faster? Turn on the savings booster and round up by € 2, € 5, or even € 10","image":{"transformBaseUrl":"https://assets.ing.com/transform/3f48ee9b-1782-44ed-996b-f3560d0114c8/Round-up-and-save-ENG","type":"image","width":375,"original":"https://assets.ing.com/m/5e0cef397488475a/original/Round-up-and-save-ENG.png","extension":"png"}},{"title":"Savings Goals: Make every goal achievable with its own pot","body":"Make your goals concrete with Savings Goals and track your progress. Create a separate pot for every goal","image":{"transformBaseUrl":"https://assets.ing.com/transform/0714276d-da8d-44b6-be41-6eed97843189/Savings-goal-ENG","type":"image","width":375,"original":"https://assets.ing.com/m/31c7a406fc264b58/original/Savings-goal-ENG.png","extension":"png"}},{"title":"Savings Lock: Avoid temptation and lock your savings goal","body":"Find it hard to keep your hands off your savings? You’re not alone. With Savings Lock, you can temporarily lock your savings pot, keeping your goals within reach. Need the money? You can always unlock it anytime","image":{"transformBaseUrl":"https://assets.ing.com/transform/87eccfb7-1893-4408-b259-adcb15a90a1c/Spaarslot-ENG","type":"image","width":375,"original":"https://assets.ing.com/m/1d96d747b9699602/original/Spaarslot-ENG.png","extension":"png"}}]},{"componentType":"sectionTitle","title":"Smart travel"},{"componentType":"paragraph","title":"Effortless payments while traveling, with no extra fees and always well prepared","richBody":{"value":"<p></p>"}},{"componentType":"paragraph","title":"Student Credit card","richBody":{"value":"<ul class=\"check-mark\"><li>No extra fees when paying in a different currency up to € 500 (0% exchange rate markup, even on weekends).</li><li><p>Purchases insured for 365 days: protection against damage, loss, and theft.</p></li><li><p>Worldwide coverage: more protection than your debit card.</p></li><li><p>Safe online shopping: extra protection for internet payments</p></li></ul>"}},{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/74c1b589-f7fc-4077-a769-16721598e71d/Circle-Bell-ringing-2","type":"image","width":64,"original":"https://assets.ing.com/m/756886950ca44ee0/original/Circle-Bell-ringing-2.svg","extension":"svg"},"body":"Student Credit card","bodyBold":"Save up to € 10 per month on exchange rate fees","date":{"body":"That means up to €120 in yearly savings"},"textLink":{"url":"/en/personal/payments/creditcards/student-credit-card","text":"More about the ING Student Credit card"}},{"componentType":"paragraph","title":"Planning an exciting trip abroad, a gap year overseas, or an internship in your dream city","richBody":{"value":"<p><strong>Travel insurance </strong></p><p>Be smart and take fewer risks.</p><ul class=\"check-mark\"><li>Lost your passport, ID card, or driver’s license? The necessary extra travel and accommodation costs will be covered.</li><li>Phone, laptop, or camera stolen? Then you may be eligible for reimbursement.</li><li>Suddenly called for a resit and need to cancel your trip? The costs will be covered.</li></ul>"}},{"componentType":"sectionTitle","title":"Smart for later"},{"componentType":"paragraph","title":"Think ahead, start taking steps today","richBody":{"value":"<p>Got extra savings? Then investing might be something for you. Why? As a student, you’ve got all the time in the world. The earlier you start, the longer your money can grow.<br />Please note: Investing involves risks and costs. You may lose your initial investment or part of it.</p>"}},{"componentType":"appPromoter","featureSlideList":[{"title":"Round Up & Invest: Invest effortlessly","body":"Every payment is rounded up, and the difference goes into your Easy Invest account. This way, you build wealth without even noticing.","image":{"transformBaseUrl":"https://assets.ing.com/transform/1f6493ec-20ae-4967-b311-c0f8ccfd06a5/Round-up-invest-ENG-screenshot-app-promoter","type":"image","width":375,"original":"https://assets.ing.com/m/57483614fac48dfc/original/Round-up-invest-ENG-screenshot-app-promoter.png","extension":"png"}},{"title":"Easy Invest: Simplify your financial future","body":"Start from just € 10, set your own contribution, and invest automatically or manually. Opening your investment account is free, and transactions come at no cost.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6a38d719-2fa2-4388-a837-0c652711520d/Easy-invest-ENG-Screenshot-app-promoter","type":"image","width":375,"original":"https://assets.ing.com/m/787ea28fc0fb40ce/original/Easy-invest-ENG-Screenshot-app-promoter.png","extension":"png"}},{"title":"Self Invest","body":"Investing no longer new to you? With Self Invest, you’re in control. Choose from a wide range of stocks and funds to ETFs and crypto.\r\nNo entry- or transaction fees for students","image":{"transformBaseUrl":"https://assets.ing.com/transform/6345d180-0ada-4983-831a-eb178a99fa6a/Self-Invest-Screenshot-app-promoter","type":"image","width":375,"original":"https://assets.ing.com/m/3d420082b365d75/original/Self-Invest-Screenshot-app-promoter.png","extension":"png"}}]},{"componentType":"paragraph","title":"3-in-1 Student Insurance: Because life happens","richBody":{"value":"<ul class=\"check-mark\"><li><p>Covered for damage you accidentally cause to others and are liable for</p></li><li><p>Up to €7,000 per claim for damage to your belongings caused by fire, storm, precipitation, water, and (attempted) burglary</p></li><li><p>Enjoy your student life worry-free</p></li></ul>"}},{"componentType":"sectionTitle","title":"Smart for now"},{"componentType":"paragraph","title":"ING Points, the perks of your bank!","richBody":{"value":"<ul class=\"check-mark\"><li>Earn points every month just by doing your banking</li><li><p>Deals on 250+ brands</p></li><li><p>Awesome prize draws with your points</p></li><li><p>Check your points in the app</p></li></ul>"}},{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/14090052-7b83-4214-8c97-d8114de16c39/Circle-Present-11","type":"image","width":64,"original":"https://assets.ing.com/m/82c2d996a370bf1/original/Circle-Present-11.svg","extension":"svg"},"body":"New with us?","bodyBold":"Get up to €50 welcome bonus for a limited time. Stack your benefits your way!","date":{"body":"Terms and conditions apply"},"textLink":{"url":"/en/personal/payments/bank-accounts/welkomst-actie-n2b-verlenging","text":"Discover how"}},{"componentType":"sectionTitle","title":"Ready for student life?"},{"componentType":"paragraph","title":"Open your Student Account in 5 minutes","richBody":{"value":"<ul class=\"check-mark\"><li>Open it easily via the ING App</li><li><p>No monthly fees</p></li><li><p>All the benefits!</p></li></ul>"}},{"componentType":"cta","textLink":{"url":"/en/personal/payments/bank-accounts/student-account","text":"Open your Student Account"}}]},"freeHeaderLayout":"landscape"}}