{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"save up to € 10  on exchange rate fees","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Student Credit card benefits"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Pay no exchange rate fees up to € 500 per month, 7 days a week</li><li>Save up to € 120 per year on exchange rate fees</li><li>With your credit card, you’re better protected than with your debit card</li></ul>"}},{"componentType":"cta","textLink":{"text":"Want to know more about exchange rate fees","url":"/en/personal/students/foreign-exchange-explained-in-a-nutshell"}},{"componentType":"sectionTitle","title":"What’s the benefit for you?"},{"componentType":"paragraph","richBody":{"value":"<p>Are you traveling outside the Eurozone soon or regularly ordering from international webshops outside the EU? With a Student Credit card, you can save up to €10 per month, that’s a yearly saving of € 120!</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>You will pay the fx costs via your Student Credit card up to <span><span><span>€ 500 per month, we will then transfer these fx costs back to your ING Student Account.</span></span></span></p>"},"title":"How does it work?"},{"componentType":"sectionTitle","title":"Real-life scenarios"},{"componentType":"paragraph","richBody":{"value":"<ul><li><p>Imagine you’re staying in hostels during your backpacking trip in Thailand for a total of € 480. Due to exchange rate fees, those costs rise to €489.60. With the Student Credit card, you pay no exchange rate fees, so your costs stay at € 480. This way you save <span><span><span>€ 9,60.</span></span></span></p></li><li><p>Another example: You buy sneakers from a U.S. webshop for € 160. Normally, this amount increases to € 163.20 because of exchange rate fees. With the Student Credit card, it stays at € 160. This way you save<span><span><span> € 3,20.</span></span></span></p></li></ul><p>The difference may seem small, but if you deal with exchange rate fees every month, the savings can really add up.</p>"}},{"componentType":"sectionTitle","title":"Want to discover all the advantages of the Student Credit Card?"},{"componentType":"cta","textLink":{"text":"Discover the Student Credit card","url":"/en/personal/payments/creditcards/student-credit-card"}}]},"hasMacro":false,"id":"d0298393-a1bd-4df7-b5da-6aec44f16a10","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Banking for students","url":"/en/personal/students"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/1b4e3b9a2a333e71/original/Midsection-of-shirtless-friends-against-sea.jpg","transformBaseUrl":"https://assets.ing.com/transform/1cd50846-845e-4183-a780-05f9283533d4/Midsection-of-shirtless-friends-against-sea","type":"image","width":3000},"subtitle":"Save up to € 10 per month on exchange rate fees","title":"With a Student Credit card, you’ll travel even smarter!"}},"publishDate":"2026-03-20T15:07:14.740+01:00"}}