How do you participate and what can you win?
Activate Round up & Save between December 4 and December 31, 2025, register via the participation form, and get a chance to win €4,500 – enough for a year’s worth of groceries for one person!
We will give away a one-time cash prize of €4,500 to one lucky new user of Round up & Save.
The draw will take place on January 5, 2025.
How will you know if you’ve won?
Within 4 weeks after the draw, you’ll receive an email from us. The cash prize of €4,500 will be credited to your savings account (Oranje Spaarrekening) no later than January 15, 2026.
Important: When are you not eligible for the prize draw?
You are not eligible to win the €4,500 cash prize if any of the following applies to you:
You activated Round up & Save before December 4, 2025 or after December 31, 2025. Only activations between December 4 and December 31, 2025 count.
You paused Round up & Save during the campaign period and then reactivated it. In that case, you are also not eligible for the prize.
You did not sign up for the promotion using the registration form.
Check the terms and conditions.
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How it works
Have you registered but no longer wish to participate in the giveaway? You can unsubscribe by sending an email to winactie-rondafenspaar@ing.com. Please include your name and date of birth in the email. This will cancel your participation in the giveaway.
"}},{"componentType":"accordion"},{"componentType":"sectionTitle","title":"Also good to know"},{"componentType":"paragraph","richBody":{"value":"You can end up in the red due to rounding if you have an ING Overdraft. Note: the interest on an ING Overdraft is significantly higher than the interest you receive on your savings account. Overdrafts will therefore cost you money. It's sometimes better to transfer the rounding amount back to your current account yourself. If you don't have an ING Overdraft and your account is empty, or you've reached your overdraft limit, we won't debit the rounding amount from your current account. You can read about the costs under "What does an ING verdraft cost?"
Tip: Turn on push notifications in your app and set a limit of €0. That way, you'll know immediately when you're going into the red.
"},"textLinks":[{"url":"/en/personal/loans/our-loans/overdraft","text":"ING Overdraft (Rood Staan)"}]},{"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions about Round up & Save"},{"componentType":"accordion","accordionList":[{"title":"How do I activate Round up & Save and how do I deactivate it?","richBody":{"value":"You can easily activate or pause Round up & Save via the ING app or in My ING:
Go to your current account.
Tap 'Settings'.
Select 'Round up & Save'.
Turn it on or off with one click.
Yes, you can. You can easily activate Round up & Save via the Smart Savings button on the overview page of your savings account:
- Go to your savings account.
Tap 'Smart Savings'.
Select 'Round up & Save'.
Turn it on or off with one click.
Yes, you can.
"}},{"title":"Why do I see an error message \"Sorry, this didn't work\" when I try to open Round up & Save?","richBody":{"value":"In this case, you've already enabled Round up & Save, and you can find it in the settings of your current and/or savings account. This also applies if you've temporarily disabled Round up & Save.
"}},{"title":"I don't have an ING overdraft and no balance in my account. When will the rounding take place again? Do I need to have a minimum balance in my account?","richBody":{"value":"If there's no balance at the end of the day, the rounding will not take place at the time of the transfer. This is reviewed and determined daily. As soon as there is sufficient balance to round off that day's amounts, the rounding will resume.
"}},{"title":"If I have more than one current account, can I set up Round up & Save for both accounts?","richBody":{"value":"Yes, you can. You can activate Round up & Save on more than one ING current account. Simply put, you activate Round up & Save twice in a row.
"}},{"title":"I use ING's Overdraft feature. Can Round up & Save cause me to overdraw my account?","richBody":{"value":"Yes, that's possible. Therefore, always check your account balance regularly. It's a good idea to set up a minimum balance notification on your current account. As soon as your balance falls below a certain amount, we'll send you a digital notification. You can set this up via push notifications: minimum balance notification.
"}},{"title":"Why don't I see all my savings goals in the list?","richBody":{"value":"You only see the savings account and savings goals linked to your current account. You selected this current account first. You can always create a separate savings goal for Round up & Save, so you know exactly how much you're saving each month.
"}},{"title":"What happens if I turn the savings accelerator on or off mid-day?","richBody":{"value":"The change takes effect from the moment you adjust it. Previous payments remain unchanged.
"}},{"title":"Why weren't yesterday's payments finalized?","richBody":{"value":"Only processed payments are finalized. For debit or mobile payments, this usually takes one business day. iDEAL payments are often processed immediately. If you see a "reserve" on a payment, it will likely be finalized the next day.
"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Don't have a savings account yet?","body":"Open an savings account easily online now.","image":{"transformBaseUrl":"https://assets.ing.com/transform/85e441ee-f224-43f3-b662-71a7fbb8dcff/1074196968","type":"image","width":5121,"original":"https://assets.ing.com/m/522d58e97550b50d/original/1074196968.jpg","extension":"jpg"},"link":{"url":"/en/personal/savings/savings-account"}}]}]}}}