{"type":"document","data":{"id":"46702e1f-8c3c-4acc-b6d9-79cee3d50b21","localeString":"en-GB","publishDate":"2026-03-19T13:58:53.817+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["Profile.Fixe:Pensioenspaarrekening.001M","Profile.Fixe:Pensioenspaarrekening.002M","Profile.Fixe:Pensioenspaarrekening.003M","Profile.Fixe:Pensioenspaarrekening.004M","Profile.Fixe:Pensioenspaarrekening.005M","Profile.Fixe:Pensioenspaarrekening.006M","Profile.Fixe:Pensioenspaarrekening.007M","Profile.Fixe:Pensioenspaarrekening.008M","Profile.Fixe:Pensioenspaarrekening.009M","Profile.Fixe:Pensioenspaarrekening.010M","Profile.Fixe:Pensioenspaarrekening.011M","Profile.Fixe:Pensioenspaarrekening.012M","Profile.Fixe:Pensioenspaarrekening.024M","Profile.Fixe:Pensioenspaarrekening.036M","Profile.Fixe:Pensioenspaarrekening.048M","Profile.Fixe:Pensioenspaarrekening.060M","Profile.Fixe:Pensioenspaarrekening.072M","Profile.Fixe:Pensioenspaarrekening.084M","Profile.Fixe:Pensioenspaarrekening.096M","Profile.Fixe:Pensioenspaarrekening.108M","Profile.Fixe:Pensioenspaarrekening.120M","Profile.Fixe:Pensioenspaarrekening.132M","Profile.Fixe:Pensioenspaarrekening.144M","Profile.Fixe:Pensioenspaarrekening.156M","Profile.Fixe:Pensioenspaarrekening.168M","Profile.Fixe:Pensioenspaarrekening.180M","Profile.Fixe:Pensioenspaarrekening.192M","Profile.Fixe:Pensioenspaarrekening.204M","Profile.Fixe:Pensioenspaarrekening.216M","Profile.Fixe:Pensioenspaarrekening.228M","Profile.Fixe:Pensioenspaarrekening.240M","Profile.Fixe:Pensioenspaarrekening.252M","Profile.Fixe:Pensioenspaarrekening.264M","Profile.Fixe:Pensioenspaarrekening.276M","Profile.Fixe:Pensioenspaarrekening.288M","Profile.Fixe:Pensioenspaarrekening.300M","Profile.Fixe:Pensioenspaarrekening.312M","Profile.Fixe:Pensioenspaarrekening.324M","Profile.Fixe:Pensioenspaarrekening.336M","Profile.Fixe:Pensioenspaarrekening.348M","Profile.Fixe:Pensioenspaarrekening.360M","Profile.Fixe:Pensioenspaarrekening.datum.voluit"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":true,"noFollow":true},"description":"Save for your pension with a fixed interest rate. View the interest rates of the Pension Savings Account."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You receive a fixed interest rate on your balance in the Pension Savings Account. On this page, you can see how much interest you will receive for the period in which you save. Please note that because the Pension Savings Account can no longer be opened, these interest rates apply only to existing customers.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/84e53471-f683-40d1-8f75-5eb0ae7fb8ec/Older-man-wearing-headphones-listens-to-a-man-with-a-guitar-as-they-rehearse-in-a-bar","type":"image","width":5616,"original":"https://assets.ing.com/m/15752fa947ee337a/original/Older-man-wearing-headphones-listens-to-a-man-with-a-guitar-as-they-rehearse-in-a-bar.jpg","extension":"jpg"},"title":"Interest on your Pension Savings Account","subtitle":"Save for your pension at a fixed interest rate"},"backLink":{"textLink":{"url":"/en/personal/savings","text":"All about saving"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Vaste rente"},{"componentType":"paragraph","richBody":{"value":"<p>You receive a fixed interest rate on the money you save, in other words, your deposit. This interest applies from the moment of deposit until the end date of your Pension Savings Account. The fixed interest rate per deposit remains the same throughout the term of your Pension Savings Account. The stated interest rates apply on an annual basis. The interest rates offered by ING across the various terms may change due to market conditions.</p>"}},{"componentType":"sectionTitle","title":"Average interest"},{"componentType":"paragraph","richBody":{"value":"<p>We convert the interest rates per deposit described above into a single interest rate. We call this the ‘average interest rate’. The average interest rate is the weighted average of the interest rates on all deposited amounts plus the credited interest amounts. Weighted means: The higher the amount in the Pension Savings Account, the more heavily the corresponding interest rate weighs in the average. The interest is credited to the Pension Savings Account annually on December 31.</p>"}},{"componentType":"sectionTitle","title":"Maximum term of the ING Pension Savings Account"},{"componentType":"paragraph","richBody":{"value":"<p>The ING Pension Savings Account generally has a maximum term of 30 years. Do you not wish to retire in 30 years, and are you not yet 5 years older than your state pension age at that time? Then, once the maximum term has expired, you can reinvest the funds in the Pension Savings Account. This is possible up to and including the year in which you become 5 years older than your state pension age. If you deposit your funds again, the interest rate will be recalculated based on the interest rate applicable at that time for the remainder of the term.</p>"},"textLinks":[{"url":"/en/personal/savings/pension-savings-account","text":"Meer informatie over de Pensioenspaarrekening"}]},{"componentType":"paragraph","title":"Vanaf %{Profile.Fixe:Pensioenspaarrekening.datum.voluit}% gelden de volgende rentepercentages op jaarbasis:","richBody":{"value":"<table><thead><tr><th>Rente Pensioenspaarrekening</th><th>Rentepercentage</th></tr></thead><tbody><tr><td>&lt; 2 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.001M}%</td></tr><tr><td>2 tot 3 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.002M}%</td></tr><tr><td>3 tot 4 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.003M}%</td></tr><tr><td>4 tot 5 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.004M}%</td></tr><tr><td>5 tot 6 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.005M}%</td></tr><tr><td>6 tot 7 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.006M}%</td></tr><tr><td>7 tot 8 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.007M}%</td></tr><tr><td>8 tot 9 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.008M}%</td></tr><tr><td>9 tot 10 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.009M}%</td></tr><tr><td>10 tot 11 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.010M}%</td></tr><tr><td>11 tot 12 maanden</td><td>%{Profile.Fixe:Pensioenspaarrekening.011M}%</td></tr><tr><td>1 tot 2 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.012M}%</td></tr><tr><td>2 tot 3 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.024M}%</td></tr><tr><td>3 tot 4 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.036M}%</td></tr><tr><td>4 tot 5 jaar</td><td><br />%{Profile.Fixe:Pensioenspaarrekening.048M}%</td></tr><tr><td>5 tot 6 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.060M}%</td></tr><tr><td>6 tot 7 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.072M}%</td></tr><tr><td>7 tot 8 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.084M}%</td></tr><tr><td>8 tot 9 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.096M}%</td></tr><tr><td>9 tot 10 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.108M}%</td></tr><tr><td>10 tot 11 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.120M}%</td></tr><tr><td>11 tot 12 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.132M}%</td></tr><tr><td>12 tot 13 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.144M}%</td></tr><tr><td>13 tot 14 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.156M}%</td></tr><tr><td>14 tot 15 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.168M}%</td></tr><tr><td>15 tot 16 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.180M}%</td></tr><tr><td>16 tot 17 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.192M}%</td></tr><tr><td>17 tot 18 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.204M}%</td></tr><tr><td>18 tot 19 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.216M}%</td></tr><tr><td>19 tot 20 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.228M}%</td></tr><tr><td>20 tot 21 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.240M}%</td></tr><tr><td>21 tot 22 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.252M}%</td></tr><tr><td>22 tot 23 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.264M}%</td></tr><tr><td>23 tot 24 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.276M}%</td></tr><tr><td>24 tot 25 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.288M}%</td></tr><tr><td>25 tot 26 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.300M}%</td></tr><tr><td>26 tot 27 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.312M}%</td></tr><tr><td>27 tot 28 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.324M}%</td></tr><tr><td>28 tot 29 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.336M}%</td></tr><tr><td>29 tot 30 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.348M}%</td></tr><tr><td>30 jaar</td><td>%{Profile.Fixe:Pensioenspaarrekening.360M}%</td></tr></tbody></table><p>Rentepercentages kunnen dagelijks variëren</p>"}},{"componentType":"linkList","iconTitle":{"title":"Saving"},"textLinks":[{"url":"/particulier/sparen/niet-meer-te-openen-spaarrekeningen/niet-actieve-spaarproducten","text":"Unavailable savings accounts"},{"url":"/particulier/sparen/meer-dan-sparen","text":"More than just saving"},{"url":"/particulier/sparen/renteberekening-op-je-spaarrekening","text":"Current savings rates"}]}]}}}