There are many different ways to save. You decide which savings account is right for you.
"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Savings account (Oranje Spaarrekening)","intro":"Your ING savings account. Variable interest, convenience, and full access. Over 5 million customers.","image":{"transformBaseUrl":"https://assets.ing.com/transform/45a6071e-7c06-4ed2-85df-d05496b7794f/piggybank","type":"image","width":160,"original":"https://assets.ing.com/m/4258249d9db85694/original/piggybank.svg","extension":"svg"},"link":{"url":"/en/personal/savings/savings-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Savings deposit","intro":"Choose certainty: save with a fixed interest rate and fixed term. Explore current interest rates.","image":{"transformBaseUrl":"https://assets.ing.com/transform/368e2688-8de8-442a-a268-b742619e7f0c/Money-calendar-coins","type":"image","width":160,"original":"https://assets.ing.com/m/e6f4e29d58b8378/original/Money-calendar-coins.svg","extension":"svg"},"link":{"url":"/en/personal/savings/savings-deposit"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Green savings deposit (Groen Spaardeposito)","intro":"Sustainable saving with a fixed interest rate and term. Certainty and tax breaks. Minimum deposit: €5,000.","image":{"transformBaseUrl":"https://assets.ing.com/transform/d007b8b2-af79-48de-a33e-5f9ead3ee036/People-world-hug-sustainable","type":"image","width":1200,"original":"https://assets.ing.com/m/1405acbb92c29bf4/original/People-world-hug-sustainable.svg","extension":"svg"},"link":{"url":"/en/personal/savings/green-savings-deposit"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Child savings account (Groei Groter Rekening)","intro":"Save for your child's future. Give your child a flying financial start. Access on the 18th birthday.","image":{"transformBaseUrl":"https://assets.ing.com/transform/417cb9fe-dcdf-41bf-9f7b-daa084436400/stork-money-bag","type":"image","width":0,"original":"https://assets.ing.com/m/381e1325d0c30b/original/stork-money-bag.svg","extension":"svg"},"link":{"url":"/en/personal/children/products/childrens-savings-account"}}]},{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/300285ee-9cbd-4bfd-a362-e2630fe51269/Circle-Piggy-bank-10","type":"image","width":64,"original":"https://assets.ing.com/asset/300285ee-9cbd-4bfd-a362-e2630fe51269/Circle-Piggy-bank-10.svg","extension":"svg"},"body":"Start with Easy Invest and","bodyBold":"temporarily earn up to 2.25% interest","bodyThree":"on your savings, equal to the amount you newly invest. Please note: investing involves risks and costs. You may lose your investment.","date":{"date":"2026-07-21","body":"This promotion is valid until"},"textLink":{"url":"/en/personal/investing/investments-at-ing/easy-invest-save-and-invest-april-2026","text":"View the promotion & terms"}},{"componentType":"sectionTitle","title":"Current savings interest rates"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Discover current savings interest rates","intro":"Discover current savings interest rates and choose the savings product that suits you best. Save smart!","image":{"transformBaseUrl":"https://assets.ing.com/transform/d3cb8c75-9e6d-4c58-b8a0-6eecff00ff67/DAT-glass-jar-money-hand-no-padding-png","type":"image","width":1802,"original":"https://assets.ing.com/m/515c68abea1edf94/original/DAT-glass-jar-money-hand-no-padding-png.png","extension":"png"},"link":{"url":"/en/personal/savings/savings-account-interest-calculation"}}]},{"componentType":"sectionTitle","title":"Smart saving with helpful tools"},{"componentType":"paragraph","richBody":{"value":"Make it easier and more fun to save with our clever tools.
"}},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Automatic savings","intro":"Save automatically with fixed transfers. Over 1.7 million users went before you.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7e8a94bd-897d-4461-9b29-4a4f9dbef6af/handpointingcalendarpaymentnopadding","type":"image","width":0,"original":"https://assets.ing.com/m/d0fb69b6e13d671/original/handpointingcalendarpaymentnopadding.svg","extension":"svg"},"link":{"url":"/en/personal/savings/automatic-savings"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Savings goals","intro":"Save easier with free savings goals on your savings account. What are you saving for?","image":{"transformBaseUrl":"https://assets.ing.com/transform/91a0e433-727e-4564-8b9f-b0ab3d6fdf66/target","type":"image","width":160,"original":"https://assets.ing.com/m/1c4a47ef2fd112cb/original/target.svg","extension":"svg"},"link":{"url":"/en/personal/savings/savings-goals"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Round up & Save","intro":"Round up every payment automatically. Save almost unnoticed. 700,000+ users.","image":{"transformBaseUrl":"https://assets.ing.com/transform/5651c852-7f55-4952-bb4d-cf4f9dd6d0d2/Terminal-phone-hand-4-spot","type":"image","width":160,"original":"https://assets.ing.com/m/57723fc18f2d359b/original/Terminal-phone-hand-4-spot.svg","extension":"svg"},"link":{"url":"/en/personal/savings/round-up-and-save"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Savings Lock","intro":"Lock your Savings Goal and spend less. Unlock? You decide. Save smart.","image":{"transformBaseUrl":"https://assets.ing.com/transform/31ab1391-5af1-4c56-bac5-2bce3d7fc151/closedlock2","type":"image","width":160,"original":"https://assets.ing.com/m/72091172e72f6ae6/original/closedlock2.svg","extension":"svg"},"link":{"url":"/en/personal/savings/savings-lock"}}]},{"componentType":"sectionTitle","title":"Easier saving"},{"componentType":"paragraph","richBody":{"value":"Saving can be a challenge. If you're having a hard time saving or not saving at all, it's time for a change! Rest assured even the smallest steps can take you far.
"}},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"How much savings do you need?","intro":"Calculate the cash buffer you need to cover unforeseen expenses at the National Institute for Family Finance Information (Nibud).","image":{"transformBaseUrl":"https://assets.ing.com/transform/221cf6ea-9c7d-495e-b6d5-5c8f2e0d039b/Savings_goals-Debt_Payback_Euro_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/72e8a79aa7601f80/original/Savings_goals-Debt_Payback_Euro_Outline.svg","extension":"svg"},"link":{"url":"https://bufferberekenaar.nibud.nl/ing/introductie"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Savings tips and more","intro":"If vou're not saving yet and wondering where to start, rest assured even the smallest steps can take you far.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e2274273-96dc-48a1-9c2c-17f9311aed5e/Feedback-Light_Bulb_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c2465a2e1603f5f/original/Feedback-Light_Bulb_Outline.svg","extension":"svg"},"link":{"url":"/particulier/sparen/sparen-tips"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Identify pitfalls","intro":"We all know saving is the sensible thing to do, but often don't act accordingly. Identifying your pitfalls will help you change your saving behaviour.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6884a6c1-76d6-467c-bbd0-71d288bc7d63/icon_custom_alert_transp","type":"image","width":288,"original":"https://assets.ing.com/m/7aa811de1688bd1b/original/icon_custom_alert_transp.png","extension":"png"},"link":{"url":"/particulier/sparen/sparen-lastig-herken-de-valkuilen"}}]},{"componentType":"sectionTitle","title":"Get more out of your money"},{"componentType":"paragraph","richBody":{"value":"You can safely create a cash buffer using the money you save. This buffer will come in handy in case of unexpected expenses. Once you have a large enough cash buffer, there are several ways to get more out of your money.
"}},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Alternatives to saving","intro":"Explore alternative options to just saving. You decide what's best for you and your financial situation.","image":{"transformBaseUrl":"https://assets.ing.com/transform/de9d2125-cead-47bc-8ca2-9988dfa1a101/Woman-behind-laptop-thinking-about-finances","type":"image","width":480,"original":"https://assets.ing.com/m/71f9b801ac8b3a65/original/Woman-behind-laptop-thinking-about-finances.png","extension":"png"},"link":{"url":"/en/personal/savings/more-than-saving"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Inflation and your savings","intro":"What can you buy in 5 to 20 years with your accumulated savings? Calculate it in 1 minute.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e642ce1a-df9f-4093-a376-7e8b1324d530/icon-calculator","type":"image","width":288,"original":"https://assets.ing.com/m/503e33e25f8556e2/original/icon-calculator.png","extension":"png"},"link":{"url":"/en/personal/savings-and-investing/inflation-calculator"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Help deciding","intro":"Have an ideal savings amount in mind, but unsure which products are best for you? Answer 2 to 6 quick questions and find out in 2 minutes.","image":{"transformBaseUrl":"https://assets.ing.com/transform/cca7e465-169a-460f-9db5-67657f084a46/savingspiggybank3","type":"image","width":160,"original":"https://assets.ing.com/m/37d6d356070684fe/original/savingspiggybank3.svg","extension":"svg"},"link":{"url":"/particulier/sparen-en-beleggen/keuzehulp-2"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Insight conversation","intro":"Interest in making more of your money? Then schedule an insight conversation with one of our financial coaches. It's free of charge, and you can schedule your appointment online or in branch.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6846f082-1fe5-4d40-bc8a-94cc21f75c92/employeereportclientnopadding","type":"image","width":1061,"original":"https://assets.ing.com/m/2f4af354e5a9adb2/original/employeereportclientnopadding.svg","extension":"svg"},"link":{"url":"/en/personal/financial-health/inzicht-gesprek-landingspagina-open-financieel-gezond"}}]},{"componentType":"sectionTitle","title":"Combine saving with investing"},{"componentType":"paragraph","richBody":{"value":"If you have a little more time, investing has the potential for higher returns than saving – even if you don't know much about investing. With a ready-made solution like easy investments (Eenvoudig Beleggen), ING's experts have done the hard work for you. All you have to do is determine the level of risk you're comfortable with. And how much you'll invest, of course.
"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Easy Invest","intro":"The ready-made solution you won't have to worry about","image":{"transformBaseUrl":"https://assets.ing.com/transform/ff8c9605-cf41-4f55-8ac0-f67e6c229617/Save-Invest-Easy-Invest-Homepage-banner-EN","type":"image","width":800,"original":"https://assets.ing.com/asset/ff8c9605-cf41-4f55-8ac0-f67e6c229617/Save-Invest-Easy-Invest-Homepage-banner-EN.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/easy-invest"},"checkMarkList":["Popular among beginners","If you care about sustainability","Automatically well-spread"],"promoText":"Promotion: Smart Saving & Investing"},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"What's in it for me?","intro":"Calculate your potential for returns when you combine saving and investing. Takes only 1 minute.","image":{"transformBaseUrl":"https://assets.ing.com/transform/4a154d03-250a-4d07-895c-e24c8d2482f1/img_icon_vermogensbeheer_revisie","type":"image","width":96,"original":"https://assets.ing.com/m/74435a46784fca55/original/img_icon_vermogensbeheer_revisie.png","extension":"png"},"link":{"url":"/particulier/beleggen/beleggen-bij-ing/wat-levert-beleggen-op"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"All investment accounts","intro":"From ready-made solution to complete freedom, take a look at the different investment accounts ING offers.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7715acab-0fb9-4b38-9491-48e1bf048a06/African-man-opening-camper-window","type":"image","width":5683,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/517e59bf9e87585d/original/African-man-opening-camper-window.jpg","extension":"jpg"},"link":{"url":"/particulier/beleggen/beleggen-bij-ing"}}]},{"componentType":"paragraph","richBody":{"value":"Good to know: investing comes with costs and risks. You may lose (part of) your investment.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"More about the risks and how to mitigate them"}]},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/95731d9b-ba39-4cbb-9d2d-925c77564226/Artboard","type":"image","width":18,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/42e517ebb26928c4/original/Artboard.svg","extension":"svg"},"title":"Go to:"},"textLinks":[{"url":"/en/personal/savings/savings-account-interest-calculation","text":"Current savings rates"},{"url":"/particulier/sparen/spaarrente","text":"Learn more about savings and interest rates"},{"url":"/particulier/sparen/niet-meer-te-openen-spaarrekeningen/niet-actieve-spaarproducten","text":"Savings accounts no longer available"},{"url":"/particulier/sparen/historische-rentetarieven","text":"Previous interest rates"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=1e999cb5-d436-4104-831c-6b0d3f7dec76&withCard=True"}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also of interest to you"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"In charge of your finances","intro":"Everything you need to know about getting insights into your money and saving money – in the broadest sense of the word.","image":{"transformBaseUrl":"https://assets.ing.com/transform/4b5ad611-598d-4c4c-9415-a1e7c9a54510/LOW-ANGLE-VIEW-OF-MAN-JUMPING-AGAINST-TREES","type":"image","width":6500,"original":"https://assets.ing.com/m/4eb126db7f79629d/original/LOW-ANGLE-VIEW-OF-MAN-JUMPING-AGAINST-TREES.jpg","extension":"jpg"},"link":{"url":"/particulier/digitaal-bankieren/app/grip-op-je-geld"}}]}]}}}