Current account
ING App and My ING
Debit card
Apple Pay, Google Pay and Garmin Pay
Send payment requests
Handy tools like Look Ahead and Insight
Everything for your daily banking
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Do you have a joint account? Then you don’t pay for a second account holder. This saves €1.20 per month.
"},"title":"Second account holder at no extra cost"},{"componentType":"paragraph","richBody":{"value":"If your debit card is lost or stolen, you get one free replacement per year. Normally this costs €4.50.
"},"title":"Free debit card replacement once a year"},{"componentType":"paragraph","richBody":{"value":"Within the EEA, you can withdraw euros for free at ATMs with your debit card. The EEA includes the EU, Norway, Liechtenstein and Iceland.
"},"title":"Free euro cash withdrawals"},{"componentType":"paragraph","richBody":{"value":"You can deposit euro banknotes for free 4 times per year. For coins, and from the fifth banknote deposit onwards, a fee of €6.00 applies.
"},"title":"Free cash deposits 4 times a year"},{"componentType":"paragraph","richBody":{"value":"Are you abroad and have you lost your debit or credit cards, or were they stolen? We’ll quickly help you with up to €5,000 in cash. This is possible if your account balance is sufficient.
"},"title":"Up to €5,000 emergency cash abroad"}],"title":{"value":"Extras with your Current account
The ING Credit Card More (with a value of € 2.00 per month) is included in your plan. With the ING Credit Card More, you can make both large and small purchases, depending on your spending limit. The maximum limit is €5,000.
"},"title":"With a limit up to €5,000"},{"componentType":"paragraph","richBody":{"value":"For 365 days and up to €5,000 per event when paid with credit card.
Items bought are protected against accidental damage, accidental loss or theft, up to €5,000 per event and €10,000 per year. Mobile devices up to €250 and other electronic devices up to €2,500. Deductible of €50. Conditions and exclusions apply.
Instead of an ING Credit Card More (which is included), you can also choose the ING Credit Card Extra with a 50% discount on the fee. You will then pay €2.18 per month instead of €4.35.
The ING Credit Card Extra has a maximum spending limit of €20,000. You pay no foreign exchange markup on up to €1,000 per month when making payments in foreign currencies, and it offers more protection than the ING Credit Card More: purchase protection, travel insurance (medical emergency assistance, travel and baggage delay, excess coverage for rental cars), and reimbursement in case of theft of withdrawn cash from an ATM.
"},"textLinks":[{"text":"More about credit cards","url":"/en/personal/payments/creditcards"}],"title":"ING Credit Card Extra with 50% discount"}],"title":{"value":"ING Credit Card More
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Up to an invested amount of €25,000. |
You pay a service fee of 0.09% per quarter instead of 0.10%. This applies to the value of your invested amounts up to €25,000.
Up to an invested amount of €25,000.
You pay a service fee of 0.054% per quarter instead of 0.06%. This applies to the value of your invested amounts up to €25,000.
Discount on investing
"}},{"icon":{"altTextEN":"bank account with insurance","altTextFR":"compte bancaire avec assurances","altTextNL":"zichtrekening met verzekering","extension":"svg","original":"https://assets.ing.com/m/390b6cf5d71f8890/original/Products-Umbrella_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/2f6736b7-8c7c-45c8-92de-d2f9861ddd89/Products-Umbrella_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"For 45 days and up to €500 per event when paid with debit card or iDEAL (Wero).
Items bought are protected against accidental damage, accidental loss or theft, up to €500 per event and €1,500 per year. Mobile devices up to €250 and other electronic devices up to €1,000. Minimum claim amount €50. Conditions and exclusions apply.
Identity stolen? We’ve got your back.
Cyber help and identity theft cover, available 24/7, up to €500 per claim (maximum of 1 claim per year). For private use. Conditions and exclusions apply.
Extra protection
"}},{"icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline.png","transformBaseUrl":"https://assets.ing.com/transform/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline","type":"image","width":128},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"You earn ING Points faster. Redeem them for deals from more than 250 brands.
"},"title":"10% more ING Points"}],"title":{"value":"Saving ING Points
"}}],"componentType":"actionAccordion"},{"body":"Enjoy up to €100 in maximum value each year with ING More","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5.svg","transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64},"textLink":{"text":"Check the maximum value","url":"https://assets.ing.com/asset/4fe11b5e-3b82-4449-bfea-01d85e322d82/Value-of-benefits-more.pdf"}},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"webp","original":"https://assets.ing.com/asset/945c6b8b-ce74-4f8d-87e1-a370dce3d643/People-collaborating-on-a-project-and-having-a-good-time.webp","transformBaseUrl":"https://assets.ing.com/transform/945c6b8b-ce74-4f8d-87e1-a370dce3d643/People-collaborating-on-a-project-and-having-a-good-time","type":"image","width":1032},"intro":"Does ING More suit you, but you’re not yet a customer? Download the ING App and you’ll have a Current Account with ING More in no time.","link":{"url":"/en/personal/payments/bank-accounts/open-an-account"},"promoText":"Join ING now","title":"Join ING"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside.jpg","transformBaseUrl":"https://assets.ing.com/transform/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside","type":"image","width":5514},"intro":"From just what you need for everyday banking to maximum benefits and surprising extras. With four plans to choose from, there’s always one that suits you.","link":{"url":"/en/personal/plans/4-compare-plans"},"promoText":"Compare our plans","title":"Which plan suits you?"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Already an ING customer?"},{"componentType":"paragraph","richBody":{"value":"Select your plan in the ING App. Then switch to ING More easily.
"},"textLinks":[{"text":"Change plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about ING More"},{"accordionList":[{"richBody":{"value":"Are you new to ING?
Then open a Current Account online and choose the ING More plan. Join ING
Already a customer?
You can update your plan directly in the ING App. Go to your home screen and select the plan you want to change. From there, it’s easy to follow.
Because it includes more than ING Go. A bit more. A big difference. Like a credit card, a second account holder and cyber protection.
Compare ING More with the other plans.
"},"textLinks":[{"text":"Compare plans","url":"/en/personal/plans/4-compare-plans"}],"title":"Why is the plan called ING More?"},{"richBody":{"value":"No, but it’s often better value.
Compare ING More with the other plans.
"},"textLinks":[{"text":"Compare plans","url":"/en/personal/plans/4-compare-plans"}],"title":"Do I need ING More if I already have a credit card?"},{"richBody":{"value":"Yes, ING More is mainly digital and you manage your banking in the ING app or My ING. You can also use paper options like statements, transfer forms and envelopes. There is a fee for these. View the costs here. Fee overview
If you prefer banking without the ING App or My ING, you can choose ING Go.
"},"title":"Can I get paper statements with ING More?"},{"richBody":{"value":"No, this is not possible. ING More is only available to customers who live in the Netherlands. This is because key parts of this plan cannot be properly delivered or used abroad. Therefore, you cannot take out or switch to this plan if you have a foreign residential address.
"},"title":"Can I take out ING More if I live abroad? "},{"richBody":{"value":"ING More is intended for customers living in the Netherlands. Some components may not work properly abroad or may not apply there.
This may affect your plan. For example, certain benefits, such as insurance, may no longer apply after you move.
That is why you may need to switch to ING Go that better fits your new situation.
"},"title":"Can I keep my ING More plan if I move abroad?"},{"richBody":{"value":"The credit card is an important part of ING More.
If you do not want or cannot use a credit card, or you may not qualify for it? ING More, ING Extra or ING Max may not be the best fit for you. In that case, you can choose ING Go, our plan without a credit card that better suits your situation.
When you change your plan, the associated credit card will also be adjusted or terminated.
"},"title":"Can I use ING More without a credit card? "}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Do you have another question? Ask us in the chat.","url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat&topic=subscriptions"}}]},"hasMacro":false,"id":"82e392b5-f62f-4f58-b9cc-9015a44b6923","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"The plan that suits you","url":"/en/personal/plans/categorie---index"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/697e9b13-5d5f-4120-8314-0387c00a6d98/ING_Subscriptions_Beeld02_Paragraph_TopBottom_More.jpg","transformBaseUrl":"https://assets.ing.com/transform/697e9b13-5d5f-4120-8314-0387c00a6d98/ING_Subscriptions_Beeld02_Paragraph_TopBottom_More","type":"image","width":790},"promoStickerLayout":"Commercial&engagement","subtitle":"Makes payments that little bit easier. Plus more security. For €7.00 a month.","title":"ING More"},"cta":{"componentType":"cta","textLink":{"text":"Join us with ING More","url":"/en/personal/payments/bank-accounts/open-an-account"}},"secondaryCta":{"textLink":{"text":"Already an ING customer? Change your plan to ING More","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"usps":[{"body":"Costs second account holder included","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/cf47c769-5d26-466d-8b3c-07bd6453788f/Persons-Two-Outline.png","transformBaseUrl":"https://assets.ing.com/transform/cf47c769-5d26-466d-8b3c-07bd6453788f/Persons-Two-Outline","type":"image","width":128}},{"body":"ING Credit Card More with purchase protection","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/b6b25bbf-05b7-44c9-aed4-037b9c88895d/Credit-MORE.png","transformBaseUrl":"https://assets.ing.com/transform/b6b25bbf-05b7-44c9-aed4-037b9c88895d/Credit-MORE","type":"image","width":128}},{"body":"Cyber protection","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/aa896fdb-4d4f-4f1c-a424-56f7e5169844/Security-Outline.png","transformBaseUrl":"https://assets.ing.com/transform/aa896fdb-4d4f-4f1c-a424-56f7e5169844/Security-Outline","type":"image","width":128}}],"uspsTitle":"Bit more. Big difference."},"publishDate":"2026-06-10T05:14:21.937+02:00"}}