Everything for your daily banking
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Do you have a joint account? Then you don’t pay for a second account holder. This saves €1.20 per month.
"},"title":"Second account holder at no extra cost"},{"componentType":"paragraph","richBody":{"value":"If your debit card is lost or stolen, you get one free replacement per year. Normally this costs €4.50.
"},"title":"Free debit card replacement once a year"},{"componentType":"paragraph","richBody":{"value":"Within the EEA, you can withdraw euros for free at ATMs with your debit card. The EEA includes the EU, Norway, Liechtenstein and Iceland.
"},"title":"Free euro cash withdrawals"},{"componentType":"paragraph","richBody":{"value":"You can deposit euro banknotes for free 4 times per year. For coins, and from the fifth banknote deposit onwards, a fee of €6.00 applies.
"},"title":"Free cash deposits 4 times a year"},{"componentType":"paragraph","richBody":{"value":"Are you abroad and have you lost your debit or credit cards, or were they stolen? We’ll quickly help you with up to €5,000 in cash. This is possible if your account balance is sufficient.
"},"title":"Up to €5,000 emergency cash abroad"},{"componentType":"paragraph","richBody":{"value":"It’s wise to have insight into the options available for your assets, so you can make conscious choices for now and the future. This helps you work towards your wishes and goals. Or perhaps you already have a specific goal and want to know what ING can do for you? In an initial 15–30 minute conversation, our Wealth Advisors are ready to help you.
"},"title":"Personal financial plan"},{"componentType":"paragraph","richBody":{"value":"Call us from the app and get priority with our phone support.
"},"title":"Customer service Plus"}],"title":{"value":"Extras with your current account
"}},{"icon":{"altTextEN":"bank account","altTextFR":"compte bancaire","altTextNL":"zichtrekening","extension":"svg","original":"https://assets.ing.com/asset/9c7816b4-3aa6-4146-bd0a-9875486d8f7a/Products-Wallet_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/9c7816b4-3aa6-4146-bd0a-9875486d8f7a/Products-Wallet_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"With ING Credit Card Max, you can make both large and small purchases, depending on your spending limit. The maximum limit is €50,000.
"},"title":"With a limit up to €50,000"},{"componentType":"paragraph","richBody":{"value":"With the ING Credit Card Max, the foreign exchange surcharge on payments and cash withdrawals in foreign currencies is reimbursed monthly. Whether you shop online in another currency or pay abroad, any surcharge applied will be automatically refunded to your account.
"},"title":"No Foreign exchange surcharge"},{"componentType":"paragraph","richBody":{"value":"With the ING Credit Card Max, you receive four complimentary airport lounge visits worldwide and four Fast Track passes each calendar year. Start your journey in comfort in a premium lounge, where you can enjoy WiFi, food and drinks in a relaxed environment. At selected airports, Fast Track allows you to move faster through security and/or passport control. Availability may vary by airport.
"},"title":"Airport Lounges & Fast Track"},{"componentType":"paragraph","richBody":{"value":"For 365 days and up to €5,000 per event when paid with credit card.
Items bought are protected against accidental damage, accidental loss or theft, up to €5,000 per event and €10,000 per year. Mobile devices up to €250 and other electronic devices up to €2,500. Minimum claim amount €50. Conditions and exclusions apply.
"},"title":"Purchase protection"},{"componentType":"paragraph","richBody":{"value":"Includes cover for emergency medical assistance, trip delay and cancellation, baggage delay and loss, car hire excess and winter sports.
Emergency medical assistance: costs are covered up to €100,000 per trip, including emergency transport and support.
Trip delay cover: reimbursing necessary transport expenses up to €250 per trip after a minimum delay of 4 hours.
Trip cancellation cover: reimbursing costs up to €10,000 per trip.
Baggage delay cover: reimbursing essential expenses up to €250 after 4 hours.
Cover for lost, stolen or damaged baggage: up to €2,500 per trip.
Car hire excess cover: reimbursing up to €3,000 per trip.
Winter sports: medical costs, damaged or stolen equipment and search and rescue costs are covered up to €10,000 per person.
This applies when you pay with your ING Credit Card Max. Conditions and exclusions apply.
"},"title":"Travel protection"},{"componentType":"paragraph","richBody":{"value":"Compensation if withdrawn cash is stolen.
If cash you withdrew is stolen due to robbery or an unexpected incident. Cover is up to €500 per claim, maximum 1 claim per year. Personal use only. Time limits, proof and exclusions apply.
ING Credit Card Max
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"You get a variable interest rate of 2.25% per year. This is higher than the standard rate of 1.25%. The rate applies to the first €10,000 on the linked Orange Savings Account. Above €10,000, the standard interest rate applies.
"},"title":"1.00% extra savings interest on the linked Orange Savings Account on the first € 10,000"}],"title":{"value":"
1.00% extra savings interest on the first € 10,000
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"You pay a service fee of 0.08% per quarter instead of 0.10%. This applies to the value of your investments up to a maximum invested amount of €25,000.
"},"title":"20% discount on the service fee for Easy Invest"},{"componentType":"paragraph","richBody":{"value":"You pay a service fee of 0.048% per quarter instead of 0.06%. This applies to the value of your investments up to a maximum invested amount of €25,000.
"},"title":"20% discount on the service fee for Self Invest"},{"componentType":"paragraph","richBody":{"value":"The discount is applied to the first €25,000. You pay a service fee of 0.13% per quarter instead of 0.1625%. If you also have investments in the name of minor children for whom you are authorised, the discount also applies to the first €25,000 of those investments.
"},"textLinks":[{"text":"More about investing","url":"/en/personal/investing/investments-at-ing/why-would-you-start-investing"}],"title":"20% discount on the service fee for Portfolio Management"}],"title":{"value":"Discount on investments
"}},{"icon":{"altTextEN":"bank account with insurance","altTextFR":"compte bancaire avec assurances","altTextNL":"zichtrekening met verzekering","extension":"svg","original":"https://assets.ing.com/m/390b6cf5d71f8890/original/Products-Umbrella_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/2f6736b7-8c7c-45c8-92de-d2f9861ddd89/Products-Umbrella_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Includes cover for emergency medical assistance, trip delay and cancellation, baggage delay and loss, car hire excess and winter sports.
Emergency medical assistance: costs are covered up to €100,000 per trip, including emergency transport and support.
Trip delay cover: reimbursing necessary transport expenses up to €250 per trip after a minimum delay of 4 hours.
Trip cancellation cover: reimbursing costs up to €10,000 per trip.
Baggage delay cover: reimbursing essential expenses up to €250 after 4 hours.
Cover for lost, stolen or damaged baggage: up to €2,500 per trip.
Car hire excess cover: reimbursing up to €3,000 per trip.
Winter sports: medical costs, damaged or stolen equipment and search and rescue costs are covered up to €10,000 per person.
This applies when you pay with your ING debit card or via iDEAL (Wero). Conditions and exclusions apply.
"},"title":"Travel protection"},{"componentType":"paragraph","richBody":{"value":"For 45 days and up to €500 per event when paid with debit card or iDEAL (Wero).
Items bought are protected against accidental damage, accidental loss or theft, up to €500 per event and €1,500 per year. Mobile devices up to €250 and other electronic devices up to €2,500. Minimum claim amount €50. Conditions and exclusions apply.
Identity stolen? We’ve got your back.
Cyber help and identity theft cover, available 24/7, up to €500 per claim (maximum of 1 claim per year). For private use. Conditions and exclusions apply.
For lockouts or urgent home repairs.
24/7 expert help for lockouts and sudden home emergencies like plumbing or electrical issues, covered up to €300 per year. Conditions and exclusions apply.
Compensation if withdrawn cash is stolen.
If cash you withdrew is stolen due to robbery or an unexpected incident. Cover is up to €500 per claim, maximum 1 claim per year. Personal use only. Time limits, proof and exclusions apply.
Extra protection
"}},{"icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline.png","transformBaseUrl":"https://assets.ing.com/transform/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline","type":"image","width":128},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"You earn ING Points 30% faster. Redeem them for deals from more than 250 brands.
"},"title":"30% more ING Points"}],"title":{"value":"Saving ING Points faster
"}},{"icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/74c0d4d2-6c48-41be-82d8-31e2248b5921/Disney.png","transformBaseUrl":"https://assets.ing.com/transform/74c0d4d2-6c48-41be-82d8-31e2248b5921/Disney","type":"image","width":192},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"A lifetime of great stories awaits with Disney+ Standard, included in this plan. Stream blockbuster movies, brand new originals and exclusive hit shows. Link your existing account or create a new one! Do you already have Disney+? Then make sure to check our questions and answers under this page for more information.
"},"textLinks":[{"text":"More about Disney+ Standard","url":"/en/personal/plans/beyond-banking-benefits/disneyplus"}],"title":"Disney+ Standard included"}],"title":{"value":"Disney+
"}}],"componentType":"actionAccordion"},{"body":"Enjoy up to €870 in maximum value each year with ING Max.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5.svg","transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64},"textLink":{"text":"Check the maximum value","url":"https://assets.ing.com/asset/35496d91-d7ce-4280-bb6f-018608042eef/Value-of-benefits-Max.pdf"}},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"webp","original":"https://assets.ing.com/asset/945c6b8b-ce74-4f8d-87e1-a370dce3d643/People-collaborating-on-a-project-and-having-a-good-time.webp","transformBaseUrl":"https://assets.ing.com/transform/945c6b8b-ce74-4f8d-87e1-a370dce3d643/People-collaborating-on-a-project-and-having-a-good-time","type":"image","width":1032},"intro":"Does ING Max suit you, but you’re not yet a customer? Download the ING app and you’ll have a Current Account with ING Max in no time.","link":{"url":"/en/personal/payments/bank-accounts/open-an-account"},"promoText":"Become a customer now","title":"Become a customer"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside.jpg","transformBaseUrl":"https://assets.ing.com/transform/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside","type":"image","width":5514},"intro":"From just what you need for everyday banking to maximum benefits and surprising extras. With four plans to choose from, there’s always one that suits you.","link":{"url":"/en/personal/plans/4-compare-plans"},"promoText":"Compare our plans","title":"Which plan suits you?"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Already an ING customer?"},{"componentType":"paragraph","richBody":{"value":"Select your plan in the ING App. Then switch to ING Max easily.
"},"textLinks":[{"text":"Change plans","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about ING Max"},{"accordionList":[{"richBody":{"value":"Are you new to ING?
Then open a Current Account online and choose the ING Max plan. Become an ING customer
Already a customer?
You can update your plan directly in the ING App. Go to your home screen and select the plan you want to change. From there, it’s easy to follow.
You have a 14 day cooling off period after taking out ING Max. If you cancel during this time and have already used the plan or its services, you will only pay for what you have used.
If you cancel after 14 days but within 6 months, an additional monthly fee will be charged. See the cost overview for more information.
"},"title":"Can I switch from ING Max to another plan free of charge?"},{"richBody":{"value":"If you choose ING Max, you’ll get step-by-step guidance on how to start streaming as quickly as possible.
Already a Disney + customer? See here for more information.
"},"title":"How do I start Disney+ Standard?"},{"richBody":{"value":"If you change your package, the benefits that come with it will also change.
This means your current streaming service will stop if it is not included in your new package. You can then use the benefits of your new package, such as a different streaming service (if included).
Please note that you activate the streaming service yourself with the provider and that their own terms and conditions apply.
"},"title":"What happens to my Disney+ Standaard subscription if I change my package? "},{"richBody":{"value":"Yes, ING Max is mainly digital and you manage your banking in the ING app or My ING. You can also use paper options like statements, transfer forms and envelopes. There is a fee for these.
If you prefer banking without the app or My ING, you can choose ING Max.
"},"title":"Can I get paper statements with ING Max?"},{"richBody":{"value":"The credit card is an important part of ING Max en ING Extra en ING More.
If you do not want or cannot use a credit card, or you may not qualify for it? ING Max/ ING Extra/ ING more may not be the best fit for you. In that case, you can choose another plan that better suits your situation.
When you change your plan, the associated credit card will also be adjusted or terminated.
"},"title":"Can I use ING Max without a credit card? "},{"richBody":{"value":"No, this is not possible. ING Max is only available to customers who live in the Netherlands. This is because key parts of this plan cannot be properly delivered or used abroad. Therefore, you cannot take out or switch to this plan if you have a foreign residential address.
"},"title":"Can I take out ING Max if I live abroad?"},{"richBody":{"value":"Are you moving abroad? Then your plan may no longer suit your situation.
ING Max is intended for customers living in the Netherlands. Some components may not work properly abroad or may not apply there.
This may affect your plan. For example, certain benefits, such as insurance, may no longer apply after you move.
That is why you may need to switch to ING Go that better fits your new situation.
"},"title":"Can I keep my ING Max plan if I move abroad? "}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Do you have another question? Ask us in the chat.","url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat&topic=subscriptions"}}]},"hasMacro":false,"id":"2f4ce506-5e36-4422-a8e2-4103cd8fa0d2","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"The plan that suits you","url":"/en/personal/plans/categorie---index"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/6e160039-8b61-451a-ad08-8e36044371b3/ING_Subscriptions_Beeld02_Paragraph_TopBottom_Max.jpg","transformBaseUrl":"https://assets.ing.com/transform/6e160039-8b61-451a-ad08-8e36044371b3/ING_Subscriptions_Beeld02_Paragraph_TopBottom_Max","type":"image","width":790},"promoStickerLayout":"Commercial&engagement","subtitle":"Convenience and benefits to the max. No matter where you are. For €44.99 per month.","title":"ING Max"},"cta":{"componentType":"cta","textLink":{"text":"Sign up for ING Max","url":"/en/personal/payments/bank-accounts/open-an-account"}},"secondaryCta":{"textLink":{"text":"Already a customer? Change your plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"usps":[{"body":"Extra savings interest ","icon":{"extension":"svg","original":"https://assets.ing.com/asset/d7c69b89-bd40-4046-beb5-9ffb46fd8eb5/Savings_goals-Pig_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/d7c69b89-bd40-4046-beb5-9ffb46fd8eb5/Savings_goals-Pig_Outline","type":"image","width":0}},{"body":"ING Credit Card Max","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/7979aa52-dee8-4f0b-9d6a-495175be343b/Credit-MAX.png","transformBaseUrl":"https://assets.ing.com/transform/7979aa52-dee8-4f0b-9d6a-495175be343b/Credit-MAX","type":"image","width":128}},{"body":"Travel protection","icon":{"extension":"png","original":"https://assets.ing.com/asset/6fe7d00a-2821-48c9-9c65-3a2a54af311c/Products-Umbrella_Outline.png","transformBaseUrl":"https://assets.ing.com/transform/6fe7d00a-2821-48c9-9c65-3a2a54af311c/Products-Umbrella_Outline","type":"image","width":2500}},{"body":"Disney+ Standard","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/3b4a7e68-5d49-49f4-ad94-f716f0ee6c33/Disney.png","transformBaseUrl":"https://assets.ing.com/transform/3b4a7e68-5d49-49f4-ad94-f716f0ee6c33/Disney","type":"image","width":192}},{"body":"Lounge access and Fast Track","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/asset/fa64d6fd-c2b4-41a6-986e-cc32780df709/__plane_outline.png","transformBaseUrl":"https://assets.ing.com/transform/fa64d6fd-c2b4-41a6-986e-cc32780df709/__plane_outline","type":"image","width":267}}],"uspsTitle":"All the bells. And whistles too."},"publishDate":"2026-06-10T05:20:43.562+02:00"}}