{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"Summary of costs and charges for ING payment products for personal customers","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Terms and Conditions and other regulations for private account holders","url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf"},{"text":"Addendum ING Extra and ING Max","url":"https://assets.ing.com/asset/c91e9d37-b017-4be3-9c8b-5388f7f2ad03/ING_EN_Addendum-ING-Extra-ING-Max.pdf"}]}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"All about the ING Extra plan.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"If you choose ING Extra, you’ll get:"},{"actionAccordionList":[{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/cc92eff8-2f91-4cf0-9f5e-f18dbbe1618e/Transactions-Mobile_Banking_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/cc92eff8-2f91-4cf0-9f5e-f18dbbe1618e/Transactions-Mobile_Banking_Euro_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>Current account</span></span><span> </span></p></li><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>ING App and My ING </span></span><span> </span></p></li><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>Debit card </span></span><span> </span></p></li><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>Apple Pay, Google Pay and Garmin Pay </span></span><span> </span></p></li><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>Send payment requests </span></span><span> </span></p></li><li><p><span lang=\"EN-US\" dir=\"ltr\"><span>Handy tools like </span></span><a data-type=\"internal\" href=\"/en/personal/digital-banking/your-app/look-ahead/kijk-vooruit\">Look Ahead</a> and <a data-type=\"internal\" href=\"/en/personal/digital-banking/your-app/insight/insights\">Insights</a></p></li></ul>"}}],"title":{"value":"<p><strong>Everything for your daily banking</strong></p>"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>Do you have a joint account? Then you don’t pay for a second account holder. This saves €1.20 per month.</p>"},"title":"Second account holder at no extra cost"},{"componentType":"paragraph","richBody":{"value":"<p>If your debit card is lost or stolen, you get one free replacement per year. Normally this costs €4.50.</p>"},"title":"Free debit card replacement once a year"},{"componentType":"paragraph","richBody":{"value":"<p>Within the EEA, you can withdraw euros for free at ATMs with your debit card. The EEA includes the EU, Norway, Liechtenstein and Iceland.</p>"},"title":"Free euro cash withdrawals"},{"componentType":"paragraph","richBody":{"value":"<p>You can deposit euro banknotes for free 4 times per year. For coins, and from the fifth banknote deposit onwards, a fee of €6.00 applies. </p>"},"title":"Free cash deposits 4 times a year"},{"componentType":"paragraph","richBody":{"value":"<p>Are you abroad and have you lost your debit or credit cards, or were they stolen? We’ll quickly help you with up to €5,000 in cash. This is possible if your account balance is sufficient. </p>"},"title":"Up to €5,000 emergency cash abroad"},{"componentType":"paragraph","richBody":{"value":"<p>Call us from the app and get priority with our phone support.</p>"},"title":"Customer service Plus"}],"title":{"value":"<p><strong>Extras with your current account</strong></p>"}},{"icon":{"altTextEN":"bank account","altTextFR":"compte bancaire","altTextNL":"zichtrekening","extension":"svg","original":"https://assets.ing.com/asset/9c7816b4-3aa6-4146-bd0a-9875486d8f7a/Products-Wallet_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/9c7816b4-3aa6-4146-bd0a-9875486d8f7a/Products-Wallet_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>An ING Credit Card Extra is included. <br />With the ING Credit Card Extra, you can make both large and small purchases, depending on your spending limit. The maximum limit is €20,000. </p>"},"title":"With a limit up to €20,000"},{"componentType":"paragraph","richBody":{"value":"<p>Each month, you can pay up to €1,000 in foreign currency with your ING Credit Card Extra without extra costs. For any amount above €1,000, you pay a 2% fee.</p>"},"title":"No Foreign exchange surcharge up to €1,000 per month"},{"componentType":"paragraph","richBody":{"value":"<p><strong>For 365 days and up to €5,000 per event when paid with credit card.</strong></p><p>Items bought are protected against accidental damage, accidental loss or theft, up to €5,000 per event and €10,000 per year. Mobile devices up to €250 and other electronic devices up to €2.500. Minimum claim amount €50. Conditions and exclusions apply. </p>"},"title":"Purchase protection"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Includes cover for emergency medical assistance, trip and baggage delays, and car hire excess.</strong></p><ul><li>Emergency medical assistance: arranging and covering transport to a hospital or return home</li><li>Trip delay cover: reimbursing necessary transport expenses up to €250 per trip after a minimum delay of 4 hours.</li><li>Baggage delay cover: reimbursing essential purchases up to €150 after 4 hours and up to €500 after 48 hours. </li><li>Car hire excess cover: reimbursing up to €1,500 per trip if your rental car is damaged. Conditions and exclusions apply.</li></ul><p>This applies when you pay with your ING Extra Credit Card. Conditions and exclusions apply.</p>"},"title":"Travel protection"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Compensation if withdrawn cash is stolen. </strong>If cash you withdrew is stolen due to robbery or an unexpected incident. Cover is up to €500 per claim, maximum 1 claim per year. Personal use only. Time limits, proof and exclusions apply.</p>"},"textLinks":[{"text":"More about creditcards","url":"/en/personal/payments/creditcards"}],"title":"ATM theft protection"}],"title":{"value":"<p><strong>ING Credit Card Extra</strong></p>"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>You get a variable interest rate of 1.75% per year. This is higher than the standard rate of 1.25%. The rate applies to the first €10,000 in your linked savings account. Above €10,000, the standard interest rate applies. </p>"},"title":"0.50% extra savings interest on the linked Orange Savings Account  On the first €10,000."}],"title":{"value":"<p><strong>0.50% extra savings interest </strong></p>"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><strong>Up to an invested amount of €25,000.  </strong></p><p>You pay a service fee of 0.085% per quarter instead of 0.10%. This applies to the value of your invested amounts up to €25,000.</p>"},"title":"15% discount on the service fee for Easy Invest"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Up to an invested amount of €25,000.  </strong></p><p>You pay a service fee of 0.051% per quarter instead of 0.06%. This applies to the value of your invested amounts up to €25,000</p>"},"textLinks":[{"text":"More about investing","url":"/en/personal/investing/investments-at-ing/investing-for-beginners"}],"title":"15% discount on the service fee for Self Invest"}],"title":{"value":"<p><strong>Discount on investments </strong></p>"}},{"icon":{"altTextEN":"bank account with insurance","altTextFR":"compte bancaire avec assurances","altTextNL":"zichtrekening met verzekering","extension":"svg","original":"https://assets.ing.com/m/390b6cf5d71f8890/original/Products-Umbrella_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/2f6736b7-8c7c-45c8-92de-d2f9861ddd89/Products-Umbrella_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><strong>Includes cover for emergency medical assistance, trip and baggage delays, and car hire excess.</strong></p><ul><li>Emergency medical assistance: arranging and covering transport to a hospital or return home</li><li>Trip delay cover: reimbursing necessary transport expenses up to €250 per trip after a minimum delay of 4 hours.</li><li>Baggage delay cover: reimbursing essential purchases up to €150 after 4 hours and up to €500 after 48 hours. </li><li>Car hire excess cover: reimbursing up to €1,500 per trip if your rental car is damaged. Conditions and exclusions apply.</li></ul><p>This applies when you pay with your debitcard or via iDeal (Wero). Conditions and exclusions apply.</p>"},"title":"Travel protection"},{"componentType":"paragraph","richBody":{"value":"<p><strong>For 45 days and up to €500 per event when paid with debit card or iDEAL (Wero). </strong></p><p>Items bought are protected against accidental damage, accidental loss or theft, up to €500 per event and €1,500 per year. Mobile devices up to €250 and other electronic devices up to €1,000. Minimum claim amount €50. Conditions and exclusions apply. </p>"},"title":"Purchase protection"},{"componentType":"paragraph","richBody":{"value":"<p>Cyber help and identity theft cover, available 24/7, up to €500 per claim (maximum of 1 claim per year). For private use. Conditions and exclusions apply.</p>"},"title":"Cyberprotection"},{"componentType":"paragraph","richBody":{"value":"<p><strong>For lockouts or urgent home repairs. </strong></p><p>24/7 expert help for lockouts and sudden home emergencies like plumbing or electrical issues, covered up to €300 per year. Conditions and exclusions apply. </p>"},"title":"Emergency home assistance"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Compensation if withdrawn cash is stolen. </strong></p><p>If cash you withdrew is stolen due to robbery or an unexpected incident. Cover is up to €500 per claim, maximum 1 claim per year. Personal use only. Time limits, proof and exclusions apply. </p>"},"textLinks":[{"text":"More about protection","url":"/en/personal/insurances/protection-benefits"},{"text":"ING Extra Protection Terms & Conditions","url":"https://assets.ing.com/asset/3c793589-1da7-4cd4-8805-294325cfd0a9/ING-Extra-Protection-Terms-Conditions-ENG.pdf"}],"title":"ATM theft protection"}],"title":{"value":"<p><strong>Extra protection </strong></p>"}},{"icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline.png","transformBaseUrl":"https://assets.ing.com/transform/21a63430-41fd-4c5a-9deb-9719401abfa6/Present-Outline","type":"image","width":128},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>You earn <a data-type=\"internal\" href=\"/en/personal/ing-punten\">ING Points</a> faster. Redeem them for deals from more than 250 brands. </p>"},"title":"20% more ING Points"}],"title":{"value":"<p><strong>Saving ING Points faster </strong></p>"}},{"icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/e7b6ff13-b0b1-4bce-b837-e2d417a047a0/Amazon-Prime.png","transformBaseUrl":"https://assets.ing.com/transform/e7b6ff13-b0b1-4bce-b837-e2d417a047a0/Amazon-Prime","type":"image","width":192},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>Watch TV shows and movies, enjoy fast, free delivery of millions of products and access library of must-play games – all included in your Extra plan. Already an Amazon Prime member? Then make sure to check our FAQs first for more information. You can find them here:<br /> </p>"},"textLinks":[{"text":"More about Amazon Prime","url":"/en/personal/plans/beyond-banking-benefits/amazon-prime"}],"title":"Amazon Prime included"}],"title":{"value":"<p><strong>Amazon Prime</strong></p>"}}],"componentType":"actionAccordion"},{"body":"Enjoy up to €440  in maximum value a year with ING Extra.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5.svg","transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64},"textLink":{"text":"Check the maximum value","url":"https://assets.ing.com/asset/992c4e64-402a-417a-89f4-33165c1531f7/Value-of-benefits-extra.pdf"}},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside.jpg","transformBaseUrl":"https://assets.ing.com/transform/209b1641-b46f-43be-8f70-903be4e86e70/ING_Subscriptions_Two-female-friends-wearing-sunglasses-look-at-a-phone-outside","type":"image","width":5514},"intro":"From just what you need for everyday banking to maximum benefits and surprising extras. With four plans to choose from, there’s always one that suits you.","link":{"url":"/en/personal/plans/4-compare-plans"},"promoText":"Compare our plans","title":"Which plan suits you?"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Already a customer at ING?"},{"componentType":"paragraph","richBody":{"value":"<p>Select your plan in the ING App. And easily change to ING Extra.</p>"},"textLinks":[{"text":"Change plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about ING Extra"},{"accordionList":[{"richBody":{"value":"<p>Are you new to ING? <br />Then<a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/open-an-account\"> open a Current Account</a> online and choose the ING Max plan. </p><p>Already a customer? <br />You can update your plan directly <a data-type=\"external\" href=\"/banking/current-account/change-package?EW=true\">in the ING app</a>. Go to your home screen and select the plan you want to change. From there, it’s easy to follow. </p>"},"title":"How do I choose ING Extra?"},{"richBody":{"value":"<p>If you choose ING Extra, you’ll get step-by-step guidance on how to activate streaming and free delivery as quickly as possible.</p><p><span><span><span><span><span><span><span><span><span><span><span>Already an Amazon Prime customer? <a data-type=\"internal\" href=\"/en/personal/plans/beyond-banking-benefits/amazon-prime\">Check more information.</a></span></span></span></span></span></span></span></span></span></span></span></p>"},"title":"How do I start Amazon Prime?"},{"richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span>If you change your package, the benefits that come with it will also change. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>This means your current streaming service will stop if it is not included in your new package. You can then use the benefits of your new package, such as a different streaming service (if included). </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>Please note that you activate the streaming service yourself with the provider and that their own terms and conditions apply.  </span></span><span> </span></p>"},"title":"What happens to my Amazon Prime subscription if I change my package? "},{"richBody":{"value":"<p>Yes, ING Extra is mainly digital and you manage your banking in the ING app or My ING. You can also use paper options like statements, transfer forms and envelopes. There is a fee for these. </p><p>If you prefer banking without the app or My ING, you can choose <span><span><span><span><span><span><span><span><span><span><span><a data-type=\"internal\" href=\"/particulier/pakketten/ing-go\">ING Go</a>.</span></span></span></span></span></span></span></span></span></span></span></p><p> </p><p> </p>"},"title":"Can I get paper statements with ING Extra?"},{"richBody":{"value":"<p><span>No, this is not possible. ING Extra is only available to customers who live in the Netherlands. This is because key parts of these plan<span> </span></span><span>cannot be </span><span>properly</span><span><span> </span>delivered</span><span> or used abroad. Therefore, you cannot take out or switch to this plan if you have a foreign residential address. </span><span> </span></p>"},"title":"Can I take out ING Extra if I live abroad? "},{"richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span>Are you moving abroad? Then your plan may no longer suit your situation. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>ING Extra is intended for customers living in the Netherlands. Some components may not work properly abroad or may not apply there. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>This may affect your plan. For example, certain benefits, such as insurance, may no longer apply after </span><span>you</span><span> move. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>That is why you may need to switch to another plan that better fits your new situation. </span></span><span> </span></p>"},"title":"Can I keep my ING Extra plan if I move abroad?"},{"richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span>The credit card is an important part of ING Max </span><span>and<span> </span></span><span> ING</span><span> Extra and </span><span>ING </span><span>More. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>If you do not want or cannot use a credit card, or you may not qualify for it? ING Max/ ING Extra/ ING M</span><span>ore  may</span><span><span> </span>not be the best fit for you. In that case, you can choose another<span> </span></span><span>p</span><span>lan</span><span><span> </span>that better suits your situation. </span></span><span> </span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span>When you change your<span> </span></span><span>p</span><span>lan</span><span>, the associated credit card will also be adjusted or </span><span>terminated</span><span>. </span></span><span> </span></p>"},"title":"Can I use ING Extra without a credit card? "}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Do you have another question? Ask us in the chat.","url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat&topic=subscriptions"}}]},"hasMacro":false,"id":"b1205e99-2ad9-49c9-a663-c87d8d87faa5","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"The plan that suits you","url":"/en/personal/plans"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/9670fd63-2e38-4503-97e4-61b0a98ad1ee/ING_Subscriptions_Beeld02_Paragraph_TopBottom_Extra.jpg","transformBaseUrl":"https://assets.ing.com/transform/9670fd63-2e38-4503-97e4-61b0a98ad1ee/ING_Subscriptions_Beeld02_Paragraph_TopBottom_Extra","type":"image","width":790},"promoStickerLayout":"Commercial&engagement","subtitle":"Everything taken care of. Great benefits and extra perks. For €15.99 per month.","title":"ING Extra"},"cta":{"componentType":"cta","textLink":{"text":"Join us with ING Extra","url":"/en/personal/payments/bank-accounts/open-an-account"}},"secondaryCta":{"textLink":{"text":"Already a customer? Change your plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"usps":[{"body":"0.50% extra savings interest","icon":{"extension":"svg","original":"https://assets.ing.com/asset/d7c69b89-bd40-4046-beb5-9ffb46fd8eb5/Savings_goals-Pig_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/d7c69b89-bd40-4046-beb5-9ffb46fd8eb5/Savings_goals-Pig_Outline","type":"image","width":0}},{"body":"ING Credit Card Extra","icon":{"extension":"png","original":"https://assets.ing.com/asset/64ffd287-121f-405d-a74e-439f88e59e05/Creditcard-Extra.png","transformBaseUrl":"https://assets.ing.com/transform/64ffd287-121f-405d-a74e-439f88e59e05/Creditcard-Extra","type":"image","width":216}},{"body":"Amazon Prime","icon":{"altTextEN":"Decorative icon","altTextNL":"Decoratief icoon","extension":"png","original":"https://assets.ing.com/asset/e7b6ff13-b0b1-4bce-b837-e2d417a047a0/Amazon-Prime.png","transformBaseUrl":"https://assets.ing.com/transform/e7b6ff13-b0b1-4bce-b837-e2d417a047a0/Amazon-Prime","type":"image","width":192}}],"uspsTitle":"Loads of perks. The extra mile."},"publishDate":"2026-06-30T14:25:51.641+02:00"}}