{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"Summary of costs and charges for ING payment products for personal customers","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Terms and Conditions and other regulations for private account holders","url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf"},{"text":"Addendum ING Extra and ING Max","url":"https://assets.ing.com/asset/c91e9d37-b017-4be3-9c8b-5388f7f2ad03/ING_EN_Addendum-ING-Extra-ING-Max.pdf"}]}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Choose from four current account plans at ING. Discover which plan suits you and start your application right away. Got questions? You’ll find everything you need to know here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What’s always included in your plan"},{"alignedImage":{"position":"right","extension":"png","original":"https://assets.ing.com/asset/717ee9b8-13ec-45e7-8a34-a9ed215dd899/ING_Subscriptions_Icon_Features.png","transformBaseUrl":"https://assets.ing.com/transform/717ee9b8-13ec-45e7-8a34-a9ed215dd899/ING_Subscriptions_Icon_Features"},"componentType":"paragraph","richBody":{"value":""}},{"componentType":"sectionTitle","title":"Compare your plan. Check your benefits!"},{"componentType":"paragraph","richBody":{"value":"

Choose your current plan and compare it with ING Go, More, Extra or Max. Do you have a Basis-, Betaal-, RoyaalPakket or an OranjePakket with discount? You can keep using it. Just note: you can no longer open these plans again.

"}},{"comparisonCards":[{"amount":"4.85","amountSuperscript":"per month","image":{"extension":"jpg","original":"https://assets.ing.com/asset/50286247-2682-4ee8-9049-02a9bc807a89/ING_Subscriptions_Beeld02_Insights_Basis.jpg","transformBaseUrl":"https://assets.ing.com/transform/50286247-2682-4ee8-9049-02a9bc807a89/ING_Subscriptions_Beeld02_Insights_Basis","type":"image","width":1200},"secondaryCta":{"textLink":{"text":"No longer accessible","url":"/en/personal/plans/categorie---index"}},"title":"BasisPakket"},{"amount":"4","amountSuperscript":"per month","cta":{"componentType":"comparedCardCta","textLink":{"text":"Check plan","url":"/en/personal/plans/ing-go"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/307284de-9deb-4d42-a7d7-a42f5d28df3e/ING_Subscriptions_Beeld02_Insights_Go.jpg","transformBaseUrl":"https://assets.ing.com/transform/307284de-9deb-4d42-a7d7-a42f5d28df3e/ING_Subscriptions_Beeld02_Insights_Go","type":"image","width":1200},"title":"ING Go"},{"amount":"7","amountSuperscript":"per month","cta":{"componentType":"comparedCardCta","textLink":{"text":"Check plan","url":"/en/personal/plans/ing-more"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/894fc83f-4173-4e7a-847f-ae0dbb1bc0a7/ING_Subscriptions_Beeld02_Enticement_More.jpg","transformBaseUrl":"https://assets.ing.com/transform/894fc83f-4173-4e7a-847f-ae0dbb1bc0a7/ING_Subscriptions_Beeld02_Enticement_More","type":"image","width":1280},"title":"ING More"},{"amount":"15.99","amountSuperscript":"per month","cta":{"componentType":"comparedCardCta","textLink":{"text":"Check plan","url":"/en/personal/plans/ing-extra"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/57ad2044-2343-4add-8201-ea40d3fd5cfd/ING_Subscriptions_Beeld02_Insights_Extra.jpg","transformBaseUrl":"https://assets.ing.com/transform/57ad2044-2343-4add-8201-ea40d3fd5cfd/ING_Subscriptions_Beeld02_Insights_Extra","type":"image","width":1200},"title":"ING Extra"},{"amount":"44.99","amountSuperscript":"per month","cta":{"componentType":"comparedCardCta","textLink":{"text":"Check plan","url":"/en/personal/plans/ing-max"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/601363e1-86ac-4a1d-8dc0-595e7e6aecb1/ING_Subscriptions_Beeld02_Enticement_Max.jpg","transformBaseUrl":"https://assets.ing.com/transform/601363e1-86ac-4a1d-8dc0-595e7e6aecb1/ING_Subscriptions_Beeld02_Enticement_Max","type":"image","width":1280},"title":"ING Max"},{"amount":"3.55","amountSuperscript":"per month","image":{"extension":"jpg","original":"https://assets.ing.com/asset/89f20b41-02e0-4dff-9573-92b9576462b9/ING_Subscriptions_Beeld02_Insights_Oranje.jpg","transformBaseUrl":"https://assets.ing.com/transform/89f20b41-02e0-4dff-9573-92b9576462b9/ING_Subscriptions_Beeld02_Insights_Oranje","type":"image","width":1200},"secondaryCta":{"textLink":{"text":"No longer accessible","url":"/en/personal/payments/obsolete-packages"}},"title":"OranjePakket with discount"},{"amount":"6.85","amountSuperscript":"per month","image":{"extension":"jpg","original":"https://assets.ing.com/asset/2b020106-4732-4ddb-b5b7-49e692560f17/ING_Subscriptions_Beeld02_Insights_Betaal.jpg","transformBaseUrl":"https://assets.ing.com/transform/2b020106-4732-4ddb-b5b7-49e692560f17/ING_Subscriptions_Beeld02_Insights_Betaal","type":"image","width":1200},"secondaryCta":{"textLink":{"text":"No longer accessible","url":"/en/personal/payments/obsolete-packages/payment-package"}},"title":"BetaalPakket"},{"amount":"9.90","amountSuperscript":"per month","image":{"extension":"jpg","original":"https://assets.ing.com/asset/3f2c67a1-978b-47c0-a342-906435494c2b/ING_Subscriptions_Beeld02_Insights_Royaal.jpg","transformBaseUrl":"https://assets.ing.com/transform/3f2c67a1-978b-47c0-a342-906435494c2b/ING_Subscriptions_Beeld02_Insights_Royaal","type":"image","width":1200},"secondaryCta":{"textLink":{"text":"No longer accessible","url":"/en/personal/payments/obsolete-packages/royal-package"}},"title":"RoyaalPakket"}],"componentType":"comparisonCardsWrapper","specsWrapper":[{"specs":[{"booleanValue":"none","stringValue":"€ 1.20 p.m."},{"booleanValue":"none","stringValue":"€ 1.20 p.m."},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"none","stringValue":"€ 1.20 p.m."},{"booleanValue":"none","stringValue":"€ 1.20 p.m."},{"booleanValue":"true"}],"title":"Including costs second account holder"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Replace debit card once a year for free (normally €4.50)"},{"specs":[{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"true","stringValue":"€ 0.80 per withdrawal"},{"booleanValue":"none","stringValue":"Free"},{"booleanValue":"none","stringValue":"Free"}],"title":"Free euro withdrawals"},{"specs":[{"booleanValue":"none","stringValue":"4 for free"},{"booleanValue":"none","stringValue":"2 for free"},{"booleanValue":"none","stringValue":"4 for free"},{"booleanValue":"none","stringValue":"4 for free"},{"booleanValue":"none","stringValue":"4 for free"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"4 for free"},{"booleanValue":"none","stringValue":"4 for free"}],"title":"Free euro banknote deposits per year (normally €6.00 per deposit)"},{"specs":[{"booleanValue":"none","stringValue":"€ 2,000"},{"booleanValue":"none","stringValue":"€ 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p.m."},{"booleanValue":"none","stringValue":"Monthly € 0.00 p.m. or every two weeks € 1.75 p.m."}],"title":"Banking without digital services: paper statements"},{"specs":[{"booleanValue":"true"},{"booleanValue":"none","stringValue":"€ 12.50"},{"booleanValue":"none","stringValue":"€ 12.50"},{"booleanValue":"none","stringValue":"€ 12.50"},{"booleanValue":"true","stringValue":"€ 12.50"},{"booleanValue":"none","stringValue":"Not possible, only digital"},{"booleanValue":"true"},{"booleanValue":"true"}],"title":"Banking without digital services: set of 20 European transfer forms"},{"specs":[{"booleanValue":"true"},{"booleanValue":"none","stringValue":"€ 15,00"},{"booleanValue":"none","stringValue":"€ 15,00"},{"booleanValue":"none","stringValue":"€ 15,00"},{"booleanValue":"none","stringValue":"€ 15.00"},{"booleanValue":"none","stringValue":"Not possible, only digital"},{"booleanValue":"true"},{"booleanValue":"true"}],"title":"Banking without digital services: set of 20 postage‑paid ING return envelopes"},{"specs":[{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"none","stringValue":"10% more"},{"booleanValue":"none","stringValue":"20% more"},{"booleanValue":"none","stringValue":"30% more"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"}],"title":"ING Points"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"10%"},{"booleanValue":"none","stringValue":"15%"},{"booleanValue":"none","stringValue":"20% (also for investments in the name of minor children for whom you are authorised)"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Discount on the service fee of Easy Invest and/or Self Invest up to an invested amount of €25,000"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"20% (also for investments in the name of minor children for whom you are authorised)"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Discount on the service fee of Portfolio Management up to an invested amount of €25,000"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Your personal financial plan with an advisor"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"+0.50%"},{"booleanValue":"none","stringValue":"+1.00%"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"1.00% extra savings interest on the Orange Savings Account up to €10,000"},{"specs":[{"booleanValue":"none","stringValue":"Not included. Optional: ING Credit Card More € 2.00 p.m. or ING Credit Card Extra € 4.35 p.m."},{"booleanValue":"none","stringValue":"Not included. Optional: ING Credit Card More € 2.00 p.m. or ING Credit Card Extra € 4.35 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card More included. Optional: ING Credit Card Extra € 2.18 p.m. (50% disccount)"},{"booleanValue":"none","stringValue":"ING Credit Card Extra included"},{"booleanValue":"none","stringValue":"ING Creditcard Max included (metal).Cost of replacement: € 50"},{"booleanValue":"true","stringValue":"Niet inbegrepen. Optioneel: ING Creditcard More € 2,00 p.m. of ING Creditcard Extra € 4,35 p.m."},{"booleanValue":"none","stringValue":"Not included. Optional: ING Credit Card More € 2,00 p.m. of ING Credit Card Extra € 4.35 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card Extra included"}],"title":"Creditcard"},{"specs":[{"booleanValue":"none","stringValue":"ING Credit Card More: € 1.25 p.m. ING Credit Card Extra: € 2.60 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card More: € 1.25 p.m. ING Credit Card Extra: € 2.60 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card More: € 1.25 p.m. ING Credit Card Extra: € 2.60 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card Extra: € 2.60 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card Max (metal): € 10 p.m. Cost of replacement: € 50"},{"booleanValue":"true","stringValue":"ING Credit Card More: € 1.25 p.m. ING Credit Card Extra: € 2.60 p.m."},{"booleanValue":"none","stringValue":"ING Credit Card More: € 0.00"},{"booleanValue":"none","stringValue":"ING Credit Card Extra: € 0.00"}],"title":"2nd creditcard (partner card)"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Cyber protection: 24/7 cyber support & identity theft with 24/7 support"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Purchase protection when paying with debit card or iDEAL/Wero: up to 45 days and up to €500 per event"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Emergency home assistence. For lockouts or urgent home repairs."},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"true"},{"booleanValue":"true"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"ATM theft protection: Compensation if withdrawn cash is stolen"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"Includes cover for emergency medical assistance, trip delay and cancellation, baggage delay and loss, car hire excess"},{"booleanValue":"none","stringValue":"Includes cover for emergency medical assistance, trip delay and cancellation, baggage delay and loss, car hire excess and winter sports"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Travel protection"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"Amazon Prime: Streaming an delivery"},{"booleanValue":"none","stringValue":"Disney+ Standaard: Streaming"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Streaming and delivery"},{"specs":[{"booleanValue":"none","stringValue":"Standard"},{"booleanValue":"none","stringValue":"Standard"},{"booleanValue":"none","stringValue":"Standard"},{"booleanValue":"none","stringValue":"Plus: Call us from the app and get priority with our phone support"},{"booleanValue":"none","stringValue":"Plus: Call us from the app and get priority with our phone support"},{"booleanValue":"none","stringValue":"Standard"},{"booleanValue":"none","stringValue":"Standard"},{"booleanValue":"none","stringValue":"Standard"}],"title":"Customer service"},{"specs":[{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"none","stringValue":"€ 44.99 in case of cancellation within 6 months or repayment of used plan benefits within 14 days"},{"booleanValue":"false"},{"booleanValue":"false"},{"booleanValue":"false"}],"title":"Termination fee"}],"title":"BasisPakket,ING Go,ING More,ING Extra,ING Max,OranjePakket with discount,BetaalPakket,RoyaalPakket"},{"componentType":"sectionTitle","title":"Which credit card suits you best?"},{"componentType":"paragraph","richBody":{"value":"

Which credit card suits you best depends, among other things, on your preferred spending limit and whether you travel often. Is your ideal credit card not included in your plan? Then you can choose to apply for it separately or switch to a different plan. 

The ING Credit Card Max, our most premium card, is only available as part of an ING Max plan and cannot be applied for separately. 

"},"textLinks":[{"text":"Check our Credit Cards","url":"/en/personal/payments/creditcards"}]},{"alignedImage":{"position":"top","extension":"png","original":"https://assets.ing.com/asset/47670bc2-1bfb-4e6f-aa43-8033c15f3b5c/Subscription-NL-Creditcards-waaier-smal.png","transformBaseUrl":"https://assets.ing.com/transform/47670bc2-1bfb-4e6f-aa43-8033c15f3b5c/Subscription-NL-Creditcards-waaier-smal"},"componentType":"paragraph","richBody":{"value":"
Characteristic/advantage ING Credit Card MoreING Credit Card ExtraING Credit Card Max
Material of the cardPlasticPlasticMetal
Worldwide coverageYesYesYes
Spending limit up to € 5,000€ 20,000€ 50,000
0% FX markup on payments (normally 2%) Noup to € 1,000 p.m.Unlimited
365 days of purchase protection YesYesYes
ATM theft protection NoYesYes
Car rental excess cover Noup to € 1,500up to € 3,000
Travel and baggage delay compensationNoYesYes
Emergency medical assistance NoYesYes
Travel cancellation coverageNoNo

Yes

Winter sports coverageNoNoYes

Access to airport lounge and Fast Track

NoNoYes, 4 x p.y.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"

Yes. It’s quick and easy in the ING app or via My ING. You can choose from ING Go, More, Extra and Max. There are other plans, but they are no longer available.

"},"title":"Can I switch plans?"},{"richBody":{"value":"

You can choose from ING Go, ING More, ING Extra and ING Max when you become a customer or if you want to switch plans. You can keep using the Basis-, Betaal- and RoyaalPakket and the OranjePakket with discount, but they are no longer available to open (again). 

"},"title":"Which plans can I choose from?"},{"richBody":{"value":"

Yes, your bank account number stays the same.

"},"title":"I’m already an ING customer: will I keep my bank account number if I switch plans? "},{"richBody":{"value":"

ING Go is the only plan that lets you bank without My ING or the ING app.  You can then use paper options like statements, transfer forms and envelopes. There is a fee for these.

"},"title":"Which plan can I use without the app?"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Do you have another question? Ask it in the chat.","url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat&topic=subscriptions"}}]},"hasMacro":false,"id":"670c485e-8573-4963-98be-8bc50d49703c","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Terug","url":"/en/personal/plans/categorie---index"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"png","original":"https://assets.ing.com/asset/c72d2ff6-62c5-4c32-b576-84f6bd9d4c95/banner_allpacks.png","transformBaseUrl":"https://assets.ing.com/transform/c72d2ff6-62c5-4c32-b576-84f6bd9d4c95/banner_allpacks","type":"image","width":806},"subtitle":"Compare Basis-, Betaal-, RoyaalPakket and OranjePakket with discount with ING Go, More, Extra and Max","title":"Compare your plan"},"cta":{"componentType":"cta","textLink":{"text":"Join ING","url":"/en/personal/payments/bank-accounts/open-an-account"}},"secondaryCta":{"textLink":{"text":"Change plan","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"usps":[{"body":"All characteristics at a glance","icon":{"extension":"svg","original":"https://assets.ing.com/asset/7213c579-581a-4686-bd62-a9511217a076/vermogenthemas-6.svg","transformBaseUrl":"https://assets.ing.com/transform/7213c579-581a-4686-bd62-a9511217a076/vermogenthemas-6","type":"image","width":160}},{"body":"Always a plan that suits you","icon":{"extension":"svg","original":"https://assets.ing.com/asset/7871704b-9e91-4d9a-8b80-e6ff9bdbda23/Vermogenthemas-5.svg","transformBaseUrl":"https://assets.ing.com/transform/7871704b-9e91-4d9a-8b80-e6ff9bdbda23/Vermogenthemas-5","type":"image","width":160}},{"body":"Surprising extra's","icon":{"extension":"svg","original":"https://assets.ing.com/asset/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3.svg","transformBaseUrl":"https://assets.ing.com/transform/547f0489-c964-4076-b086-06c0e24c2ba0/vermogenthemas-3","type":"image","width":160}}]},"publishDate":"2026-06-10T03:39:59.075+02:00"}}