A life annuity, bank savings scheme or making additional contributions to your pension fund. These are all examples of ways to set money aside for your retirement with tax benefits. You only pay income tax when you withdraw the money. The money is locked in until you retire. You cannot use it for anything else. Good to know: you only benefit from tax benefits if you stay within your annual allowance. Read more about this on the Tax Authorities website (Dutch only).
"}},{"componentType":"sectionTitle","title":"Set money aside flexibly without tax benefits"},{"componentType":"paragraph","richBody":{"value":"You can also set money aside flexibly for your pension. You can do this by saving in a savings account, via a fixed-term deposit or by investing. Investing involves risks and costs. You may lose (part of) your investment. Because your money is not tied up for your pension, you do have the freedom to use it for other purposes in the meantime.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investment-calculator","text":"Calculate what Saving and Investing could yield"}]},{"componentType":"sectionTitle","title":"Take action"},{"componentType":"paragraph","richBody":{"value":"Are you considering investing to top up your pension, and would you like to discuss this with someone? Then book a no-obligation consultation with one of our advisors. It won’t cost you a thing, and you’ll have answers to your questions within 15–30 minutes.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
"}},{"componentType":"cta","textLink":{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Make an appointment"}},{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Avoid a pension gap","intro":"Is there a difference between your expected and actual pension? Read all about pension gap here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/0f0ce94c-c258-466d-905d-c44d2c437376/1338651934","type":"image","width":5195,"original":"https://assets.ing.com/m/bb263852970605e/original/1338651934.jpg","extension":"jpg"},"link":{"url":"/particulier/pensioenen/voorkom-een-pensioengat"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"When to retire?","intro":"That depends on various factors. Find out here which ones you might face.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2eba5bc7-a807-43a9-8966-64c850938d2d/Rear-view-of-two-people-sitting-in-front-of-building","type":"image","width":5700,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/2a1073e06d7ffdbf/original/Rear-view-of-two-people-sitting-in-front-of-building.jpg","extension":"jpg"},"link":{"url":"/particulier/pensioenen/wanneer-kun-je-met-pensioen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Retiring early?","intro":"Retiring early requires some preparation and insight. Find out what you can do.","image":{"transformBaseUrl":"https://assets.ing.com/transform/67557317-113d-43cb-9eff-3c6e77c47d59/ProductPage_Personal_PensionCompany-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3f7975ee82dc34ce/original/ProductPage_Personal_PensionCompany-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/pension/retiring-early"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"How much pension will you receive?","intro":"Your pension is made up of various components. Read here to find out what these might be.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c87a89c9-a230-4d37-8002-17b03412e316/Elderly-woman-sitting-next-to-a-tree-on-the-ground-behind-her-laptop","type":"image","width":6000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/54577758633120d1/original/Elderly-woman-sitting-next-to-a-tree-on-the-ground-behind-her-laptop.jpg","extension":"jpg"},"link":{"url":"/particulier/pensioenen/hoeveel-pensioen-krijg-je-straks"}}]},{"componentType":"paragraph","richBody":{"value":"Unable to make a phone or video call? No problem, you can visit one of our offices or service points to schedule an appointment right away.
"}}]}}}