As an entrepreneur, you’re in a unique position. You can decide for yourself how to use your personal and business assets to provide for your retirement. As well as offering freedom, this can also provide tax benefits. To ensure a comfortable retirement, you as an entrepreneur have roughly four options. We’ve listed them for you below.
"}},{"componentType":"sectionTitle","title":"1. Doing nothing for your pension"},{"componentType":"paragraph","richBody":{"value":"It may be a good option to do nothing now to build up your pension for later. For example, if you expect to sell your business and live off the proceeds. Do you feel you haven’t built up enough, or do you not want to be dependent on the sale? Then find out about the various options.
"}},{"componentType":"sectionTitle","title":"2. Saving or investing for your pension"},{"componentType":"paragraph","richBody":{"value":"The most flexible way to build up capital is through a combination of saving and investing. As an entrepreneur, you have the option of building up capital via your personal account or within your company. You can make smart use of this in consultation with your advisor.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investment-calculator","text":"Calculate what saving and investing could yield for you"}]},{"componentType":"sectionTitle","title":"3. Property for your retirement"},{"componentType":"paragraph","richBody":{"value":"Entrepreneurs are increasingly choosing to use property for their retirement. For example, the business premises are not sold when the business is sold, but are sublet. The business premises become an investment property. In addition, we see that entrepreneurs, thanks to their experience in property, often choose to purchase additional investment properties. Here too, you can make good use of your private/company structure.
"},"textLinks":[{"url":"/zakelijk/financieren/vastgoed/kopen-voor-de-verhuur","text":"Financing an investment property"}]},{"componentType":"sectionTitle","title":"4. Tax-efficient saving or investing for your retirement"},{"componentType":"paragraph","richBody":{"value":"The government offers tax benefits because it wants to encourage citizens to save for their retirement themselves. You can opt for an insurance policy or a bank savings scheme. To benefit from tax benefits, you must declare that you are saving to supplement your pension and you cannot access your money in the meantime.
"}},{"componentType":"sectionTitle","title":"A good life, arranged in no time"},{"componentType":"paragraph","richBody":{"value":"Not sure what’s the smartest move in your situation? Or are you short on time? Then book a no-obligation consultation with one of our advisors. A consultation is free of charge and within 15–30 minutes you’ll have answers to your questions.
Our advisors have experience with entrepreneurs and offer tailored help with your choices and dilemmas.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
"}},{"componentType":"cta","textLink":{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Make an appointment"}},{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Supplementing your pension","intro":"There are various options for topping up your pension yourself. Find out here what you can do.","image":{"transformBaseUrl":"https://assets.ing.com/transform/a27f8ad5-1fbc-41c1-a436-a73554dcbbf5/Senior-woman-playing-hopscotch-while-husband-watching-her","type":"image","width":6975,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/385a2ce30901722f/original/Senior-woman-playing-hopscotch-while-husband-watching-her.jpg","extension":"jpg"},"link":{"url":"/en/personal/pension/supplementing-your-pension"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"How much pension will you receive?","intro":"Your pension is made up of various components. Read here to find out what these might be.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c87a89c9-a230-4d37-8002-17b03412e316/Elderly-woman-sitting-next-to-a-tree-on-the-ground-behind-her-laptop","type":"image","width":6000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/54577758633120d1/original/Elderly-woman-sitting-next-to-a-tree-on-the-ground-behind-her-laptop.jpg","extension":"jpg"},"link":{"url":"/particulier/pensioenen/hoeveel-pensioen-krijg-je-straks"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"When to retire?","intro":"That depends on various factors. Find out here which ones might apply to you.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2eba5bc7-a807-43a9-8966-64c850938d2d/Rear-view-of-two-people-sitting-in-front-of-building","type":"image","width":5700,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/2a1073e06d7ffdbf/original/Rear-view-of-two-people-sitting-in-front-of-building.jpg","extension":"jpg"},"link":{"url":"/particulier/pensioenen/wanneer-kun-je-met-pensioen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Retiring early?","intro":"Stopping work early requires some preparation and insight. Find out what you can do.","image":{"transformBaseUrl":"https://assets.ing.com/transform/67557317-113d-43cb-9eff-3c6e77c47d59/ProductPage_Personal_PensionCompany-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3f7975ee82dc34ce/original/ProductPage_Personal_PensionCompany-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/pension/retiring-early"}}]},{"componentType":"paragraph","richBody":{"value":"Unable to make a phone or video call? No problem, you can visit one of our offices or service points to schedule an appointment right away.
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