Every Dutch citizen receives a basic state pension from the government once they reach state pension age. You accrue 2% of your AOW pension for every year you live in the Netherlands. The final amount you receive also depends on whether you live alone or with a partner.
"}},{"componentType":"sectionTitle","title":"2. Pension fund (via your employer)"},{"componentType":"paragraph","richBody":{"value":"Although it is not compulsory in the Netherlands, most employers build up a pension for their employees. The amount varies by employer. Your employer places the accrued pension with a pension fund. You will receive an annual statement of your accrued pension from that pension fund.
At www.mijnpensioenoverzicht.nl you can view an overview of your state pension (AOW) and the pension you have accrued with various employers. You log in using your DigiD.
"}},{"componentType":"sectionTitle","title":"3. Building up your own pension"},{"componentType":"paragraph","richBody":{"value":"More and more people are choosing to set aside money themselves for their pension. You can build up your own pension by saving, investing or taking out an annuity. We no longer offer the option of opening an annuity account.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
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