{"type":"document","data":{"id":"36e6b598-4548-40ca-bcdb-4080881494fd","localeString":"en-GB","publishDate":"2026-04-10T14:05:57.044+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"When choosing a financial product, it’s important to be aware of the rates and charges. See what our switch service costs."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"When choosing a financial product, it’s important to be aware of the rates and charges. They’re listed here for your convenience.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/8a67ebf7-3e00-434c-998a-6c59d6a71ceb/Payment-request-via-whatsapp-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3e0e2e3c333a550d/original/Payment-request-via-whatsapp-1920.jpg","extension":"jpg"},"title":"Payment product rates and charges"},"backLink":{"textLink":{"url":"/en/personal/payments","text":"All about payments"}}},"flexZone":{"flexComponents":[{"componentType":"linkList","iconTitle":{"title":"Rates and charges"},"textLinks":[{"url":"/en/personal/payments/rates/payment-packages","text":"Payment packages"},{"url":"/en/personal/payments/rates/current-accounts","text":"Current accounts"},{"url":"/en/personal/payments/rates/interest-calculation-for-current-account","text":"Current account interest rates"},{"url":"/en/personal/payments/rates/switch-to-ing","text":"Switch to ING"},{"url":"/en/personal/payments/rates/credit-cards","text":"Credit cards"},{"url":"/en/personal/payments/rates/cards","text":"Debit cards"},{"url":"/particulier/lenen/tarieven/rood-staan","text":"Overdraft"},{"url":"/en/personal/payments/rates/other-products","text":"Other products"},{"url":"/en/personal/payments/rates","text":"Usage"},{"url":"/en/personal/payments/rates/abroad","text":"International"}]},{"componentType":"paragraph","richBody":{"value":"<p><strong>Switch service</strong><br />Our free switch service (Overstapservice) makes switching to ING for your daily banking quick and hassle-free. Your transactions will automatically run via your ING account for up to 13 months. Companies where you have a direct debit set up will be informed by ING.</p>"},"textLinks":[{"url":"/en/personal/payments/switch-to-ing","text":"More information about our switch service"}]},{"componentType":"paragraph","richBody":{"value":"<p>Although we’ve taken the utmost care to ensure that the information on our website (<a href=\"https://www.ing.nl/en/personal/\">www.ing.nl</a>) is accurate, the published rates and charges could unfortunately contain typographical errors. ING is not liable to you for any direct or indirect loss or damage that may result from any typographical errors.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Download & information"},"textLinks":[{"url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf","text":"Summary of costs and charges for ING payment products for personal customers (pdf)"},{"url":"https://assets.ing.com/m/994ae1a1e1c62b8/original/ING_voorwaarden-en-overige-regelingen.pdf","text":"Terms and conditions and other regulations for personal account holders"},{"url":"/en/personal/payments/rates/payment-service-comparison","text":"Payment services comparison and information document"}]},{"componentType":"linkList","iconTitle":{"title":"Any questions?"},"textLinks":[{"url":"https://www.ing.nl/particulier/zoeken?q=betalen","text":"Frequently asked questions about payments"}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/personal/payments/rates","text":"All rates and charges for ING payment products for personal customers"},{"url":"/zakelijk/klantenservice/tarieven","text":"All rates and charges for ING payments products for corporate clients"},{"url":"/zakelijk/klantenservice/tarieven","text":"More about the costs of your current account"},{"url":"/en/personal/children/products/child-account","text":"Bank account for your child"},{"url":"https://assets.ing.com/m/6cd70ce1676e7aaa/original/ING_Historische_tarieven_van_kredieten_20231006-pdf.pdf","text":"Historical rates"},{"url":"/particulier/sparen/niet-meer-te-openen-spaarrekeningen/niet-actieve-spaarproducten","text":"Current savings account interest rate"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}