{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/f5ec0c318624c39/original/Functionalities-Dialer_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/3887de27-b99a-40bc-bb6a-6c71db336507/Functionalities-Dialer_Outline","type":"image","width":32},"intro":"Service & contact","link":{"url":"/en/personal/customer-service"},"title":"Need help?"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"When choosing a financial product, it’s important to be aware of the rates and charges. View the ING rates and charges for the ING payment packages.","robotInstruction":{"noFollow":true,"noIndex":true}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"

"},"textLinks":[{"text":"Current accounts","url":"/en/personal/payments/rates/current-accounts"},{"text":"Current account interest rates","url":"/en/personal/payments/rates/interest-calculation-for-current-account"},{"text":"Switch to ING","url":"/en/personal/payments/rates/switch-to-ing"},{"text":"Credit cards","url":"/en/personal/payments/rates/credit-cards"},{"text":"Debit cards","url":"/en/personal/payments/rates/cards"},{"text":"Overdraft","url":"/particulier/lenen/tarieven/rood-staan"},{"text":"Other products","url":"/en/personal/payments/rates/other-products"},{"text":"Usage","url":"/en/personal/payments/rates"},{"text":"International","url":"/en/personal/payments/rates/abroad"}]},{"componentType":"paragraph","richBody":{"value":"
Payment packagesPer month
Orange package with discount (OranjePakket met korting)%{prijs.btp:OranjePakketmetkortingENG.Abfee_maand_nieuw.eur}%
Orange package (OranjePakket)%{prijs.btp:OranjePakketENG.Abfee_maand.eur}%
Orange package extra (OranjePakket Extra)%{prijs.btp:OranjePakketExtraENG.Abfee_maand.eur}%
Second account holder of a joint account (En/of Betaalrekening) (includes 2nd debit card)*%{prijs.btp:Extra_ING_BetaalpasENG.Abfee_maand.eur}%

*Included in orange package extra (OranjePakket Extra)

Packages no longer available to new customersPer month
Standard package (BasisPakket)%{prijs.btp:BasisPakketENG.Abfee_maand.eur}%
Payment package (BetaalPakket)%{prijs.btp:BetaalPakketENG.Abfee_maand.eur}%
Royal package (RoyaalPakket)%{prijs.btp:RoyaalpakketENG.Abfee_maand.eur}%
"},"textLinks":[{"text":"Compare your package with the orange package (OranjePakket)","url":"/particulier/betalen/bankrekeningen/pakketvergelijken"}]},{"componentType":"sectionTitle","title":"Current account interest rates"},{"componentType":"paragraph","richBody":{"value":"

The ING current account (Betaalrekening) has a variable interest rate. The interest rate can be positive, zero or negative. You’ll receive interest if the rate is positive and pay interest if the rate is negative.

"},"textLinks":[{"text":"Current interest rate and other relevant information","url":"/en/personal/payments/rates/interest-calculation-for-current-account"}]},{"componentType":"paragraph","richBody":{"value":"

Although we’ve taken the utmost care to ensure that the information on our website (www.ing.nl) is accurate, the published rates and charges could unfortunately contain typographical errors. ING is not liable to you for any direct or indirect loss or damage that may result from any typographical errors.

"}},{"componentType":"sectionTitle","title":"Downloads & information"},{"componentType":"paragraph","richBody":{"value":"

"},"textLinks":[{"text":"Summary of costs and charges for ING payment products for personal customers (pdf)","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Terms and conditions and other regulations for personal account holders","url":"https://assets.ing.com/m/994ae1a1e1c62b8/original/ING_voorwaarden-en-overige-regelingen.pdf"},{"text":"Payment services comparison and information document","url":"/en/personal/payments/rates/payment-service-comparison"}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"All rates and charges for ING payment products for personal customers","url":"/en/personal/payments/rates"},{"text":"Interest rate calculation for your current account","url":"/en/personal/payments/rates/interest-calculation-for-current-account"},{"text":"All rates and charges for ING payment products for corporate clients","url":"/zakelijk/klantenservice/tarieven"},{"text":"Payment services comparison and information document","url":"/en/personal/payments/rates/payment-service-comparison"},{"text":"Historical rates","url":"https://assets.ing.com/m/66f7b446f30620e0/original/Historische-tarieven-van-kredieten-februari-2024.pdf"},{"text":"Frequently asked questions","url":"/en/personal/customer-service"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/particulier/betalen/bankrekeningen/pakketvergelijken"}]}]},"hasMacro":true,"id":"fa4c83b8-2c6f-4a17-a960-faf6c22f0be3","localeString":"en-GB","macros":["prijs.btp:OranjePakketmetkortingENG.Abfee_maand_nieuw.eur","prijs.btp:OranjePakketENG.Abfee_maand.eur","prijs.btp:OranjePakketExtraENG.Abfee_maand.eur","prijs.btp:Extra_ING_BetaalpasENG.Abfee_maand.eur","prijs.btp:BasisPakketENG.Abfee_maand.eur","prijs.btp:BetaalPakketENG.Abfee_maand.eur","prijs.btp:RoyaalpakketENG.Abfee_maand.eur"],"mainHeaderZone":{"backLink":{"textLink":{"text":"All about payments","url":"/en/personal/payments"}},"componentType":"productHeader","coreHeader":{"body":"When choosing a financial product, it’s important to be aware of the rates and charges. They’re listed here for your convenience.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6d61f3f2940507af/original/A-group-of-friends-enjoy-drinks-at-an-outside-cafe-table-one-of-them-uses-a-mobile-to-pay-contactless.jpg","transformBaseUrl":"https://assets.ing.com/transform/21f58ce6-9603-40a3-89aa-899edac39a3f/A-group-of-friends-enjoy-drinks-at-an-outside-cafe-table-one-of-them-uses-a-mobile-to-pay-contactless","type":"image","width":5616},"title":"Payment product rates and charges"}},"publishDate":"2026-03-20T11:11:35.623+01:00"}}