{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"When choosing a financial product, it’s important to be aware of the rates and charges. View the ING credit card rates and charges.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"

 

ING Credit Card More / ING Credit Card Extra / ING Credit Card Max
Your packageING Credit Card More1st additional ING Credit Card More2nd additional ING Credit Card More
ING Go%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
ING More*Part of package%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Packages no longer available to new customersING Credit Card More1st additional ING Credit Card More2nd additional ING Credit Card More
Orange package with discount (OranjePakket met Korting)%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Standard package (BasisPakket)%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Payment package (BetaalPakket)Part of packagePart of package%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Royal package (RoyaalPakket)Not availableNot availableNot available
    
Your packageING Credit Card Extra1st additional ING Credit Card Extra2nd additional ING Credit Card Extra
ING Go%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
ING More*%{prijs.btp:ING_Platinumcard_MC_OPEENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
ING ExtraPart of package%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Packages no longer available to new customersING Credit Card Extra1st additional ING Credit Card Extra2nd additional ING Credit Card Extra
Orange package with discount (OranjePakket met Korting)%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Standard package (BasisPakket)%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Payment package (BetaalPakket)Not availableNot availableNot available
Royal package (RoyaalPakket)Part of packagePart of package%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
    
Your packageING Credit Card Max1st additional ING Credit Card Max2nd additional ING Credit Card Max
ING MaxPart of package%{prijs.btp:ING_MaxCard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_MaxCard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year

* ING Credit Card More fee or ING Credit Card Extra Fee with 50% discount included in ING More

Student credit card
ING Student Credit Card More %{prijs.btp:ING_CreditcardENG.Abfee_jaar.student.eur}% per year

 

Card Replacement Credit Card

Card Replacement ING Credit Card More€0.00
Card Replacement ING Credit Card Extra€0.00
Card Replacement ING Credit Card Max€50.00

 

 

"}},{"componentType":"paragraph","richBody":{"value":"
Spread payments on credit card/platinum card

Your package

Total

amount

of credit

Variable

debit

interest

Other

costs of

the credit

(quarterly)

Annual

percentage

rate (APR)

ING More including ING Credit Card More

€1,000

14.0%*

€21.0023.3%
 

€2,500

14.0%*

€21.0018.3%
 

€5,000

14.0%*

€21.0016.6%
ING More including ING Credit Card Extra

€1,000

14.0%*

€27.5426.0%
 

€5,000

14.0%*

€27.5417.1%
 

€7,500

14.0%*

€27.5416.4%
Orange package with discount (OranjePakket met Korting) with separate ING Credit Card More

€1,000

14.0%*

€16.6521.6%
 

€5,000

14.0%*

€16.6516.3%
ING Go with separate ING Credit Card More

€1,000

14.0%*

€18.0022.1%
 

€5,000

14.0%*

€18.0016.4%
Standard package (BasisPakket) with separate ING Credit Card More

€1,000

14.0%*

€20.5523.2%
 

€5,000

14.0%*

€20.5516.6%
Payment package (BetaalPakket) including ING Credit Card More

€1,000

14.0%*

€20.5523.2%
 

€5,000

14.0%*

€20.5516.6%
Orange package with discount (OranjePakket met Korting) with separate ING Credit Card Extra

€1,000

14.0%*

€23.7024.4%
 

€5,000

14.0%*

€23.7016.8%
 

€20,000

14.0%*

€23.7015.4%
ING Go with separate ING Credit Card Extra

€1,000

14.0%*

€25.0525.0%
 

€5,000

14.0%*

€25.0516.9%
 

€20,000

14.0%*

€25.0515.4%
Standard package (BasisPakket) with separate ING Credit Card Extra

€1,000

14.0%*

€27.6026.0%
 

€5,000

14.0%*

€27.6017.1%
 

€20,000

14.0%*

€27.6015.5%
Royal package (RoyaalPakket) including ING Credit Card Extra

€1,000

14.0%*

€29.7026.8%
 

€5,000

14.0%*€29.7017.3%
 

€20,000

14.0%*€29.7015.5%

* The interest rate for spread payments is directly linked to the maximum cost of borrowing. We’ll always inform you of interest rate changes in advance.

"}},{"accordionList":[{"richBody":{"value":"

 

Our calculation of these rates is based on the following situation:

 

"},"title":"More about the table for spread payments (Gespreid Betalen) with a credit card"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"

 

 

"},"textLinks":[{"text":"More information on additional balance","url":"/en/personal/payments/creditcards/additional-balance-spread-payments"}]},{"componentType":"paragraph","richBody":{"value":"

Although we’ve taken the utmost care to ensure that the information on our website (www.ing.nl) is accurate, the published rates and charges could unfortunately contain typographical errors. ING is not liable to you for any direct or indirect loss or damage that may result from any typographical errors.

"}},{"componentType":"sectionTitle","title":"Downloads & information"},{"componentType":"paragraph","richBody":{"value":"

"},"textLinks":[{"text":"Summary of costs and charges for ING payment products for personal customers (pdf)","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Terms and conditions and other regulations for personal account holders","url":"https://assets.ing.com/m/994ae1a1e1c62b8/original/ING_voorwaarden-en-overige-regelingen.pdf"},{"text":"Payment services comparison and information document","url":"/en/personal/payments/rates/payment-service-comparison"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]}]},"hasMacro":true,"id":"4c1cfff9-eaf3-4c0c-baa1-27d1336dde96","localeString":"en-GB","macros":["prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur","prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MC_OPEENG.Abfee_jaar.eur","prijs.btp:ING_MaxCard_MC_ExtraKaartENG.Abfee_jaar.eur","prijs.btp:ING_CreditcardENG.Abfee_jaar.student.eur"],"mainHeaderZone":{"backLink":{"textLink":{"text":"All about payments","url":"/en/personal/payments"}},"componentType":"productHeader","coreHeader":{"body":"When choosing a financial product, it’s important to be aware of the rates and charges. They’re listed here for your convenience.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/3b7198c073d76ddd/original/Close-up-of-woman-holding-waffle-dessert.jpg","transformBaseUrl":"https://assets.ing.com/transform/560dbc64-6cee-4314-8b83-d55306cc3273/Close-up-of-woman-holding-waffle-dessert","type":"image","width":4032},"title":"Payment product rates and charges"},"legalBanner":{"body":"Let op! Geld lenen kost geld","componentStyle":"default","headerBannerType":"headerBannerType","image":{"extension":"svg","original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46}}},"publishDate":"2026-06-10T11:27:20.489+02:00"}}