{"type":"document","data":{"id":"4c1cfff9-eaf3-4c0c-baa1-27d1336dde96","localeString":"en-GB","publishDate":"2026-03-20T11:10:18.206+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur","prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur","prijs.btp:ING_Platinumcard_MC_OPEENG.Abfee_maand.eur","prijs.btp:ING_CreditcardENG.Abfee_jaar.student.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"When choosing a financial product, it’s important to be aware of the rates and charges. View the ING credit card rates and charges."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType","componentStyle":"default"},"coreHeader":{"body":"When choosing a financial product, it’s important to be aware of the rates and charges. They’re listed here for your convenience.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/560dbc64-6cee-4314-8b83-d55306cc3273/Close-up-of-woman-holding-waffle-dessert","type":"image","width":4032,"original":"https://assets.ing.com/m/3b7198c073d76ddd/original/Close-up-of-woman-holding-waffle-dessert.jpg","extension":"jpg"},"title":"Payment product rates and charges"},"backLink":{"textLink":{"url":"/en/personal/payments","text":"All about payments"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"

 

Credit card/platinum card
Your packageCredit card1st additional credit card2nd additional credit card
Orange package with discount (OranjePakket met Korting)%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Orange package (OranjePakket)%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Orange package extra (OranjePakket Extra)*Part of package%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Packages no longer available to new customersCredit card1st additional credit card2nd additional credit card
Standard package (BasisPakket)%{prijs.btp:ING_Creditcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Payment package (BetaalPakket)Part of packagePart of package%{prijs.btp:ING_Creditcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Royal package (RoyaalPakket)Not availableNot availableNot available
    
Your packagePlatinum card1st additional platinum card2nd additional platinum card
Orange package with discount (OranjePakket met Korting)%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Orange package (OranjePakket)%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Orange package extra (OranjePakket Extra)*%{prijs.btp:ING_Platinumcard_MC_OPEENG.Abfee_maand.eur}%%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Packages no longer available to new customersPlatinum card1st additional platinum card2nd additional platinum card
Standard package (BasisPakket)%{prijs.btp:ING_Platinumcard_MCENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year
Payment package (BetaalPakket)Not availableNot availableNot available
Royal package (RoyaalPakket)Part of packagePart of package%{prijs.btp:ING_Platinumcard_MC_ExtraKaartENG.Abfee_jaar.eur}% per year

* Credit card fee or Platinum card fee with 50% off included in the orange package extra

Student credit card
Student credit card %{prijs.btp:ING_CreditcardENG.Abfee_jaar.student.eur}% per year
"}},{"componentType":"paragraph","richBody":{"value":"
Spread payments on credit card/platinum card

Your package

Total

amount

of credit

Variable

debit

interest

Other

costs of

the credit

(quarterly)

Annual

percentage

rate (APR)

Orange package extra (OranjePakketExtra) including credit card

€1,000

14.0%*

€21.0023.3%
 

€2,500

14.0%*

€21.0018.3%
 

€5,000

14.0%*

€21.0016.6%
Orange package extra (OranjePakketExtra) including platinum card

€1,000

14.0%*

€27.5426.0%
 

€5,000

14.0%*

€27.5417.1%
 

€7,500

14.0%*

€27.5416.4%
Orange package with discount (OranjePakket met Korting) with separate credit card

€1,000

14.0%*

€16.6521.6%
 

€5,000

14.0%*

€16.6516.3%
Orange package (OranjePakket) with separate credit card

€1,000

14.0%*

€18.0022.1%
 

€5,000

14.0%*

€18.0016.4%
Standard package (BasisPakket) with separate credit card

€1,000

14.0%*

€20.5523.2%
 

€5,000

14.0%*

€20.5516.6%
Payment package (BetaalPakket) including credit card

€1,000

14.0%*

€20.5523.2%
 

€5,000

14.0%*

€20.5516.6%
Orange package with discount (OranjePakket met Korting) with separate platinum card

€1,000

14.0%*

€23.7024.4%
 

€5,000

14.0%*

€23.7016.8%
 

€20,000

14.0%*

€23.7015.4%
Orange package (OranjePakket) with separate platinum card

€1,000

14.0%*

€25.0525.0%
 

€5,000

14.0%*

€25.0516.9%
 

€20,000

14.0%*

€25.0515.4%
Standard package (BasisPakket) with separate platinum card

€1,000

14.0%*

€27.6026.0%
 

€5,000

14.0%*

€27.6017.1%
 

€20,000

14.0%*

€27.6015.5%
Royal package (RoyaalPakket) including platinum card

€1,000

14.0%*

€29.7026.8%
 

€5,000

14.0%*€29.7017.3%
 

€20,000

14.0%*€29.7015.5%

* The interest rate for spread payments is directly linked to the maximum cost of borrowing. We’ll always inform you of interest rate changes in advance.

"}},{"componentType":"accordion","accordionList":[{"title":"More about the table for spread payments (Gespreid Betalen) with a credit card","richBody":{"value":"

 

Our calculation of these rates is based on the following situation:

 

"}}]},{"componentType":"paragraph","richBody":{"value":"

 

 

"},"textLinks":[{"url":"/en/personal/payments/creditcards/additional-balance-spread-payments","text":"More information on additional balance"}]},{"componentType":"paragraph","richBody":{"value":"

Although we’ve taken the utmost care to ensure that the information on our website (www.ing.nl) is accurate, the published rates and charges could unfortunately contain typographical errors. ING is not liable to you for any direct or indirect loss or damage that may result from any typographical errors.

"}},{"componentType":"sectionTitle","title":"Downloads & information"},{"componentType":"paragraph","richBody":{"value":"

"},"textLinks":[{"url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf","text":"Summary of costs and charges for ING payment products for personal customers (pdf)"},{"url":"https://assets.ing.com/m/994ae1a1e1c62b8/original/ING_voorwaarden-en-overige-regelingen.pdf","text":"Terms and conditions and other regulations for personal account holders"},{"url":"/en/personal/payments/rates/payment-service-comparison","text":"Payment services comparison and information document"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}