| Monthly | Till 1-1-2026 | As of 1-1-2026 |
|---|---|---|
| Orange package with discount | €3.45 | €3.55 |
| Orange package | €3.90 | €4.00 |
| Orange package extra | €6.65 | €7.00 |
| Standard package | €4.60 | €4.85 |
| Payment package | €6.55 | €6.85 |
| Royal package | €9.60 | €9.90 |
The standard package, payment package, and royal package are no longer available.
Want to know which package you have?
You can find this in your app, My ING, or on your statement, next to the monthly deduction for your package fee. This is also a right moment to check whether your current package still suits your needs. You can do this at ing.nl/compareyourpackage.
The monthly fee for the ING Credit card will change from €1.90 to €2.00. Please note that the fees for an additional credit card, a Platinum card or additional Platinum card, and the student credit card will remain the same. In the payment package and orange package extra the cost of the credit card is included.
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Joint account: the monthly fee for 2nd account holder will change from €1.10 to €1.20. In the orange package extra and royal package the costs for 2nd account holder are included.
Debit card for an authorised user: from €1.10 to €1.20 per month.
We want to keep payment services safe, reliable, and future-proof. We also want to make banking secure, easy, and accessible for you. Plus, we aim to keep improving our digital and personal services. In order to do these things to the best of our ability, we need to keep investing. Examples of recent improvements are:
1. Is ING allowed to pass on (rising) costs directly to customers?
We are allowed to change our fees. One of the reasons for doing so is rising costs, as stated in the terms and conditions. We must, however, inform customers of these changes personally and in good time. For personal customers, that means two months in advance. Digital customers will receive a personal message in the ING app and My ING. Non-digital customers will receive a letter.
2. What can I do if I don’t agree with the changes to the fees?
If you do not accept the changes, you can close the account(s) or cancel your credit card free of charge and without having to give notice. Go to ing.nl/opzeggen to find out how. Another option is considering a package change. Check whether a different package suits you better at ing.nl/compareyourpackage.
3. Why is the price increase different for each package?
We offer different packages, each containing various products and services that also have individual costs (such as a credit card, paper statements, or an additional debit card). Some of these products have become more expensive, which can affect the overall price of the package they are part of.
When we add extra products, services, or features — like we do in the OranjePakket Extra — the price increase for that package may differ from packages where no additions are made.
For changes related to automatic name/number verification and Instant Payments, please refer to the two dedicated web pages.
"},"textLinks":[{"url":"/en/personal/payments/money-transfers/iban-name-check","text":"Information and most frequently asked questions and answers about name/number verification"},{"url":"/en/personal/payments/money-transfers/instant-payments","text":"Information and most frequently asked questions and answers about Instant Payments"}]}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"Changed terms and conditions"},"textLinks":[{"url":"https://assets.ing.com/m/736657e3c8be9bb3/original/Terms-and-Conditions-and-other-regulations-version-october-2025-temporarily.pdf","text":"Terms and conditions and other regulations per October 9, 2025"},{"text":"Cost overview per January 1, 2026"}]}]}}}