{"type":"document","data":{"id":"5485f9d3-eb59-4ea7-984b-4ea4937fae14","localeString":"en-GB","publishDate":"2026-03-13T15:00:50.120+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"PSD2: Sharing your payment data with other companies – this is how you do (or do not) give consent"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Sharing your payment data with another company or making a payment to another company is made easy by PSD2. But not just like that. You must first give your consent. So how do you know whether it is safe?","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/b7a635c3-a3a7-4c1b-9362-b2da222d745d/payment-psd2-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/5bd20655699e9db1/original/payment-psd2-1920.jpg","extension":"jpg"},"title":"Tell me,","subtitle":"What can I give permission for and how does it work?"},"backLink":{"textLink":{"url":"/en/personal/payments/psd2","text":"Tell me,"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Here's what to look out for"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Ask yourself who you trust with your data and check what it is used for. You can usually read this in the terms and conditions or privacy policy of a company.</li><li>In the case of a payment started by another company, check whether the company, the amount and the description are correct.</li><li>Also read the information about <a href=\"https://www.ing.nl/en/bank/safe-banking\">Safe Banking</a> and PSD2</li></ul>"}},{"componentType":"sectionTitle","title":"How does giving permission to share my payment information work?"},{"componentType":"paragraph","richBody":{"value":"<p>We will only share your payment information with another company if you give us permission to do so. And rest assured: this does not go unnoticed or accidentally. You also have to log in to My ING and confirm the choice of the current account with your mobile phone. Actually, it works just like a payment order. </p>"}},{"componentType":"sectionTitle","title":"These are the steps:"},{"componentType":"paragraph","richBody":{"value":"<ol><li>First, you give the company permission.</li><li>Then log in to My ING and indicate which account you are giving permission for.</li><li>And you confirm that choice with your mobile</li></ol><p>Only then will another company have access to your payment details. For 90 days. You will then have to link the account again via My ING.</p><p>And if you don&apos;t give permission to another company, nothing will change for you.</p>"}},{"componentType":"sectionTitle","title":"There are 3 services where you can give permission to another company:"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Account information service</strong>: request your transactions and balance of your current accounts.</p><p>For example, an app that clearly shows you what you spend your money on. We&apos;ll share your transaction details from the last 24 months and your balance.</p><p><strong>Payment initiation service</strong>: making payment via another company&apos;s platform.</p><p>Such as a webshop or payment app that instructs you to make payments from your ING Current Account. These are then ready for you in My ING or the app and there you approve the payments. So another company can never make payments from your account without your permission.</p><p><strong>Balance check</strong></p><p>Another company can check whether there is enough money in your current account with ING to carry out a card transaction. ING will then only indicate with a yes or no, whether there is enough money in your Current Account.</p>"}},{"componentType":"cta","textLink":{"url":"/en/personal/payments/psd2/which-companies-can-access-my-payment-details","text":"See what types of companies these are"}},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"url":"/en/personal/payments/psd2","text":"Read more about PSD2"},{"url":"/en/personal/payments/psd2/which-companies-can-access-my-payment-details","text":"What kind of companies and which data?"}]}]}}}