{"type":"document","data":{"id":"00f81ad6-0633-4115-8c1d-d0e5833dcab4","localeString":"en-GB","publishDate":"2025-10-31T11:07:26.098+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Do you want to transfer money to Romania? On this page we explain how it works."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Want to send money to Romania? This page explains how it works.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e392387d-9693-4975-8a13-35fdcf427e35/Businessman-on-city-street-using-newspaper-as-protection-from-rain","type":"image","width":5500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/57a63623c65f6572/original/Businessman-on-city-street-using-newspaper-as-protection-from-rain.JPG","extension":"jpg"},"title":"Romania"},"backLink":{"textLink":{"url":"/en/personal/payments/payments-abroad","text":"Paying abroad"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Here is how it works","richBody":{"value":"<ul><li><span><span><span><span><span><span><span><span>Go to the app, click on ‘Transfer’ and click on the globe icon in the top right corner. Or log in to My ING and go to the transfer screen.</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>Pick the country and the currency you want to send</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>After you have entered the amount and choose how you want to split the cost, you will immediately see an estimate of the price and exchange rate.</span></span></span></span></span></span></span></span></li></ul>"}},{"componentType":"paragraph","title":"Costs","richBody":{"value":"<p><span><span><span><span><span><span><span><span>For these international transfers, there is a <a href=\"http://ing.nl/en/personal/payments/rates/abroad\">fee</a>. We use the shared cost option (SHA) by default. If you are sending money to a country in the EEA, we are legally required (thanks to PSD2 rules) to process it using shared costs. That applied for all currencies within the EEA.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"Processing time","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Want to know how long your transfer will take? Check out the <a href=\"https://www.ing.nl/en/personal/payments/payments-abroad/processing-time-foreign-payments\">processing times</a>.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"IBAN","richBody":{"value":"<p><span><span><span><span><span><span><span><span>An IBAN for Romania has 24 characters, letters and numbers with no spaces. Like this: RO49AAAA1B31007593840000. </span></span></span></span></span></span></span></span></p>"}},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}