{"type":"document","data":{"id":"4b6254d6-65b4-446a-9dd1-f4343fd00e05","localeString":"en-GB","publishDate":"2025-11-24T12:09:57.581+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Sending money to Hong Kong? Get the information you need for payments to Hong Kong."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Sending money to Hong Kong? Find out how that works.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/dbbd4e03-bc9e-4878-9010-39c6b5f53f94/Group-of-people-with-umbrellas-in-rain","type":"image","width":5142,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/43a478b1eaae5414/original/Group-of-people-with-umbrellas-in-rain.jpg","extension":"jpg"},"title":"Hong Kong"},"backLink":{"textLink":{"url":"/en/personal/payments/payments-abroad","text":"Paying abroad"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"How it works","richBody":{"value":"<ul><li>Log in to My ING and go to the transfer screen.</li><li>Select the country and currency for your money transfer.</li><li>After entering the amount and the fee option, you&apos;ll get an instant indication of the price and exchange rate.</li></ul>"}},{"componentType":"paragraph","title":"Fees","richBody":{"value":"<p>A <a data-type=\"internal\" href=\"/particulier/betalen/geld-overmaken/wereldbetaling\">fee</a> is charged for these international money transfers. If you choose the OUR fee option, the beneficiary will not be charged by their bank. ING will charge an OUR fee for this. For Hong Kong, the OUR fee is €15.</p>"}},{"componentType":"paragraph","title":"Processing time","richBody":{"value":"<p>You can see how long it will take <a href=\"https://www.ing.nl/en/personal/payments/payments-abroad/processing-time-foreign-payments\">on this page</a>.</p>"}},{"componentType":"paragraph","title":"Account number and BIC","richBody":{"value":"<ul><li><p>Hong Kong has no IBAN.</p></li><li><p>An account number in Hong Kong consists of two parts: the bank code and the account number. There is no standard format for a bank account number in Hong Kong. The number of digits varies by bank. Always put the bank code in front of the account number. Don’t include any spaces, dashes, commas or slashes (/) in the number.</p></li></ul>"}},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}