{"type":"document","data":{"id":"e8a91883-5811-4f0e-9d27-1d48e7b326cc","localeString":"en-GB","publishDate":"2025-10-31T09:01:50.071+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Want to send money to Bosnia and Herzegovina? Here is how it works."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Want to send money to Bosnia and Herzegovina? Here is how it works.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/9b282d1b-29e7-4621-b49e-e571eb05fd5a/investments-basics-video-investment-fund-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/49f70c39ea30b5e3/original/investments-basics-video-investment-fund-1920.jpg","extension":"jpg"},"title":"Bosnia and Herzegovina"},"backLink":{"textLink":{"url":"/en/personal/payments/payments-abroad","text":"Paying abroad"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"How to do it","richBody":{"value":"<ul><li><p><span><span><span><span><span><span>G</span></span><span><span><span><span>o to the app, click on ‘Transfer’ and click on the globe icon in the top right corner. Or log in to My ING and go to the transfer screen.</span></span></span></span></span></span></span></span></p></li><li><p><span><span><span><span><span><span><span><span>Select the country and the currency you want to send</span></span></span></span></span></span></span></span></p></li></ul>"}},{"componentType":"paragraph","title":"Sending money in a different currency","richBody":{"value":"<p><span><span><span><span><span><span><span><span>You can not transfer money in the country’s preferred currency. Therefore, please check with the recipient which currency to use.<br />That way, you avoid getting charged a double exchange rate.<br />Otherwise, we recommend transferring the amount in euros. </span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"Costs","richBody":{"value":"<p><span><span><span><span><span><span><span><span>There is a fee for sending money to Bosnia and Herzegovina.<br />If you choose the OUR cost option, the recipient will not be charged by their bank. ING adds an OUR surcharge for this. For Bosnia and Herzegovina, that’s €15.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"Processing time","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Want to know how long your transfer will take? Check the <a href=\"https://www.ing.nl/en/personal/payments/payments-abroad/processing-time-foreign-payments\">processing times</a>. </span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"IBAN","richBody":{"value":"<p><span><span><span><span>Bosnia and Herzegovina uses IBANs.<br />An IBAN from Bosnia and Herzegovina has 20 characters (letters and numbers, no spaces).<br />Example: BA391290079401028494</span></span></span></span></p>"}},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}