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The list below shows exactly which countries are part of the eurozone, European Economic Area (EEA) and SEPA.

"},"title":"Payment system participants"},{"componentType":"paragraph","richBody":{"value":"
Eurozone/EEA/SEPA countries and currencies EurozoneEEASEPA Currency
Albania  checked ALL
Andorra  checkedEUR

Austria

checked  checked  checked  EUR

Belgium

checked  checked  checked  EUR 

Bulgaria

checkedchecked  checked  EUR 

Croatia

checked  checked  checked  EUR 

Cyprus

checked  checked  checked  EUR 

Czech Republic

 checked  checked  CZK 

Denmark

 checked  checked  DKK 

Estonia

checked  checked  checked  EUR 

Finland

checked  checked  checked  EUR 

France (including French Guiana, Guadeloupe, Martinique, Réunion)

checked  checked  checked  EUR 

Germany

checked  checked  checked  EUR 

Greece

checked  checked  checked  EUR 

Guernsey

  checked  GBP 

Hungary

 checked  checked  HUF 

Iceland

 checked  checked  ISK 

Ireland

checked checked checked  EUR 

Isle of Man

  checked  GBP 

Italy

checked  checked  checked  EUR 

Jersey

  checked  GBP 

Latvia

checked  checked  checked  EUR 

Liechtenstein

 checked  checked  CHF 

Lithuania

checked  checked  checked  EUR 

Luxembourg

checked  checked  checked  EUR 

Malta

checked  checked  checked  EUR 
Moldova  
checked 
MDL

Monaco

  checked  EUR 
Montenegro  checked EUR

Netherlands

checked  checked  checked  EUR 
North Macedonia  checked MKD

Norway

 checked  checked  NOK 

Poland

 checked  checked  PLN 

Portugal (including Azores and Madeira)

checked  checked  checked  EUR 

Romania

 checked  checked  RON 

San Marino

  checked  EUR 
Serbia  checked  RSD

Slovakia

checked  checked  checked  EUR 

Slovenia

checked  checked  checked  EUR 

Spain (including Canary Islands, Ceuta and Melilla)

checked  checked  checked  EUR 

Sweden

 checked  checked  SEK 

Switzerland

  checked  CHF 
United Kingdom (England, Gibraltar, Scotland, Wales, Northern Ireland)  checked GBP

Vatican City

  checked  EUR 
"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"Set your debit card to worldwide use","url":"/en/personal/payments/debit-cards/abroad"},{"text":"European money transfer","url":"/particulier/betalen/geld-overmaken/europese-overschrijving"},{"text":"Foreign currency codes","url":"/particulier/betalen/buitenland/muntsoortcode"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]}]},"hasMacro":false,"id":"ff4ae69b-5e43-419d-93f4-a3623d8b9731","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Paying abroad","url":"/en/personal/payments/payments-abroad"}},"componentType":"productHeader","coreHeader":{"headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/241efa4a5013dac8/original/Gangasagar-mela-the-largest-fair-celebrated-in-west-bengal.jpg","transformBaseUrl":"https://assets.ing.com/transform/d84e8928-434d-4e0e-b17a-ef61d0431915/Gangasagar-mela-the-largest-fair-celebrated-in-west-bengal","type":"image","width":3600},"subtitle":"Eurozone, EEA and SEPA countries","title":"Eurozone, European Economic Area and SEPA countries"}},"publishDate":"2026-05-06T00:01:00.222+02:00"}}