{"type":"document","data":{"id":"bd2b3143-d6fb-4479-a30e-d1ae3e17b833","localeString":"en-GB","publishDate":"2026-05-01T09:00:13.240+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Money transfer limits - ING digital daily limit - increase limit - lower limit"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"If you’re making a large digital payment or transferring a large amount, you may exceed your digital daily limit. This is the maximum amount of money you can digitally pay or transfer per day. \r\n\r\nThis digital daily limit can easily be changed. Manage your digital daily limit for large amounts online 24/7, without a visit to the office. Decrease your limit if possible and increase it if needed. Do you want to digitally pay or transfer a large amount? Please arrange it on time, as increasing your digital daily limit takes 4 hours.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/c407b531-cf59-45ae-a82e-7c44dcf24429/_646430","type":"image","width":5760,"altTextNL":"Man en vrouw zitten op het dak","original":"https://assets.ing.com/m/4a95b015efb8c08e/original/_646430.jpg","extension":"jpg"},"title":"Do you want to digitally pay or transfer a large amount?","subtitle":"Make sure you increase your limit on time, and decrease it again later."},"backLink":{"textLink":{"url":"/en/personal/payments/money-transfers","text":"Transfer money"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Digital payments or transfers"},{"componentType":"paragraph","richBody":{"value":"<p>Daily you can pay up to € 2.000 through a digital payment, Payment Initiation Service, app or My ING transfer. You can change this daily digital limit yourself up to a higher amount. A limit decrease will take effect immediately. But please increase your limit on time, if you want to digitally pay or transfer a large amount. As it takes 4 hours for your higher limit to take effect. And, to prevent possible misuse, it is good to choose an end date.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/settings/pdl-flow","text":"View and change your Digital daily limit"},{"url":"/particulier/betalen/geld-overmaken/daglimiet-betaalinitiatiedienst","text":"More about Payment Initiation Services"},{"url":"/particulier/betalen/geld-overmaken/limiet-aanpassen-lukt-niet","text":"Looks like I can't change my digital daily limit..."},{"url":"/de-ing/veilig-bankieren/wat-wij-doen/4-uur-wachttijd-na-verhogen-limiet-overboeken","text":"Why wait 4 hours?"}],"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/c7669f1a-7b76-4da0-a906-88a123cbd2cf/Rear-view-of-a-woman-using-a-smartphone-and-laptop-in-a-restaurant","original":"https://assets.ing.com/m/7c50a7f4bf0938a1/original/Rear-view-of-a-woman-using-a-smartphone-and-laptop-in-a-restaurant.jpg","extension":"jpg"}},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat","text":"Ask your question now"}},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<ul><li>A higher limit will be set 4 hours after confirmation. Unfortunately, it is not possible to reduce this time, nor Customer Service nor an ING office can reduce it. <a data-type=\"internal\" href=\"/de-ing/veilig-bankieren/wat-wij-doen/4-uur-wachttijd-na-verhogen-limiet-overboeken\">Read here why</a>. A lower limit will be set immediately. <a href=\"https://mijn.ing.nl/banking/settings/pdl-flow\">Go to the process to check when your digital daily limit will be adjusted and the maximum amount you can transfer. </a></li><li>The digital daily limit counts the total of confirmed amounts that you want to transfer on that day. It doesn’t matter whether the transfer will be executed immediately or that you have planned your transfer for a later moment.  </li><li>Only transfers to accounts of others or to your Credit card will count in your digital daily limit.</li><li>Transfers between your own ING accounts, like your savings account, your joint account, your investment account and your own current account, will not count in your digital daily limit.</li><li>Do you have a joint account or access to current accounts of someone else? All your transactions through app, My ING or iDeal of all ING accounts will have impact on your digital limit for that day.</li><li>The first transfer of a recurring transfer counts in your digital daily limit on the day of the confirmation in your limit. The following recurring transfers will not count.</li><li>Direct debits don’t count in your daily limit.</li><li>If you have reached your limit and try to confirm a new transfer, immediately in the app or My ING appears a pop-up telling you that the transfer failed, because of reaching your daily limit.</li><li><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span>Would you like to know how much space you have left within your daily limit? Go to the process where you can adjust your digital daily limit. There, you will see exactly what you have already spent within your digital daily limit today.</span></span></span></span></span></p></li><li>Apart from the digital daily limit there are <a href=\"https://www.ing.nl/particulier/betalen/geld-overmaken/inzicht-in-je-limieten\">other limits</a>, think of a limit for payments in a shop or cash withdrawals with your Debit card. </li></ul>"},"textLinks":[{"url":"/particulier/betalen/geld-overmaken/limiet-aanpassen-lukt-niet","text":"It looks like I can't change the digital daily limit.."},{"url":"/de-ing/veilig-bankieren","text":"Read all about safe banking"}]}]}}}