{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"You can use My ING (internet banking) to send money in euros to a bank account in the Netherlands or a SEPA country for no extra charge.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Four ways to transfer money"},{"componentType":"paragraph","richBody":{"value":"<ol><li><strong>Mobile banking app</strong><br />Log in to the ING mobile banking app and select &apos;Transfer&apos;. Enter your payment details in the screen that opens.<br /> </li><li><strong>My ING</strong> <br />Log in to My ING and click &apos;Transfer&apos; at the top left of the screen. Enter your payment details in the screen that opens.<br /> </li><li><strong>Telephone banking</strong><br />Call the telephone banking line (<a data-type=\"internal\" href=\"/particulier/klantenservice/saldolijn-met-betaalfunctie\">Saldolijn</a>) and follow the instructions. You can use this service to transfer money to a limited number of banks in the Netherlands and only if you have telephone banking with payment features. <br /> </li><li><strong>European transfer form.</strong><br />You can use a European transfer form to send money (euros) within Europe. Transfer forms can be ordered by <a data-type=\"internal\" href=\"/en/personal/customer-service/phone-numbers\">phone</a>.</li></ol>"}},{"componentType":"sectionTitle","title":"Transfer money to and from your own savings account"},{"componentType":"paragraph","richBody":{"value":"<p>You can use transfer forms to move money to and from your own savings account. How to fill in the form:</p><ul><li>Enter the amount you want to deposit into or withdraw from your savings account at ING. </li><li>Draw a line in the field asking for the recipient’s IBAN (nothing needs to be filled in here). </li><li>In the ‘Name of recipient’ field, specify the account from which you want to transfer money. For example, ‘From current account (Betaalrekening)’ or ‘From savings account (Oranje Spaarrekening)’. </li><li>In the ‘Description/payment reference’ field, specify the account to which you want to transfer money. For example, ‘To savings account (Oranje Spaarrekening)’ or ‘To current account (Betaalrekening)’. </li></ul><p>Sign the form and post it to us in the return envelope.  </p><p>Please note: You can only transfer money to and from a savings account if there is only one savings goal.  </p>"}},{"componentType":"sectionTitle","title":"Using IBAN within Europe"},{"componentType":"paragraph","richBody":{"value":"<p>An IBAN (International Bank Account Number) is required when transferring money to a <a data-type=\"internal\" href=\"/en/personal/payments/payments-abroad/countries-eurozone-european-economic-area-and-sepa\">SEPA country</a>.</p>"}},{"componentType":"sectionTitle","title":"Requirements for transferring and receiving money"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Use IBAN</li><li>Amount in euros only</li><li>Payments to a bank account in a <a data-type=\"internal\" href=\"/en/personal/payments/payments-abroad/countries-eurozone-european-economic-area-and-sepa\">SEPA country</a> only</li></ul><p>If your payment doesn’t meet these requirements, it will be processed as an <a data-type=\"internal\" href=\"/en/personal/payments/money-transfers/international-payment\">international payment</a> (Wereldbetaling), for which we’ll charge a fee.</p>"}},{"componentType":"sectionTitle","title":"Fees"},{"componentType":"paragraph","richBody":{"value":"<p>ING doesn’t charge you anything for a European money transfer. But the bank to which you send the money will sometimes charge a fee – to be paid by the recipient. Whether a bank charges a fee and how much they charge will vary by bank and country.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Any questions?"},"textLinks":[{"text":"Frequently asked questions about payments and other countries","url":"/en/personal/customer-service"}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"EEA/SEPA countries","url":"/en/personal/payments/payments-abroad/countries-eurozone-european-economic-area-and-sepa"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/particulier/betalen/bankrekeningen/pakketvergelijken"}]}]},"hasMacro":false,"id":"0db415b2-bf4e-4c03-bb43-a56548341f5d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Transfer money","url":"/en/personal/payments/money-transfers"}},"componentType":"productHeader","coreHeader":{"headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/4f789dc6606fb142/original/Person-in-a-dark-room-looking-at-a-projected-european-union-flag-on-the-floor.jpg","transformBaseUrl":"https://assets.ing.com/transform/c0d1d3bd-2775-4d89-928a-e98f6f7e2682/Person-in-a-dark-room-looking-at-a-projected-european-union-flag-on-the-floor","type":"image","width":6016},"subtitle":"With a European money transfer (Europese Overschrijving), you can send money in euros to a bank account in the Netherlands or another SEPA country for no extra charge.","title":"European money transfer"}},"publishDate":"2026-03-17T13:32:43.554+01:00"}}