{"type":"document","data":{"id":"5da61857-d253-4ba8-8fdc-5eb2f90b9511","localeString":"en-GB","publishDate":"2025-12-04T17:55:41.486+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You can transfer a maximum amount per day with our payment initiation service. You can easily change this personal setting yourself."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/settings/pdl-flow","text":"Check your digital daily limit"}},"coreHeader":{"body":"You can make daily payments or transfers  up to € 2,000 through a Payment Initiation Service, app or My ING. Need to pay or transfer more? You can adjust your digital daily limit  yourself! \r\n\r\nJust remember, if you increase your limit it takes 4 hours for the new limit to take effect, so plan ahead to ensure everything goes smoothly.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e4466c31-8a3d-4689-b44b-2a7fd85bc6e9/credit-card-logout-Sept-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2164209d0f1eb6e9/original/credit-card-logout-Sept-1920.jpg","extension":"jpg"},"title":"Payment Initiation Services and digital daily limit"},"backLink":{"textLink":{"url":"/en/personal/payments/money-transfers","text":"Transfer money"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Payment Initiation Service?"},{"componentType":"paragraph","richBody":{"value":"<p>A ‘payment initiation’ is a way to start a payment from your bank account on your behalf.</p><p>With a Payment Initiation Service, you can make digital payments directly without leaving the merchant’s app or website. You need to authorize each payment, ensuring the transactions via the Payment Initiation Service remain under your control.</p><p>A Payment Initiation Service is a relatively new financial service where a company other than your bank initiates a payment on your behalf.</p>"},"textLinks":[{"url":"/particulier/betalen/psd2","text":"More about new financial services and PSD2 (in Dutch)"}]},{"componentType":"sectionTitle","title":"Digital daily limit for ALL digital payments and transfers"},{"componentType":"paragraph","richBody":{"value":"<p>You want to pay a large amount via a Payment Initiation Service, but you’ve reached your digital daily limit?  </p><p>The digital daily limit applies to <strong>all</strong> digital payments and transfers via Payment Initiation Services, the app, and My ING in one day, including scheduled transfers confirmed on that day. This digital daily limit can easily be changed. Decrease your limit if possible and increase it if needed.</p><p>Do you want to digitally pay or transfer a large amount? Please arrange it on time, as increasing your digital daily limit takes 4 hours.</p><p>If you plan to increase your limit, it’s helpful to calculate the total amount of all your digital payments and confirmed transfers for that day. Then, you can increase your limit based on that total.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/settings/pdl-flow","text":"View and change your digital daily limit"},{"url":"/particulier/betalen/geld-overmaken/limiet-aanpassen-lukt-niet","text":"It looks like I can’t change the digital daily limit"},{"url":"/particulier/betalen/geld-overmaken/inzicht-in-je-limieten","text":"Other daily limits"}]}]}}}