{"type":"document","data":{"id":"bd137eec-b4b8-4c29-9155-15628e9fb431","localeString":"en-GB","publishDate":"2026-04-09T12:35:37.513+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"I have tried to change my digital daily limit, but I still can't transfer a large amount or pay digitally. I can't change my limit."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You want to change your digital daily limit. You have taken all necessary steps, but still your large amount can't be transferred or paid digitally. That's annoying. \r\n\r\nBelow a couple of possible causes and tips to help you move forward. ","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/fe0779b5-6aad-44ec-b6c0-c482bddc1686/High-angle-view-of-person-playing-with-table","type":"image","width":4907,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/70a4e590ddbe64cd/original/High-angle-view-of-person-playing-with-table.jpg","extension":"jpg"},"title":"It looks like I can't change my digital daily limit..."},"backLink":{"textLink":{"url":"/en/personal/payments/money-transfers","text":"Transfer money"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"When do I utilize my digital daily limit if i have multiple accounts?"},{"componentType":"paragraph","richBody":{"value":"<p>You have <strong>one</strong> digital daily limit for <strong>all</strong> ING accounts that you can access.</p><p>Do you for example also have a joint account? Or authorized to an account of somebody else? </p><p>Then all your transactions via the app, My ING, iDEAL or Payment Initiation Service <strong>have been carried out by you</strong> have an impact on your digital limit for that day.</p><p><strong>Please note:</strong> increase your digital daily limit by the total amount of all digital payments or transfers you want to make that day, and allow for a <a href=\"https://www.ing.nl/en/bank/safe-banking/what-we-do/4-hour-wait-after-limit-increase\">4‑hour waiting time</a>. This helps prevent other transactions from using up part of your limit without you noticing.</p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/5efe1128-5d7b-4819-a0b1-ad65feab1f0a/Family-in-holiday-socks-warming-by-fireplace","altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2cd9a8c31c46cfa9/original/Family-in-holiday-socks-warming-by-fireplace.jpg","extension":"jpg"}},{"componentType":"highlight","richBody":{"value":"<p>To prevent other transactions &apos;consuming&apos; your limit without noticing, please increase your limit with the total of all planned digital payments or transfers. Instead of increasing your limit with just the large amount.</p>"}},{"componentType":"sectionTitle","title":"For what kind of payments do I utilize my daily limt?"},{"componentType":"paragraph","richBody":{"value":"<p>All digital payments and transfers through app and My ING within the same day count in your digital daily limit. Including the planned transactions, for example a transaction a week from now. Digital payments are payments to companies through iDEAL, PayPal or with a QR-code. </p><p>All confirmed transfers will be counted in the limit; it doesn&apos;t matter whether the transfer is executed on that day or scheduled for a later moment. The confirmation of the transfer is leading. By doing this we want to prevent a fraudster to secure future payments. </p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/6ff9c055-2ac8-4627-969f-ce7615e93126/Young-woman-in-yellow-sweater-reclining-at-her-desk","original":"https://assets.ing.com/m/48300b7ce4c4c323/original/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","extension":"jpg"}},{"componentType":"highlight","richBody":{"value":"<p>Calculate the expected total of your digital payments and transfers of that day. Raise your limit with this total. Please beware that only the first transfer of a recurring transfer will be counted in your limit and that this will be done on the day of confirmation.</p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Which payments are counted towards my digital daily limit?","richBody":{"value":"<ul><li>Digital payments through iDEAL, PayPal, payment requests and QR code</li><li>Transfers to accounts of others, including the planned</li><li>Transfers to Payment Initiation Services, including the planned</li><li>Transfers to your Credit card</li><li>The <strong>first</strong> transfer of a recurring transfer on the day of confirmation </li></ul>"}},{"title":"Which payments are not counted towards my digital daily limit?","richBody":{"value":"<ul><li>Direct debits</li><li>Transfers between your own ING accounts, like your savings account, your joint account, your investment account and your own current account</li><li>The following recurring transfers; these are the transfers after the first transfer</li></ul>"}}]},{"componentType":"linkList","iconTitle":{"title":"Also of interest"},"textLinks":[{"url":"/particulier/betalen/geld-overmaken/inzicht-in-je-limieten","text":"Other limits"},{"url":"/de-ing/veilig-bankieren","text":"Read all about safe banking"}]}]}}}