{"type":"document","data":{"id":"c3fed210-1d04-406a-9513-b4134c42c598","localeString":"en-GB","publishDate":"2026-04-14T09:24:35.561+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Everything you need to know about creating and removing debit cards in the Garmin wallet."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Easily done in the ING App!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/1c48838d-1252-481b-a5bc-a13741357865/Japanese-man-paddling-packraft-in-mangrove-river-and-laughing-iriomote-ishigaki-national-park-of-the-yaeyama-islands-okinawa-japan","type":"image","width":8660,"original":"https://assets.ing.com/m/1afa568d0d1e0cb9/original/Japanese-man-paddling-packraft-in-mangrove-river-and-laughing-iriomote-ishigaki-national-park-of-the-yaeyama-islands-okinawa-japan.jpg","extension":"jpg"},"title":"How to activate Garmin Pay"},"backLink":{"textLink":{"url":"/en/personal/payments","text":"All about payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What do you need to use Garmin Pay?"},{"componentType":"highlight","richBody":{"value":"<p>The minimum age for using Garmin Pay is 16. You will also need the following:</p><ul><li>A <a href=\"https://www.ing.nl/punten/search/garmin\">Garmin Smartwatch</a> which supports the payment feature</li><li>The newest version of the ING app (on an iOS or Android™ device)</li><li>An ING current account and debit card</li><li>The newest version of the Garmin Connect app</li></ul>"},"textLinks":[{"url":"https://www.garmin.com/nl-NL/c/wearables-smartwatches/?FILTER_USERPROFILE_GARMINPAY=true&sorter=featuredProducts-desc"}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/116d1933-87a8-4773-8d7e-c08d3682cf12/24000_Stroomschema-Garmin-Pay-2500x2500","original":"https://assets.ing.com/m/7319ffeb940c2a8b/original/24000_Stroomschema-Garmin-Pay-2500x2500.png","extension":"png"}},{"componentType":"sectionTitle","title":"Activate Garmin Pay for Maestro, VPay or Mastercard cards"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Open the ING App and choose 'Service'","list":["Open the ING App","Click on 'Service' at the bottom right","Go to “Arrange it yourself” and click on “Your app settings”","Scroll to “Payments” and select “Garmin Pay”"]},{"title":"Choose your card","list":["Select the account/card you want to add","Click on “Add to Garmin Pay”"]},{"title":"Add in Garmin Wallet","body":"The Garmin Connect App will open automatically","list":["Read and accept the conditions","To check your identity click on “Use the ING Nederland mobile Banking App”"]},{"title":"You are ready to pay!","body":"Your ING card is now available in the Garmin Wallet","list":["Done! You are ready to pay with Garmin Pay!"]}]}},{"componentType":"sectionTitle","title":"Activate Garmin Pay for Visa Debit cards"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Open the ING App and go to “Service”","list":["Open the ING App","Click on “Service” at the bottom right","Go to “Arrange it yourself” and click on “Your app settings”","Scroll to “Payments” and select “Garmin Pay”"]},{"title":"Choose your card","list":["Select the account/card you want to add","Go to “How to activate this card?”","Click on “Open card details” and note: name on card, card number, valid until and CVC or CVV code. You will need this information in the next step"]},{"title":"Add to Garmin Wallet","body":"Before you start, make sure your phone and Garmin smartwatch are connected","list":["Open the Garmin Connect App on your mobile phone","Go to the menu setting and select “Garmin Pay”","Click on “Add from card number” and select the card you want to add","Follow the instructions: enter your PIN, add card details, billing addresses and accept the terms & conditions","To check your identity click on “Use the ING Nederland mobile Banking App”"]},{"title":"Open de ING App and go to “Service”","list":["Scroll to “Arrange it yourself” and click on “Your app settings”","Go to “Payments” and select “Garmin Pay”","Confirm the card activation of your Garmin Wallet in the ING App"]},{"title":"You are ready to pay!","body":"Your ING card is now available in the Garmin Wallet","list":["Done! You are ready to pay with Garmin Pay!"]}]}},{"componentType":"sectionTitle","title":"Is Garmin Pay safe?"},{"componentType":"paragraph","richBody":{"value":"<p>Garmin Pay is just as safe as paying with your regular debit card. To start a payment, enter your PIN code. For the payments in the next 24 hours you don&apos;t need this code anymore. Did you take your Garmin Watch off and put it on again? Then you have to enter your PIN code as well before making a payment.  </p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","taxonomies":[{"taxonomyKeys":["segments","segment_private","segment_private-isp","categories","cat_mobile-payments"],"taxonomyType":"assistedProcessCategorizationTaxonomyContainer"},{"taxonomyKeys":["q-a"],"taxonomyType":"assistedContentTypeTaxonomyContainer"}],"accordionList":[{"title":"Which Garmin devices support Garmin Pay?","richBody":{"value":"<p>On the <a href=\"https://www.garmin.com/nl-NL/c/wearables-smartwatches/\">Garmin website</a> you will find all models that support Garmin Pay.</p>"}},{"title":"Which debit cards can be added to Garmin Pay?","richBody":{"value":"<p>You can use Garmin Pay for all debit cards/accounts that are registered on your name:</p><ul><li><strong>Joint account:</strong> as joint account holder you can add this account to the Garmin Pay wallet</li><li><strong>Youth current account:</strong> Garmin Pay can be used from the age of 16</li><li><strong>Business Account</strong>: is also easy to add to Garmin Pay</li></ul><p>You <strong>cannot </strong>use Garmin Pay:</p><ul><li>with a debit card/account for which you are not authorized, if you are undere financial guardianship</li></ul><p>Do you want to use several current accounts in the wallet? You can add up to 10 debit cards. Each account must be verified before adding it to the wallet. Before making a payment, first select the debit card you want to use. Next hold your watch near the terminal.</p>"}},{"title":"Where can I find the CVC or CVV code of my ING Visa Debit or Debit Mastercard?","richBody":{"value":"<p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>Do you have an ING Debit Card from Visa or Mastercard? You can find the CVC or CVV code in the ING App:</span></span></span></span></p><ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Open the ING App and tap &quot;Service&quot; at the bottom right.</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Scroll to &quot;Self service&quot; and tap &quot;Your cards&quot;.</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Select your Visa or Mastercard debit card for which you want to see the CVC or CVV code.</span></span></span></span></span></li><li><span><span><span><span><span>Choose “Card details”.</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Here you’ll find an overview of your card details, including the CVC or CVV code.</span></span></span></span></span></li></ul><p> </p>"}},{"title":"How can I block or remove my debit card from the Garmin Pay wallet?","richBody":{"value":"<p>You can remove the debit card from the Garmin Wallet whenever you want. This is done via the Garmin Connect app of via the ING app.</p><p>How to remove the debit card from the Garmin wallet <strong>via ING app</strong>:</p><ul><li>Open the ING app and select &quot;Service&quot;</li><li>Select &quot;Your app settings&quot;</li><li>Choose &quot;Garmin Pay&quot; under &quot;Payments&quot;</li><li>Select the debit card you want to remove</li><li>Click &quot;Remove from Garmin Wallet&quot;</li></ul><p>How to remove the debit card from the Garmin wallet <strong>via Garmin Connect app</strong>:</p><ul><li>Open the Garmin Connect app and go to settings </li><li>Choose &quot;Garmin Pay&quot;</li><li>Select the debit card you want to remove</li><li>Click settings (dots in the top right corner)</li><li>Select &quot;Remove&quot;</li></ul><p>The card has been removed. You can add it to the Garmin Pay wallet again anytime you like. The easiest way is via the ING app.</p>"}},{"title":"What to do if my Garmin watch is lost or stolen?","richBody":{"value":"<p>Immediately remove the payment cards from the Garmin Wallet, so that payments with the Garmin watch are no longer possible. You do this via the Garmin Connect app or via the ING app.</p><p>If the Garmin watch has been removed from the wrist, the PIN code must always be entered before payment can be made. Always keep your Garmin Pay PIN secret.</p><p><strong>Is your phone also lost? </strong></p><p>You can no longer deactivate Garmin Pay yourself? If you have access to another device, you can block the Mobile Banking app via <strong>My ING</strong>. Or call the  ING Hotline.</p><p>ING Hotline: + 31 (0)20 22 888 00<br />Availabe 24/7.</p>"}},{"title":"How do I add cards from multiple checking accounts to the Garmin Wallet?","richBody":{"value":"<p>Do you want multiple checking accounts in the wallet? You can add a maximum of 10 passes. You follow the same activation process for each account you want to add. And you must verify each account before you can add it to your wallet.</p><p>When you pay, first select the debit card you want to use. Then hold the watch at the terminal.</p>"}},{"title":"Can I also add my credit card to the Garmin Pay wallet?","richBody":{"value":"<p>No, you can only add a debit card to the wallet.</p>"}},{"title":"Can I use both an iOS or an Android™ phone to activate Garmin Pay?","richBody":{"value":"<p>Yes, you can activate Garmin Pay with both an iOS or an Android™ phone. It works for both operating systems.</p>"}},{"title":"How do I set or change my Garmin Pay PIN code?","richBody":{"value":"<p><strong>How does the PIN code work?</strong></p><p>The PIN code (i.e. the unlock code) of your Garmin watch serves as authentication for making a payment. Enter the Garmin Pay PIN code once every 24 hours. Afterwards you can make payments. As long as the watch stays around your wrist you don&apos;t have to enter the PIN code during the rest of the day. Do you take the watch off and put it on again? First enter the PIN code to be able to pay again.</p><p><strong>How to set or change the Garmin PIN code</strong></p><p>You can set or change the PIN code via the Garmin Connect app.</p><ul><li>Open the Garmin Connect app</li><li>Go to &quot;Settings&quot;</li><li>Select &quot;Profile and privacy&quot;</li><li>Click  &quot;Garmin account management&quot;</li></ul><p>You will then be redirected to the Garmin website. Here you can change your account data.</p>"}},{"title":"What can I do if I cannot activate Garmin Pay?","richBody":{"value":"<p>Can&apos;t find Garmin Pay in your phone? Then you may not yet have the latest version of the ING app on your phone. Check the app store to see if you can download a new version of the ING app.</p><p><strong>Problems during activation:</strong> </p><p>Do you receive a general error message in the Garmin Connect app when adding the debit card to the Garmin Wallet? Then close the Garmin Connect app and try again.</p>"}},{"title":"What information is shared with Garmin when I pay with Garmin Pay?","richBody":{"value":"<p>ING and Garmin do not exchange personal data. To give you an overview of your latest payments, Garmin can show you Garmin Pay payment details for the last 30 days.</p>"}},{"title":"Where can I go if I have another question about Garmin Pay?","richBody":{"value":"<p>Also take a look at the <a href=\"https://www.ing.nl/en/personal/payments/garmin-pay\">information page and Q&amp;A Garmin Pay</a>.</p><p>Is your question not listed there either? Then we will gladly help you via our chat.</p>"}}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"Garmin Pay Terms and Conditions"},"textLinks":[{"url":"https://assets.ing.com/m/68c462d859d60978/original/Voorwaarden-betalen-met-je-smartwatch-01012024.pdf","text":"ING terms and conditions for paying with Garmin Pay"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Pay with Garmin Pay?","intro":"View the explanation and FAQ.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c2c08c76-aa89-40b0-9c50-a5d94dc3e3b4/Devices-Wrist_Watch_Filledin","type":"image","width":24,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6e92f55a110d382f/original/Devices-Wrist_Watch_Filledin.svg","extension":"svg"},"link":{"url":"/en/personal/payments/garmin-pay"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Discount on a Garmin watch?","intro":"View the ING shop deals","image":{"transformBaseUrl":"https://assets.ing.com/transform/cdcc2a31-13eb-42b6-bff8-f53634a595ba/Products-Basket_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2e75c8149cd0c15f/original/Products-Basket_Outline.svg","extension":"svg"},"link":{"url":"https://www.ing.nl/punten/search/garminpay"},"linkText":"ING Shop"}]}]}}}